Hi there. BIL ETF is recommended for short-term USD parking. As for how to scalp for more returns, I detailed the strategy in the previous posts.

In the future, I won't be sharing any more strategies... You guys just want to free-ride everything... 

Now I know why top quant hedge funds jealously guard their "strategies"... I am gonna guard mine as well... proprietary secrets not to be revealed... 

Let me tell you a secret bro. You should never trust your broker's calculated P&L.

Instead, you should ALWAYS create your own Excel spreadsheet and record the transactions/returns on your own.

Brokers design the P&L display in such a way to encourage you to trade more often, and often unnecessarily...

In fact, it's the total return that matters, as you have observed with the case on BIL ETF.

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So, for your answer, yes. Dividend is not counted as unrealized profit just for one day, i.e., the ex-date. IBKR used to deduce the correct dividend amount to be paid and deduct that figure from the daily P&L during ex-date, but in recent months I notice they purposely pretend to be a little more stupid and display unnecessarily large unrealized loses to scare investors.

Maybe just some IT issue, but always have your own records in hand to countercheck yea. 

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Off-topic: I passed my qualifying exam liao. Monthly salary goes up by 500 SGD!

if your OCBC USD is not a USA bank account, usually you need to use SWIFT (expensive fees) to send from OCBC USD to IBKR. if you are willing to pay the fees, you can do as you like

by contrast, use Wise to send USD to IBKR, only USD1.13 per transaction

if you are not a SG pr... ah well so near and yet so far.

if you are a SG pr/citizen, you can open DBS multicurrency account, and then send from OCBC usd into DBS usd, then send to IBKR https://www.reddit.com/r/singaporefi/commen...bc_fcy_account/ https://www.reddit.com/r/singaporefi/commen...bc_fcy_account/if not a local USA bank, you'll have to use SWIFT to do international transfer unless u have something like DBS remitlearn how to compare the fees yourself

• https://transfer.moneymatch.co/
  
• https://wise.com/my/pricing/hold-fees?sourc...R&targetCcy=SGD take note this haven't add in the USD1.13 fees to send to IBKR yet
  

for IBKR user, how and where you park your cash money? in moomoo i can park in MMF but i not sure how in IBKR.