are all insurance gonna be have premium revision over the year, or just AIA?
agent sweet mouth say my age locked this price very worth it, but if revise like this i dont feel comfortable.

The medical will increase mia. It's true for all insurers. Actually you buy the most basic standalone policy rm200 per day room is enough. When u need it (choiiiii) baru top up balance with hospital for a single/suite room if you value privacy like me.

AIA bungkus soon

Increase 5% to help pay their employee increment 5%.

Insurance like that laa.. When selling said premium fixed.. only if move to next age band need to top up a bit.

Then few years down the road increase premium 100% coz current premium cannot sustain etc.. pui

Biar betij

Last I wanted to upgrade my plan they sent letter reject BECAUSE POLICY MENTION MINIMUM RM 50 RAISE FOR POLICY THEN ONLY ALLOWED, LOWER RHAN THAT YOU CANT UGLPGRADE YIUR PLAN.

Insurance konon yang wanna help

me same AIA medical.. i change to GE then get many extra rebates.. although is 250 per month but is totally worth it..

Not sure. I terminate my AIA this year. So far i didnt hear anything from other insurance co

Premium revision is unavoidable especially if you bought investment-linked insurance
5% still ok laaa.. last year 1 of the ‘blue’ company increase 100% premium for some clients (knew this because suddenly many prospects come and ask quotation from me, they want to terminate with ‘blue’)

Premium will increase every 4-5 years depending on age.

Just buy takaful rm10 a month.

aku masih simpan suraat prudential

So this only affected to medical card only right? My agents also explain this to me....he also claim that life insurance (not medical one) is seldomly got price hike in premium

I got one medical card + takaful life prubsn+ takaful life zurich + takaful cancer etiqa = rm1000++

coz life insurance is once off payment and doesnt involve medial fee

everyone month u pay 1k?
wah family sure rich if u die

im heavy smoker leh early 30s...but no tanggungan...oh wai....scared die early

This post has been edited by JohnKekHow: Nov 18 2019, 04:12 PM

Korek
Usually repricing because of medical

I got client paying rm300/month for life coverage only since 2001 never increase until now

This post has been edited by kapalterbang_737: Nov 18 2019, 04:17 PM

time jual tak habis2 janji premium is fix price this la that la
promise younger earlier get it the better since will be lower
siap show all the table calculation and what not
now can suka2 naik harga
ptuii
bunch of crooks

it's because your medical card policy is linked together with your life policy and the rest. and you pay a collective amount monthly/quarterly/annually. hence most people think wahhhh, my whole insurance naik harga again damnnnnnn cheat people mia

u wan more transparency with possible advantages, get a standalone medical card with term insurance.

your agent living the good life, it;s time to ask loads of questions and get answers


inb4 ajaran sesat

This post has been edited by hotjake: Nov 18 2019, 04:31 PM

yeahh...i know the drill

I don mind price increase if it make sense

Things that pissed me off is agent say fixed price secure at young age very worth it yada yada now increase premium with flowery business terms damn shit