6 am where open or sell at online?
online limit RM2k, less possible have a lot units?

All of you if want sell, likely choice what time?

wu wu wu, after miss the opportunity, now just want top up some very hard.
This 3.75% also attractive, I guess asnb analysis this kind situation will kept pay low, because this is also mean more happy and ok with 3.75%.
I also don't know.

But why asm 2 so low, the economy not good or what reason?

thank you.

wu wu wu till now also unable buy.
Don't know is not seller or too many buyer.

No possible seller so early go to sell till now look like zero unit?

All start 8am go to take money, then 10:30 am finished, can handle so much person at short time?

I expert sold out soon. wu wu wu.

Few try want give up, I think now back like normal day, hard to get, waste many time and energy of this, but today very weird, all units at morning only.

Thank you.

What mean? Each person whole life maximum RM150k at ASM2? Cannot more than RM151K, not allow to buy?

o, thanks for reply, but still wu wu wu, before before 10:30 am too easy to buy, then want buy some again, I realize after 10:30 pm no matter 3.75% also very hard to buy.

Don't know this already turn to habits? If asnb give low dividend again, the holder still want hold. I also don't know is asnb just like test water, asm 3 give you 3.5%, then asm 1 give you 3.25% and play like that asm 2 give you back 3.5%.
I just think if can find alternative 4% already bit the asnb, if below 4% continue stay unable bit inflation, just like fd. This asnb products just like old day fd, and worse than fd, fd no need waste the time and energy.
I also don't know.

Cause just left some money and too hard to buy, so now give up to buy.

Look like holder more than seller no matter 3.75%, just like crazy to buy.
I unexpected many desire of 3.75%, so around 10:10 am I go to toilet and so on, then think where left some money, start move and make a calculation, finally ams2 sold out.

This very similar like fd, when fd promotion 4.5% all think fd will rise again and said no possible low till 2%, but finally happened.

The culture here is many like saving money and overall very care of the house loan/debt customer, not possible rise the opr so much and lower opr many still can living, why want high the opr.

All just like test water, see what customer can accept then always low low low.

Now, if I not wrong, now inflation is around 4.5%, but they not use the inflation benchmark.
Asnb will use the basic saving account or opr rate to compare.
This is also mean litter higher than fd only, I think fd and fixed fund asnb products not target help customer make more money.

Compare with epf, epf still hope all can get more money for retire.

If unable find other alternative, only can accept only. Customer not power to ask high dividend even many customer sell asnb/withdraw fd.
In fact, I believe when asnb give 3.00%, the holder still hold it, maybe think next year will good performance, dividend will rise, but I think they try test water and give as low as possible.

I also don't know.

Transfer your units to another account not need pay RM25, each time?

"Funds switch out, subject to the minimum charge of RM 25 per transaction."

Thank you, I also don't this, I think need RM25 to transfer, so not worse it.

Do you think or other has this experience, if you are ASNB Privilege, you can more easy bring stranger go to ASNB and ask them help this stranger till success open all 3 fixed accounts?

What is GBP?

If already get old and so rich with 7 figures, the 3.75% still ok, maybe consider reduce expenses better than take high risk.
If so so rich have many 7 figures then, I also think 3.75% * many 7 figures why want take high risk.
Cause I wrote inflation before, dividend want more than 4% then maybe can cover, but this for not richer and so on situation.

Just thanks all of you reply me before.

GBP can invest?

Do you mind tell here? Maybe I curious of
Now, you convert MYR to GBP is want buy UK stocks?
You so rich because when you young age, you aggressive buy and sell in UK stocks market?
When get profit you move to ASNB?
So till now you always play high and low risk investment?

Saving is your hobby, you not like spend?
Now you already have a lot money, you will use this money do what?
If you left a lot money, you wish this money do what?

Thank you.

I think this is polite to info you, before those posts got removed, I already read your post and kept it(if hard disc not suddenly damage), at least what you wrote not waste it. I don't know what I can get in your answers, just I think you are high quality, I should learn this kind personality and others, reflect on oneself. Wish you all the best. Thank you.

Maybe I force to write some about ASNB to avoid this post disappear till unable info you.
This kind post relative ASNB, average ASNB now around 6% and 4%, some members a lot of money not because invest in ASNB, so is like that.
Sorry and thank you.

This post has been edited by yourinfohere: Sep 15 2022, 11:25 PM

This is mean if want purchase asm3
high chance is 1 oct 2022(sat), 2:00am(midnight) want standby?
this 2:00am is sleep time? so before asm2 all of you not sleep wait till 2:00am?
I also don't know, now asnb online purchase and sell is running 21-22 hours, just closed 2-3 hours?

Before is 7:00 am - 6 pm like that.

Thank you.

Thank you for you reply.
Operation 22-23 hours but still hard to purchase, this really weird and yes, now dividend always pay at 1am - 3am.
I just want buy some, this sat only online open, I also not sure can get it or not, I think I will not wait till midnight but if late sleep also can try it.
Thanks of your info again.

Before 7 am any get units?
I just buy small amount only, but really bad luck and I think I unable purchase at monday.
Thank you.

Thank you of your wrote and advise, you also very nice nice.
Not like you, I not rich, not wish lose and others.
I will sell, just left money, I will buy back.
When early Covid I consider invest, but finally not success do it, now, for me I think not a good time to play investment.
Before no matter I very late to know ASNB(pass few years), but I also consider long time(wait few months till year, slow purchase) to purchase ASNB, because I worry ASNB like Amanah Saham Johor. Each time dividend, I always thanksgiving ASNB not bankrupt.
This Monday I think I unable purchase ASNB, so I try now only, again, very hard to buy.
Maybe I knew you feeling, just like I ask and willing bring somebody open ASNB account many times, but still rejected me, so maybe I think I should give up.

When wait many 5 minutes and wrote above, also totally zero units, all holder still hold it and many still purchase it. If not demand not possible not units left. You said not worth, I also think like that, but in fact and I think no matter again and again low dividend, the holder wouldn't give up, so ASNB no need work hard of high dividend to pay holder, holder just like don't know why brainless idiot sincerely fans. Above, I wrote and explain myself, now act like fool, click and try. Really crazy.

Thank you.

I not understand.

What different of "pendapatan dari PNB" and "Keuntungan ternyata daripda tahun-tahun sebelumnya"?

"pendapatan dari PNB" = move another fund profit to asm 2?
"Keuntungan ternyata daripda tahun-tahun sebelumnya" = before PNB can paid 7% but reserve 3%, when this year asm 2 performance low then use past year reserve give to asm 2?

PNB now left how much reserve of each fixed fund?

If asm 1 performance well, why asm 2 and asm 3 not follow asm 1, asm 1 invest what asm 2 and asm 3 follow it?

I guess and high hope of asm 2 but look like asm 2 not well, why profit suddenly drop down so much?

Do you think asnb still strong and ok? At least low dividend but the still can RM1 sale back, not possible like Amanah Johor Malaysia?

Thank you.

Sorry the heard your post and others.

This is mean the asnb don't know this account holder pass away or no matter asnb knew this account holder pass away, this account still active?
The account active till beneficiary bring the probate/la go to asnb?

How about if pass away already 7 years and asnb account still left money? and the bank with single name still can use after 7 years?
Who is take decease money like this way, nothing problem? But decease also agree who do like that of decease account?

Thank you.

I want explain. Today I ask, tomorrow different, so I think this time I not call and not mail.
And you are the real experience.
If 100 people look your post and self ask, I also think asnb very hard.

You feel free do it, answer or not.

Just my bad English, I not understand and the question is.

The asnb already knew the decease holder, but this decease account still active, and because you not apply probate/la, so now you continue each month withdraw RM2K?
Just curious the asnb knew decease holder also not freeze decease account?

Thank you.

This post has been edited by yourinfohere: Nov 3 2022, 02:29 PM

I just want info. After saw your post, I try login buy small amount only, but now not unit. Just late 20 minutes only your units all gone. asnb still popular or asnb keep it, till now still no easy like preview years. I also don't know why.