Hi all, need advise.
I took ASB loan (Maybank) years ago and currently thinking of ending it.
I got 2 choices, either I paid up the remaining balance, or just terminate the loan. Based on your knowledge, which one is better?
Another thing, say I terminate the loan. Will the size of my fund decrease too following the amount of the sijil they take back? For example, cash 190k, sijil 50k, total 240k. Say I terminate loan, they take 40k sijil back, so now total in ASB is 190k cash, 10k sijil, total 200k. Will my maximum amount that i can invest is 200k, or it will still remain 240k?
Thanks in advance.

Thanks!
Looking details on the loan makes me realised how much interest it incurred every year. I guess better for me to cancel the loan and put my own money there instead.