We tested out this CX-5 extensively when it was launched in 2017, wife wanted one and she took the 2.0GL version due to affordability reasons.

2.5l is nice but in addition to the more expensive road tax you will also need to deal with more expensive tires and on a SUV these do wear off quicker than on a sedan or hatchback, do budget between RM700-900 per piece. Power wise?? The real difference is the smoothness of the powertrain rather than outright power. You do get better torque at lower RPM giving it an overall better mid range but for vast majority of city and highway usage you won't really feel any different. If you really wanted more power then buy the 2.2d variant.

GL vs GLS, when new it was a RM15,000 difference, you did get quite a bit of kit chief among which was the keyless entry, leather seats and the blind spot monitor. Also had the front parking sensors which is useful but not essential. I don't think the difference between a GL and GLS is significant when buying 2nd hand.

We are still considering whether to get another CX-5 or a Mini Countryman. If we do get a CX-5 then it would be a 2nd hand 2.2d AWD model.

Interest? We recently bought a 2017 Kia Sorento, the interest we were offered 3.8% for 5 years and required a 25% downpayment. If we had bought a new Sorento it would be 2.2% you could say is nearing double and we could have bought it with a full loan.

1) Yup, it is indeed something to consider but usually with a Mazda you don't get any discount at all. However if you are buying 2nd hand then it is a good time to start pressing away.

2) Like I mentioned previously if you are really into power get the 2.2d as the torque is simply out of this world in such a compact SUV. It does need EuroV though. Ultimately it would depend whether you will be needing that type of power as if you live and work in the Klang Valley there isn't much opportunity to enjoy the extra that comes with the 2.5l