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 Getting Singapore PR or Australia PR, Which is recommended for the next Gen?

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SUSLiamness
post Oct 29 2019, 03:35 PM

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QUOTE(jncheong @ Oct 17 2019, 03:21 PM)
Is difficult question. Better lifestyle is really a very subjective thing and many times reality is different from what we imagine it to be.

I've friends who migrated from Singapore to Melbourne and came back after a few months because kids don't like it. But there are others that like it also. Some times it's difficult to predict how kids will respond. It's common for migrant kids to develop self hate and cannot adapt well and blame their parents for migrating.

My feel is if you're upper middle to upper class, no problems with either country, cos money is not a problem and you and your family can comfortably enjoy the lifestyle aspects.

If you're middle class working professional and more ambitious kind, go SG better, cos easier to find a professional jobs in SG because of cultural similarity. Difficult to "climb" corporate ladder in Aus. Think SG is closer to rest of Asia which is expected to be where all the opportunities are in the next decade or so.

But if you and your family big on lifestyle, certainly Aus has more variety, not necessarily better.
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this.. but why would anyone apply for both PRs?? Do you know the first question on PR application is whether you hold or are applying a PR in another country?? You must be some rich lord & an idiot to apply for both concurrently..

And you think Aussie PR application is cheap? Not only are there 100s of pages to fill up, an IELTS you need to sit for, the cost of the PR $4,000AUD if you apply by yourself.. $10k AU if through an agent.. compare this to just a mere $100sgd for Singapore that can be done within an hour..

I've grown up in both countries for extended amount of time. I can safely say that working in SG is better for your career. Asia pacific is heading for boom time in the next 30-40 years and SG is well positioned both geographically and politically stable to benefit from it. You can say the riots in HK actually help push SG as the major player in this region. Everything about SG is about efficiency and proper governance. SG Taxes are minimal and almost every cent given to the government, you can easily get back. Even CPF.

As for aus, jobs are very, very hard to come by, menial and not rewarding both in terms of pay & nature of the work. Add in the high tax rates in Aus and you'll feel like somebody is stealing your wages every month. Things are getting progressively worst & the left leaning government is to blame for it.. Socialism just doesn't work. Universal healthcare just doesn't make sense when there are lines to the moon and back just to see a dentist for a tooth ache.. I rather pay the $1000 AUD than wait that long.. and it costs $1000 AUD because the government has already raised the price through universal healthcare.. same with Uni education too.. the fees are getting more and more expensive because again, the government pays for it first so there is no incentive for prices to drop... It's a broken system that is getting worst and worst every damn year..


You do however benefit from large & open parks with fields and lots of grass, great 4-seasonal weather, the best fresh produce & seafood at great prices. But you see all this makes Aus a great place to visit as a tourist. Working & living there are entirely different altogether. I didn't enjoy the work-life and exorbitant taxes.

SG however is great for ambitious person and your income isn't crippled by taxes.. For holiday wise, just balik kampung over a long weekend or choose one of the many cheap flights to other cities in the region.
SUSLiamness
post Oct 30 2019, 01:52 PM

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QUOTE(haya @ Oct 30 2019, 09:55 AM)
Found the taxation is theft person. No disagreement that taxes are high, but good public spaces, parks, a welfare net, and the aged pension cost money.
Benefits that Singapore also has, but with no added taxation. And yes, I know that SG is a smaller country and 'easier' to manage.

QUOTE(haya @ Oct 30 2019, 09:55 AM)

Somehow no one ever talks about curtailing the aged pension. Wonder why......
They can't. It's already an unmitigated disaster. Most aussies live paycheck to paycheck and solely depend on their super for retirement. It's a recipe for disaster.


QUOTE(haya @ Oct 30 2019, 09:55 AM)

Australia hasn't had a "left leaning government" for almost 7 years, and but for a brief spell between 2008 - 2013, the last 25 years Australia hasn't had a "left leaning government".
The Liberal government aren't any much different from the ALP government.. and with an almost even 50/50 seats split in parliament, the "communist" legislation implemented during the ALP Kevin Rudd/Gilliard leadership will remain for many, many years to come..


QUOTE(haya @ Oct 30 2019, 09:55 AM)

Dental care is not covered under Medicare. How is "universal healthcare" to blame for "lines to the moon and back just to see a dentist" when it is not even involved in it?
Apparently the free market is supposed to sort it out right since the invisible hand of the market is supposed to allow more dental services to come in and provide better services?
Fine, poor example. It still doesn't change the fact that it will take you weeks to months before you see a medical professional due to long queues and it costs significantly more because there is a minimum base-rate charge, in the form of 'bulk-billing' every-time you see the doctor.. It's basically free money for the doctors. They have no incentive to operate cheaper because their industry isn't a reasonably free market.

QUOTE(haya @ Oct 30 2019, 09:55 AM)

In Malaysia, government doesn't subsidise IPTS'es. Please provide an instance where IPTS fees dropped.
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Who cares about Msia.. we are comparing between SG and Aus here..
SUSLiamness
post Oct 30 2019, 08:04 PM

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QUOTE(haya @ Oct 30 2019, 06:30 PM)
Singapore has no welfare net, much less a aged pension. It is hardly a comparison.
Singapore does have a welfare system, for those who absolutely require it.. such as subsidised housing and living, basic allowances and more.. much harder to obtain than Australia centrelink. And let's face some facts here.. centrelink isnt helping the poor rise out of poverty.. the dole is a huge drain on Australian tax payers without any end in sight..

Singapore encourages savings and low tax rates help tremendously in that.

QUOTE(haya @ Oct 30 2019, 06:30 PM)
Also plenty of people, Singaporeans or otherwise, live paycheque to paycheque, and (in the Singaporean context) their CPF monies not enough.
Not true. Singaporeans have one of the highest savings rates in the world. They are savvy savers and you can attribute this down to the world class public housing system, where heavy subsidies and controlled housing prices makes owning a home very achievable and affordable.

Whereas in Australia.. i think there is no need to mention any further how the housing bubble has created another unmitigated disaster for aussies owning and looking to own a home. Australia has the highest average household debt in the world at eye watering level of 200%!.. and now the liberal government wants to cut interest rates further to revive the stalling australian economy..

Unemployment is creeping up and Australia are definitely heading for a technical recession. Australias economy, to put it in laymans term, it's screwd up..

QUOTE(haya @ Oct 30 2019, 06:30 PM)
But because they're "Aussies"............
The Liberal/National governments of the last 25 years:

- Sold off public assets like Telstra, Qantas, CSL
- Introduced voluntary student unionism
- Privatised the Commonwealth Employment Service
- Disbanded the Clean Energy Finance Corporation
- Took away guns from private owners

amongst others

The Labor government between 2008 - 2013, 5 years, when they weren't stabbing each other:

- Founded NBNCo
- Reinstated student unionism fees
- Legislated a mining and resources tax
- Initiated a flood levy
- Plain packaging for tobacco products

The same, really? One can mount a argument on the merits of the individual decisions, but "aren't any much different"?

Also, what "communist" legislation did the Rudd/Gillard/Rudd governments legislate? Is the Liberal/National government so lousy that after 6 years they can't even repeal "communist" legislation? (They didn't have a problem abolishing the Carbon Tax, Mining Tax, Clean Energy Finance Corporation, so hardly hamstrung in reversing decisions of previous governments)
The threat of return to ALP is always there.. infact, ALP won more seats outright in the recent 2019 federal elections.. 68 parliamentary seats vs Liberal Party 67 numbers... Liberal are only in power because of the nationals backing their coalition..


QUOTE(haya @ Oct 30 2019, 06:30 PM)
In Singapore with minimal intervention patients either don't have enough money in their MediSave to pay for "medical professional", or in Australia (as you say) to have public payment but "long queues". Pick the poison of choice.
QUOTE(haya @ Oct 30 2019, 06:30 PM)
Also, that is not how "bulk billing" works. Bulk billing means that each consultation/Medicare item has a amount that Medicare to pay out. Doctors that "bulk bill" don't charge patients beyond what Medicare pays them. Doctors that don't bulk bill patients pay the difference on top of the Medicare rebate amount. Which is still less than someone who has to pay the full amount (ie. temporary residents: international students, working visa's, contributory parent visa holders) because they don't have access to Medicare.
Like i have said.. there is a minimum base rate that shouldnt even be there if not for the bulk billing practice.. you will see prices drop on the basic costs of medical checkup, getting medicine, & etc, if it was a true free and open market..


QUOTE(haya @ Oct 30 2019, 06:30 PM)
Queues are dependent on demand. In Australia if one has the financial means they can pay outright to "jump the queue", or if they can't they go into the public waiting list. In Singapore if one has the financial means they can pay outright to "jump the queue", else they draw down on their MediSave and hope it doesn't run out.
In terms of healthcare, there isnt much difference between sg and aus. Only difference is that SG has achieved their standard without forcing everyone to pay high taxes.. if you make 90k gross in aus vs 90k gross in sg, you'll have way more disposal income in Singapore. Without a doubt..


QUOTE(haya @ Oct 30 2019, 06:30 PM)
Pick the poison of choice.
So why are Singaporean PEI fees higher than NUS and NTU?
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I dont know why.. that's their choice and emphasise on degree holder is way higher in sg.

Whatever it is, their system works way better than Australias, at a cheaper cost to you..

Like I've said, SG is better for the individual person. But if you want to live a life on wealthfare state, go to australia.
SUSLiamness
post Oct 30 2019, 11:07 PM

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QUOTE(limeuu @ Oct 30 2019, 10:54 PM)
eh...on the contrary, the medicare "bulk bill" rate controls price, forcing doctors to bulk bill to be competitive and cap prices...

spore on the other hand, removed their schedule of fees 10 years ago, and doctors professional fees ballooned out, without the control....

in an environment of limited supply market, the "free market" forces does the opposite once control is removed....very clearly shown in spore's case....

no, "flooding the market" ala msia doesn't help....it encourages supply driven over consumption, and lowers quality of care....just look at msia at the moment....
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No man.. you've got it all wrong.. I've done an mri scan in sg for under sg300 on my shoulder.. i just walked in and did the scan myself. No doctor referral letter even required. Afterwards, i took the scan and visited a consultant to get a proper diagnosis and subsequent treatment.. Again, all at a minimal charge. The best part was I claimed it all back on my Malaysian private medical insurance. Which you can buy plans from AIA for under 2k rm/year and fully covers treatments in Singapore.. imagine that..

a similar mri scan in aus would be about that price. But first.. you'd have to seek a referral from a specialist.. who also had to be referred by a GP.. add to that the amount of unnecessary wait time, multiple visits to multiple doctors, the costs, and things quickly add up.. it doesn't even matter that universal healthcare is paying for it all.. its BLOODY inefficient and ineffective.. the way I see it, it's just another form of every doctor getting a cut of the pie. And who's paying for this stupidity? YOU, the tax payer!

Why do you pay so much tax for such an inefficient system and at the same price as a singapore doctor.. it's even cheaper if you did it in malaysia.. a mere hour border crossing into JB, as a malaysian, would save you alot of time and money on healthcare expenses. This is something you can also consider if you are based in SG.. you've got access to two countries medical facilities.

It's much harder to do that if you are based in Aus..

Anyways, it's not even a discussion.. cost wise for healthcare, SG and Aus are almost the same. But you are paying shit load more in the form of aussie taxes.. and aussie bureaucracy is a pain in the ass to deal with, especially when you want to cut corners and save critical time... Imagine you have cancer and time is of critical importance (which my father coincidently did, and was getting treatment from Peter MacCallum, one of the best cancer focus hospitals in aus). And let me tell you.. it wasnt nice and a really stressful time waiting to access the oncologists at peter mac..

He subsequently died of the cancer. Whether or not he would've been better off seeking treatment in Malaysia, we would never know.. and before you shoot malaysia.. I would much rather get treatment at any of the private hospitals in malaysia than over a public hospitial in aus. 100%. Our msian doctors are mostly world class and have no issues with them. They are experienced and pretty good enough for me.

I now have first hand experience in all the 3 countries and I rank australia as the worst.. based solely on my father cancer treatment.

When shit hits the fan and you have cancer and you have urgent needs, you cannot depend at all on the public healthcare system in any country to rescue you.. so why are you paying so much tax on a failed system?? When you can use that tax to get yourself a private medical plan and unlock the best healthcare professionals out there quickly..

This post has been edited by Liamness: Oct 30 2019, 11:36 PM

 

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