Yea easy buy with their open time. Simply tembak can get 30k
Depends on how many bank account, I think 1-2 days can close shop fill your quota

Can try asm3 now. Many units available.

I have held for years without selling a single unit but am seriously considering to withdraw some to put in fds if the promo rates get higher. Still weighing the pros and cons now.

What's your plan, MattSally and other high rollers here? Given that ASB is only 4.6, even if ASMx holds at 4.0, it's quite a big difference compared to the current promo rates. Bro guy3288, another old timer here has already started making his move.

I have reduced my ASNB holding by 60% over the past few months.

I intend to redeem more ASM on 1 April to a minimal amount after dividend.

Attachment : my ASM redemption 40k yesterday.

[attachmentid=11385380]

I see. Then the general feel does seem to indicate funds are flowing out from ASMx.

I feel heavy hearted hence still monitoring the situation.

Truth in that statement.

Whether opportunity cost lost or not, if we amortize the interests earned over the 10++ years asnb between FD, each will make own decision.

Noted also, everyone's situation is different. Personally, I'm decided to stay put with existing asnb. Fresh funds go into $60k kwsp, $8k sspn, SSB and finally FD.

Plenty of asm3 now

I doubt so. ASNB is still using the 12-month average FD as comparison. The latest ASB they compare their 4.6% dividend with Maybank average 2.27%. For them anything above 3% is therefore justifiable.

[attachmentid=11389878]

yes.
particularly those 18m or 24m FD...

more like trying to 'lock-up" the funds if there's more OPR hike later...
now lock-up with "lower rates" 

banks is smart now 
if not why some called them licensed ahlong 

Lolz 😆
Nice one boss 😀🤣🤪

But that the benchmark they use...
Really low... Sleep on the job also can achieve them...

But seriously...
Wrong investment decisions that make the funds at heavy loss .. until needs help from mommy PNB for funds to pay dividends...

Hmm not sure which SD are you referring to? Can't think of a company named SD lol

There is no "magic" in the world of finance, there's only "creative accounting". 

But ya you are right, caveat emptor.

Dilemma.......Haha

Now fishing asm1... 😂 Will try to buy another batch tonight at 2am. No interest in asm3 already

Separate post for you. This morning 2am i try but got error. I guess thier maintenance is slower so error. I waited 30 minutes (plus minus 5 minutes) and try again and the units are gone. Tried at 3am (plus minus half hour coz i took a nap) and still none. Did the same at 4am (plus minus half hour coz i took another nap) and still 0. So i give up. I will try again tonight same pattern. Will update if i get any asm1.

Update: tried at 2am.. error.. try 2.10am. error.. try 2.15am.. error.. try 2.20am.. 5k one shot go through so instead of 2am they are releasing at 2.20am on the dot.

Considering pulling another 5k out of kdi save and put into asm1 tonight one more round before CNY i might do it. Still thinking.

PNB has difficulties producing ASM3's 2022 full list of investment, it seems...

First response was from Dec 2 last year.



------------------

Emailed them last week to track status and they replied today that they didn't hear anything yet.

telegram

ASNB has sent me ASM3's 2022 full list of investment portfolio this afternoon. I added some useful statistics such as geography and industry classification schemes in the international equity section.

Enjoy!

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The main question is when?

Next March or later of the year when almost all ASMx funds have announced dividend.....

Since only 1x hike....