Hi everyone, I have a question.

Right now I am only using Wise for deposits/withdrawals for IBKR.

Do I still need a CIMB SG bank account? Is it better to have one (or any other offshore account) over Wise, especially for large amounts?

I tried signing up to CIMB SG but it says I need Singpass, which I don't have, since I don't live in Singapore.