No joke, this is google search auto suggest...

I also hope my epf can settle car lon...

Can. If you recently bought a house.

This post has been edited by blanket84: Oct 5 2019, 10:54 PM

Lol

car cannot

shitstorm inkambing

kereta tarik

Hahahahaha dream on

hehe panlai

1) buy a house, drop downpayment, use epf ac 2 for installment
2) refinance that house
3) take that money to settle car loan
4) ??
5) profit!

know a guy’s wife buy car withdrawl acc 2 as dp
reason for epf = renovate house

dude...my workplace got one worker reach epf withdrawal age terus take out one lump sum and buy car CASH.

IIRC, its proton saga

For this kind of thing, u need to highlight to Syed saddiq.

That feeling when the sales agent ask u want bayar loan ke, terus throw cash on the table

This. Even if it’s a cheap car but that feel good factor will last until you die haha.

Officially become my to-do list before i retire. Hehe....

I felt shitty tho. Real own experience, bought a car cash. Axia only lar for wife. SA ask ..abang mau ambil loan bank apa, kita panel semua bank....i told SA, im buying cash, whats the max amount can swipe cc, coz i wanna maximize my cc points...ding dong only 5k and the rest cheque...but The entire process, the SA not happy face, he didnt get comission from loan plus all other things he want to upsell oso i dont wantcoz my budget ngam ngam cash for the car. All verbal promisses ie full tank petrol etc x dapat apart from standard branch goodies, reason ...he says his comission smaller coz i no take loan.

This post has been edited by RS232C: Oct 6 2019, 09:48 AM

Its a fraud to misuse epf money meant for reno or other expenses..acc 2 clearly states its legit purposes...if kena caught then jail term...so just ensure ur friends around dont report to epf to get u in trouble...

After pencen lain cerita...ur money...can do whatever u want

Know the diff...

Not that complicated la brother.

Buy a new house that you don’t need to pay much for deposit. Apply epf withdrawal for the “deposit”. You can use that money for anything you want.

Pusing2 total hutang tetap sama jugak.

Generasi YOLO.

logically it is possible, if you have recently bought a house.

apart from that, it is not so wise to pay cash to buy a car.
unless you have too much cash that you do not know how to spend.

i) serving a car loan and paying on time is also a + point on the ccris/ctos report.
ii) car interest rate is much lesser than cc or personal loan. if you foresee you wont run into financial problem then go ahead.

Sounds like you're poor, car also need to withdraw epf

kecian malaysians