at 4.25%, 1% extra brings you to a nett dividend equivalent to promo FD. At 2%, it brings you to below normal FD. Might as well put into normal FD.

besides, it's much easier to buy now.

No la.i thought people just look on the surface, i.e. compare last dividend rate

can. take note that some bank branches not open, some close early.

didn't check today. few days ago many reported managed to buy.

anyone interested to swap 1k ASM 1 with 1k ASM 2 or 3? You send me ASM2/3 (or combo of both) totaling 1k and I send you 1k ASM1.

Wrongly bought.

I am helping neighbor aunty buy. Her ASM1 belongs to entire family (i.e. all her brothers and sisters). So any extra amount, they will deem it is theirs. It will be a big hassle to prove here prove there.

So I can only buy ASM2 and 3, separate funds. Accidentally tried ASM1 today and strike.

No dividend to lose since I got it today. If there's anyone who's willing to swap, i'm sure s/he will choose a fund that they just bought middle of this month.

Stop thinking about OCD unless you're one.

This post has been edited by beLIEve: Apr 21 2020, 04:11 PM

as explained. for someone who wants to swap, i'm quite sure they just bought some ASM2/3 this month.


If you really keen to listen to real grandfather stories.....My neighbor is 69 years old. When ASM1 was launched, her mother gave her the money to (queue up and) buy. That fund will be used for her and her siblings when they really need the money. So she doesn't own it herself, nor she wants to distribute evenly (probably instructed to help only whoever in need) to everyone.

Obviously, not all are well educated. once they audit it, they only see money in and out. they won't understand part of it is her money, part of it not, etc.



ASM1 only beat ASM2/3 by a small fragment of a percentage on average in recent years. Never understood why non bumi loves ASM1. I limit my holdings to slightly above 50%.

of course she's not worried about the cents. she's worried about the 1k.

agreed. always felt ASM2 better, until they kept doing ASM2 sales but not ASM1. still, as i said above, slightly more than half in ASM1.

This post has been edited by beLIEve: Apr 21 2020, 07:50 PM

damn, i wish i still have those screenshots you guys made back then

yes, based on past dividend calculations. unless they suddenly change it.

i can't think why not. only potential problem is they like doing maintenance on country-wide public holidays

it's safe until it's not.

SMS for transaction will be sent to her registered phone number.

haha thanks bro!

likewise. smooth transaction. win win

vengeful spirit. so long still remember

good business. sell scripts can buy so many ASN + rolex

Only managed to catch 3k of ASM3. That also without noticing you are selling. Otherwise I would've tried 30k

that name sounds like a sis

over already loh. few hundred k units that took months to build up zapped within seconds.

anyone interested to swap 2k ASM1 with 2k ASM2? You send me 2k ASM2 I send you 2k ASM1.

round 1 not yet finish

Haha, not really. For the person I help buying. Supposed to buy and swap with someone but he only want to swap my 4k ASM 1 with 4k ASM 3. I wanted 2k each. By swapping, I don't have to waste time not buying ASM 1.

I guess ASM 1 is not as hot as it used to. Not even worth of ASM 2. How times changed.

This post has been edited by beLIEve: Apr 27 2020, 09:57 PM

ahhhh probably.

since no one is interested, i'll just keep for myself, break my nice number and keep hunting for the next nice number.

It's only unhealthy when its dividend is consistently lower than the other 2.

Other than that, a healthy fund is one with lotsa bumiputeras and bumiputeris in it.