Last week I registered my Boost eW and really like the system/interface but only realize there's so little thing I want to do with It. Beside top up and pay at Happy Mart, non of the the merchants are my regular singgah spot.

Last night I went to NK Kapitan and saw a really good discount (30%) if using MAE. But am I have go to create another new eW and top up everytime I saw a good eW discount?

There is like 10+ eW out there and eW companies expect me to have 10 eW in my phone.

Is there any reason why we don't have centralize QR pay and eW companies have to compete base on perks instead of merchants availability?

The only reason I can think of is monopoly. Companies roll out their eW in rush to become be the next Visa/MasterCard instead of making actual usable ecosystem for consumer.

I'll probably quit too and come back in 2030 to see whats going on.