Once in 10 years?

Later 2am can buy already..

Few more hours to go....

ASMx funds always available especially ASM 3 😁

very difficult to split the money to diff banks for 30-50k each. olden days bring briefcase to asnb. modern days go bank do transfer.

ASNB transaction is limited to 7am to 7pm only on Maybank2U

Do the splits early..

Then when to buy... Use different bank each transactions...

Now should be easy...

No Q. Waiting at banks with hard cash.. less risk

HI all sifus, may I know is most of the asnb product earning money?
I wish to start invest and have not much idea about this.
I dont mind low return as long as higher than FD, but is there any source where I can learn more about all these?

https://www.asnb.com.my/asnbv2_0index.php


But it's not higher than FD...

Years ago yes.
But now it's lower....

Higher than FD is EPF...

But but

Their presentation showed higher than Maybank 12-M FD

He he he

Smart presentation 😂😃

& Tactics

By just using the board rate of MBB... Which is among the worse in the market 😁

Anyway

Max 15 days to the moment of truth

And another time to see the chart showing higher than 12M MBB FD

Heart beats getting faster 🤪

Expect the unexpected...

3.5 to 3.8 in hand 👌
For ASM

This post has been edited by nexona88: Mar 16 2023, 10:33 AM

Don't lah like that

Hope for 4% mah then can have better breakfast

Everyone hope for better rate....

But need to accept bitter truth...

Ain't going to be good rate....

For ASB 2, probably got bonus to cover on top basic. But for ASM.. just basic dividend

I don't agree. I think should have 4%. They have more time for the interest rate hike to roll the effect. Past one week only went down. So technically wouldn't affect the earnings yet. So 4 to 4.2% still doable. Asm2 and asm3 however no chance unless market bounce which i don't believe. I believe a recession should happen very soon and market will drop a lot this time.

if really 4%...
then its quite good achievement,,,,

well done to ASNB & it's investment people

Just came back from ASNB office, went to register so as to be able to withdraw any amount I want but was told amount more than RM2K MUST be done OTC. Thought read somewhere here that we could do a one off registration at the branch and be able to withdraw as we want. I already registered online for withdrawal by apps 🤔

Online max withdrawal rm2k per month.

Bank or asnb office no limit.

just for info and understanding, what's the reason that ASM can be higher than ASM2/3? is it due to they invest in different market or instruments?

and also in that case, is it better to move the funds from ASM2/3 to ASM? i see on the web portal that there's a function to switch fund, not sure of there's any charge for this?

thanks

This post has been edited by lowyat101: Mar 16 2023, 01:55 PM

Tq.

🤭 maybe mix up with EPF.

Will drawdown all of Equiti 3 first, loss since day one, was a bundle purchase 😭

Asset different and time launched different and hence depending on when it was launched, they might have certain assets at different entry point and reserves to use. However reserves are pretty much dry by now. They have different ppl handling the assets and hence slightly different returns. Historically asm1 better a bit. Plus timing of dividend announcement. That will factor in the "current" profit. Imagine gov announce interest rate increase today. Asm 1 announcev dividend end of month. It wouldn't affect thier earning mah. But asm 2 can capitalize that interest increase from now until September. Right?

Sounds like kwsp to me.