Yeah, looks not bad.

For EUR almost as good as TW and better than IR.

And for SGD much better than the other two, nice.

Sorry, I don't have time or money to try all four of them. I need to find the best.

How much is the fixed service fee for Transwise per transaction?

All four will have different rates upon time of use. SO to get best rates you need to shop around. I can tell you TW maybe cheap but that's valid for say 10 minutes. Then in 10 minutes time TW maybe the most expensive.

Don't look at fees. Look at final amount of foreign currency you are getting.

My friend is not confident with myr
He suggest to transfer all his 1 million ringgit saving to SGD
What is the best way and to which bank
Thank you all.

No use fintech to transfer to sg nank account. Then deposit SGD into interactive broker. From there convert using interactive broker. Interactive broker conversion rate is the lowest in town. No priority banking/fintech can beat their rates as they are giving you interbank rates. I don't think private bank also can get those rates. Cause the rates offer by Interactive broker is what the banks use to exchange currency among themselves.

You can convert millions and only pay USD2.00/conversion. That's it. No markup rates. No hidden fees. No extra fees.

reliable or not? never heard it before

Can it even transfer SGD? For me it only shows other SEA currencies, no SGD, no USD, no Euro

Wow. That's awesome.

Just curious, do you have a borderless account or no?