Just now ASN office called me to say that I havent done the pewarisan and askd me to do so.

To do so, need fill up form and all IC docs plus RM180 fee.

Ini betul ah?

if there is annual fee, how about if i get pewarisan as the whole for all of my assets instead of just the ASN?

I just put this here. Sila bincangkan (6 markah)

don't see a problem. dare to promote then dare to bear the responsibility la.

I still see the transfer and switching functions available in drop down menu sometimes. Not sure if it's still working though.

You got the password wrong even after reactivating it?

Looks like we have one more day to wait

3.75%

sorry guys

If GF not ngam better break earlier than later. Choose wife must choose properly. If you choose one that harms you and creates chaos.. better let go. Look at MO1. So breaking up is not bad thing. If she suits you will suit you. If not better let go. Time wasted better than life wasted later. Better now than later. Look at ASM.. up or down still helps you all the way. Find GF find wife must be like ASM. Up or down still there and support you with all they can. Help you and support you in life. Put money in your pocket where good or bad economy. Even bad economy still put some money in your pocket. As long as you hold asm.. they will continue to put money and enrich your life. Great support irregardless what time or economy state.

Don't look at it that it's not worth converting anymore.
What's expensive now can become more expensive in the future (ringgit is likely to continue dropping and we may see 4.0 in our lifetime).

For me, I still continue to convert my money whenever I reach rm10k regardless of exchange rate.
Only put EPF if you have faith in RM. I can choose to top-up my EPF anytime but I refuse. Why? I don't believe in the RM long term.

Sorry, one more time - if redeem over counter at ASNB office, how long to receive in bank account? Same day? I assume no withdrawal limit.