Welcome Guest ( Log In | Register )

Bump Topic Add Reply RSS Feed
17 Pages < 1 2 3 4 > » Bottom

Outline · [ Standard ] · Linear+

 Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia

views
     
SUSguy3288
post Jun 6 2022, 01:29 AM

Look at all my stars!!
*******
Senior Member
5,926 posts

Joined: Sep 2009
QUOTE(MGM @ Jun 6 2022, 12:40 AM)
For you long term wise what is better investment than ASMx n epf?
*
i cant say what is better, sure you have read many said long term US market SP500 etf will do better aiming for 8% or more la.. i dont aim that high so i keep ASX , EPF dont sell then to buy UTs, FD rates boom i locked d them up 5yrs, buy bonds with coupns 5-7%. Some 10 yrs ago i bought some lelong properties and they are the best in returns now, but cant say everyone just go buy properties right? That time my sole criteria was rental assured and returns at least 6% kind of sure to untung type true enough today.
Property long term sure appreciate right?


QUOTE(coolguy_0925 @ Jun 6 2022, 12:50 AM)
I understand why it is so bad now and no issue to accept it as of now

But later on when market and economy is back on, I won't expect 4%, not 7% either.. but would expect somewhere 5% - 6%
Take away the liquidity disadvantage and I will be all in for KWSP for now
*
ideally it should be that way, hope the gomen dont play us out.
SUSguy3288
post Jun 15 2022, 08:18 PM

Look at all my stars!!
*******
Senior Member
5,926 posts

Joined: Sep 2009
QUOTE(nexona88 @ Jun 15 2022, 03:25 PM)
Good for u 👍
The main objective have been achieve 💪
Many people think $$$ in ASNB forever... Won't withdraw & heck even pass on to next generation.... For their benefits....

BUT it's not...
There's some point in life we need to withdraw the units...
Yes. To get the units we all waste so much time & years to accumulate them all.... 

Time to let it go...
And give others chance to "feel" the units 😁


*
i never sell at all from beginning
looks like forever will never achieve objective la

If need money i go for KDI first HLB TIA next
ASX low down the list

Nobody sell an asset to give chance for others.
if any that is a weird way of doing charity.........
People sell becos it no longer serves the purpose
or they found a better place and many other reasons
but i doubt give chance for others to feel is one of them...

In my case you are right most likely need pass down
can just say my kids lucky lo. if we can afford why not as long as
you dont pamper your kids to spend like no tomorrow
SUSguy3288
post Jun 16 2022, 08:37 PM

Look at all my stars!!
*******
Senior Member
5,926 posts

Joined: Sep 2009
QUOTE(nexona88 @ Jun 15 2022, 08:31 PM)

Needs to work hard / smart..... No whatever tongkat available.... Want better... Buss off to foreign land for better $$$$ but retirement is in BolehLand 😁 Our food is good & foreign countries won't be the same standard/level of food we get.... That's why singkies also flock to here for food (other than weak MYR) 😁

Only thing...
We can proud of....
ASNB Fixed price fund products is one in the world...
Hybrid UT+FD.... Fixed NAV 👍
Must thanks to Atuk partly too....
Because originally.... It's for Bumi only...
ASW is first fund that open for all... With the 51/49 percentage given....
*
we are already disadvantaged from the start, so any such benefit grab and hold tight
provided returns still good la
if no longer good sell
SUSguy3288
post Jul 21 2022, 01:21 PM

Look at all my stars!!
*******
Senior Member
5,926 posts

Joined: Sep 2009
QUOTE(plumberly @ Jul 20 2022, 06:29 PM)
I have not followed this thread for some time now and thus did not know whether ASNB has announced that they reduced the sale FPF volume in Myasnb, shifting towards the FPF and VPF combo.

If they did that without any public announcement and people like me tried like hell, clicking for hours everyday, have every reason to get angry and complain.

If they did inform the public, then it is up to oneself whether to try to buy online. If no success, then cannot blame ASNB as they have informed the public.

Thus asking here whether there was an official announcement by ASNB on the reduced sale volume of FPF via Myasnb platform.

If tak ada and they are reducing the volume on Myasnb, I will contact ASNB to speak my mind.  bangwall.gif  ranting.gif  vmad.gif
*
Hello old fren, remember those days that i would watsapp you when i got huge units?
must be many years ago.... you still have not bought enough kah?

now the returns are not as high as before....still worth chasing so hard meh?

Also heard many unhappy with the 4% threatening to sell,
perhaps just by chance you didnt get to buy.....

but for me i have not been trying to buy past many months already
unless it is going to give 5% or more later. a 1% cut costed me a small car a year,
give it a pass for now...go play bonds better, but of course i dont sell also lah..
SUSguy3288
post Jul 21 2022, 11:02 PM

Look at all my stars!!
*******
Senior Member
5,926 posts

Joined: Sep 2009
QUOTE(plumberly @ Jul 21 2022, 04:25 PM)
Of course, I still remember you. Good to have extra eyes & ears on when giant fish came to shore for us to lay our net. Ha.

The current economy can go either way (my gut feeling says another big dip). Prefer to park some money there for use later.

Whatapps me if you know some are available. Ha.

Cheerio.
*
sure if i know will inform you,
may be just try once a while lah who knows....
no need die die must get it la...


Attached thumbnail(s)
Attached Image Attached Image
SUSguy3288
post Jul 22 2022, 01:27 PM

Look at all my stars!!
*******
Senior Member
5,926 posts

Joined: Sep 2009
QUOTE(plumberly @ Jul 22 2022, 08:40 AM)
Thanks.

Infor from ASNB insider?
*
From ASNB Premier Relationship manager
SUSguy3288
post Jul 22 2022, 02:29 PM

Look at all my stars!!
*******
Senior Member
5,926 posts

Joined: Sep 2009
QUOTE(plumberly @ Jul 22 2022, 01:33 PM)
I see. Mine here is not that forward, more of a sales person. Get me confused with his replies. Ha.
*
same also

QUOTE(NF2M @ Jul 22 2022, 02:18 PM)
More like a relationship personnel. But styled as Manager to make us feel important.
*
QUOTE(!@#$%^ @ Jul 22 2022, 02:19 PM)
gro
*
This post has been edited by guy3288: Jul 22 2022, 02:36 PM


Attached thumbnail(s)
Attached Image
SUSguy3288
post Jul 22 2022, 03:54 PM

Look at all my stars!!
*******
Senior Member
5,926 posts

Joined: Sep 2009
QUOTE(!@#$%^ @ Jul 22 2022, 03:52 PM)
if can help u get backdoor units then will be very cool
*
Unfortunately no
SUSguy3288
post Jul 22 2022, 08:44 PM

Look at all my stars!!
*******
Senior Member
5,926 posts

Joined: Sep 2009
QUOTE(nexona88 @ Jul 22 2022, 07:44 PM)
Already like 10years+++
No helping out to fish units...

Around like 2006 - 2009 period got some "special services"....
Don't need to Q... Give passbook, forms & bankers cheque.. good enough... Especially there's new opening.... After like 1 week. Just go collect 👍
*
you still remember very well huh all those things i did.....that time i really hantam cukup cukup, now ada takda takpa oredi....

but just checked my record as late as 2014 i was still actively doing all that, less than 10 yrs ago la.

now ada online everyone can access, susah dapat lo.

but my records showed around 2018 i deployed my family members at the keyboards still got alot of big catches..remember those odd numbers 3456, 6767, 7777, 8888 9999.99 etc that you guys asked me why deposit like that,? ha ha just the kids naughty way of playing when told to work, but who cares as long as dapat....... time flies my kids all grown up, money all become theirs already.......
SUSguy3288
post Jul 23 2022, 01:18 PM

Look at all my stars!!
*******
Senior Member
5,926 posts

Joined: Sep 2009
QUOTE(lucifah @ Jul 23 2022, 10:55 AM)
cool2.gif

user posted image
*
QUOTE(lucifah @ Jul 23 2022, 11:51 AM)
but when people say myth, i like to check fact first.

occassionally the bumi units might run out, but it wont be long. wait for few hours and u can hoot 30k as many time as u like
*
Hello lucifah how are you doing?

thumbsup.gif you have my respect. fact or truth is more important , even if it hurts.
the lesser mortal probably wanna conceal that to placate us, but not you, great!
keep it up.

This post has been edited by guy3288: Jul 23 2022, 01:19 PM
SUSguy3288
post Jul 25 2022, 08:49 AM

Look at all my stars!!
*******
Senior Member
5,926 posts

Joined: Sep 2009
QUOTE(Lembu Goreng @ Jul 25 2022, 07:56 AM)
Weird, my RM keeps me updated but never try to sell me anything

What are they trying to sell you guys?
*
the variable price UTs and bundle pack
SUSguy3288
post Aug 24 2022, 10:53 PM

Look at all my stars!!
*******
Senior Member
5,926 posts

Joined: Sep 2009
QUOTE(lim47 @ Aug 23 2022, 07:51 PM)
Haha yea sembang Kari only no sell.
BBB

user posted image
*
True or not this one, no dates.....?
nonbumi still can get big amount like that now?
SUSguy3288
post Aug 31 2022, 12:43 AM

Look at all my stars!!
*******
Senior Member
5,926 posts

Joined: Sep 2009
QUOTE(nexona88 @ Aug 30 2022, 03:51 PM)
the risk I already posted previously...

how to buy?
that one I'm not expert...

can ask my sifu / boss guy3288 for advice  notworthy.gif
since I don't have 250k above laying around like that..
just ordinary person  tongue.gif
*
Wah, so many seem disappointed here
3.75%, take pay cut again
lagi banyak lagi teruk kena cut.
no incentive to stay in ASX now..

me no sifu la, but with lousy ASX and FDs , bond appears good.
I just bought Bank Islam Bonds coupon 5.16%.
you can read contribution from others posted in few bond threads i started, use search.

dont have RM250k still can buy
from FSM, but read the T&C
SUSguy3288
post Sep 16 2022, 12:01 PM

Look at all my stars!!
*******
Senior Member
5,926 posts

Joined: Sep 2009
QUOTE(poco loco @ Sep 16 2022, 05:39 AM)
hi i am new to this asnb thinggy and lazy to read all from 1st topic...
to my understanding...now i can make an account to  put money in to get interest rate of at least 6% (base on previus year thinggy)\
i alyiz though this asnb thing is for bumiputra only?
now open to all aready ka?

btw i am 40 yo,chinese
i just take pic,video in the asnb app for verifiedcation tthinggy...hope it will approve and start investing

oh gotten smms say fail verfied..
maybe ic pic too white kut
after 2nd time do...approve pulak...waiting for bank verified pulak now
*
lazy to read tak boleh la,
so many things you dont know,
where got 6% return previous year?
SUSguy3288
post Sep 22 2022, 11:49 PM

Look at all my stars!!
*******
Senior Member
5,926 posts

Joined: Sep 2009
QUOTE(nexona88 @ Sep 22 2022, 03:26 PM)
Dividends time  devil.gif

user posted image
*
good la so fast coming again. 1 yr 3 x

QUOTE(ikanbilis @ Sep 22 2022, 03:55 PM)
No excitement. Already expecting 3.75% devil.gif
*
if keep paying so low we all chao. FD rates already 3.9%, soon will be more than 4%
SUSguy3288
post Oct 27 2022, 07:24 PM

Look at all my stars!!
*******
Senior Member
5,926 posts

Joined: Sep 2009
QUOTE(!@#$%^ @ Oct 27 2022, 06:37 PM)
sell sell sell. fd got pidm somemore.
*
If can find FD 4.8% long term i would sell, 1% lower than fd going long term rugi besar lo
SUSguy3288
post Oct 27 2022, 08:07 PM

Look at all my stars!!
*******
Senior Member
5,926 posts

Joined: Sep 2009
QUOTE(!@#$%^ @ Oct 27 2022, 07:44 PM)
dun lose ur time/money in the meantime. time is opportunity wasted.
*
withdraw now put in 4.4% only @ 18 months? not worth the trouble in case ASX dividend 3.75 -4% next and slowly up later
4.8% and above for 24 months or more than i really wanna withdraw.....will be my 1st time WD.

4.8% for only 6 months now still not good enough to sell ASX.
SUSguy3288
post Jan 3 2023, 11:00 PM

Look at all my stars!!
*******
Senior Member
5,926 posts

Joined: Sep 2009
QUOTE(Unkerpanjang @ Jan 1 2023, 02:59 PM)
A New Year Greetings to our ASMX Fund Manager,
Cc Asnb lowyat council of elders,

Sir, i understand its a challenging investment climate for next couple of years*?
May i suggest you just park the funds with local banks, so that we earn > 4.4% annual dividends. Attached is a potential bank candidate.
You can just relax for next 24 months.
Thanks for your consideration.

user posted image
*
manager dont want to listen, we just do it ourselves...take out and go put there till he listens..


QUOTE(elea88 @ Jan 3 2023, 05:54 PM)
over bank whats the limit for ASM withdrawal?
withdraw to bank ac i mean

put put put like more than a decade hv never withdraw before
now only i go read its only 2k per month online. !!!!
*
i also just found out online WD only 2k.. too low, should follow like SSPN then good

QUOTE(MGM @ Jan 3 2023, 08:24 PM)
Just sold 100k ASM3 yesterday n diverting 60k to epf end of Jan.
*
i am going to WD also put in PBB FD 4.8% refer wife become RCB member
PBB campaign now till Mac 2023 can get RM800 reward.
SUSguy3288
post Jan 3 2023, 11:03 PM

Look at all my stars!!
*******
Senior Member
5,926 posts

Joined: Sep 2009
QUOTE(MGM @ Jan 3 2023, 09:29 PM)
Then i lose 1 month Dec Asm3 say 4% = 100k*4%/12=rm333.
Gain 1 month epf Jan say 5.5%=rm458.
1Jan was Sunday n JB bank opened on 2Jan. Then parked in high interest OCBC 360 til end of month b4 depositing into epf.
I get 1 month of ASM3 of rm333 + 28days ocbc365 of rm237, total of rm570 compare with rm458 shown above.
*
Actually u can park in KDi also
till end of month only withdraw
and put in EPF

edit noted u had OCBC high yield to park thumbsup.gif

This post has been edited by guy3288: Jan 3 2023, 11:14 PM
SUSguy3288
post Jan 4 2023, 11:33 AM

Look at all my stars!!
*******
Senior Member
5,926 posts

Joined: Sep 2009
Sold 354k asm just only can try your luck now
« Next Oldest · Finance, Business and Investment House · Next Newest »
 

17 Pages < 1 2 3 4 > » Top
Add ReplyOptions
 

Change to:
| Lo-Fi Version
 0.0563sec    0.37    7 queries    GZIP Disabled
Time is now: 22nd December 2025 - 05:00 PM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.