i missed the email also, just found them after put ASNB filter....
more like advertisement lah this...


Attached thumbnail(s)

Sadly didn't reach 500...
Maybe that's the reason??? I didn't get any emails....

I suspect that, but suspect only

Or you opted out the marketing communications

honestly i don't like this type of lucky draw thing. I prefer a small upfront cashback type of reward.

that said, so many "islamic accounts" are promoting this type of deposit + lucky draw thing, including sspn, BeU (Al-Awfar account), MBSB (primewin), Maybank (Zest-i) etc etc... Seems like every bank also got one version of this type of islamic account

Marketing stun on asking you for more money

I'm more worries...

All these costs money which indirectly affect the dividend overall too....

Unless they gotten some kind of sponsors.... So all is FOC 😁

Put into entertainment / event budget.

Good News for everyone 😀

This post has been edited by nexona88: Oct 10 2025, 09:25 PM

Confirm plus chop it is part of the expenses

Question is, what is the allocation key for ASB ASB2 ASM ASM2 ASM3 & the variable funds

Wow starting when & what additional amount for ASM ya?

Wanna see how fast will sold out this time

Does anyone have past records on how often ASNB increase fund sizes?

I have a feeling that they keep increasing their fund sizes aggressively in recent years, last year happened to ASM2 or ASM3.

ASM1's asset is about 29.3 billion MYR as of 1st April 2025. A 5 billion MYR increase means the fund size will increase by 17%. And they must earn at least 4-5% p.a. on this additional amount of "fresh fund" they get in. 5 billion MYR for ASM + 5 billion MYR for ASB3 Didik = 10 billion MYR...

How many projects, including kroni ones, in this country, can return 4-5% p.a. at a gigantic size of 10 billion?

I hope behind closed doors they are not turning this into a Ponzi scheme: use new money to fund old money's dividend.

New offering should be January mid or later 2026....

CNY & Raya coming..... So demand might be lower...

Already said 5 bil each for ASM & ASB 3 Didik...

Seriously already lost count how many times new offering 😜

Time to sapu some.
😅

Tak baik cakap macam ni

Next year only boss...

Now collect the $$$ first.... Then can hentam kaw2 (if there's no individual limits 😜)

looking forward of the 5 billion additional units for ASM next year

Just dont put all eggs into one basket

Probably one of the reasons why self contribution limits didn't increase this round.....

Need to divert all the excess $$$ into ASMx funds....

Logically, if that 100k limits increase.... Sure all would go to EPF instead of ASM funds...

Average 4%++ vs 5%++

You also see something wrong eh...



Very good funds routinely gate their fund sizes. They only open the gates when the new money can find reasonable returns. PNB is probably just another fund manager looking to earn management fees... More AUM... more fees... The misalignment of interest is laid bare man...

let's see how fast it will be sold out this time

so smart they open ASM not the other ASM2 & ASM3

Why is it "so smart", ASM more in demand than ASM2&3?