how you activate your IB account? it is exact same way to transfer money to your IB account.

Sg account is to ease withdrawal not a must for transfer to IB.

if you are investing at low amount, use white label, i.e. tradestation global. no monthly fee

please read the past few posts. it has been discussing what you are asking too. 

Open one then. It's very easy. You don't need to be a priority banking customer. Can be done online. Reason for using SG is it's cheaper than using Malaysian banks.
if you go through Malaysian banks you pay more in the long run.
If you like giving banks free money and have less money to invest be my guest.

For me I don't like to give free money to banks and I would like to have more for myself.

If you insist on using Malaysian banks only, and you only need US market and not Canada market, can consider trading212. It's cheaper than IB. Trading212 have access to US, UK and Europe market.

Close some bank account in Malaysia. If they don't serve any purpose you are wasting time with 6 bank accounts. Keep in mind most banks in Malaysia have charges for bank accounts from RM8-15/year. Nowadays everything can be paid/transfer instantly with IBFT/DuitNOW and JomPay.

Reason for recommending Cimb SG:
1. Very favorable exchange rate to bring back money to Malaysia almost money changer rates if you need (it's a promo not a permanent feature but they have been extending every time)
2. No fall below fees. In SG if your bank account falls below SGD500/1000/3000, you will be charged SGD2-5/month (depending on account)

Reasons for picking IB
1. When I opened my IB, I never hear about Trading 212.
2. No local UK bank account which makes transferring money over long time expensive unlike IB where I can just use SG bank account to do a local transfer (forced to use Malaysian banks). Which means over long time I pay more and have less to invest.
3. No access to HK and Canada market.

Buy IBKR 🤦‍♀️ bought at the bottom last year now almost doubled already cause now sitting close to ATH

QQQ or QQQM would be the tickers fr Nasdaq100. Which snp500’specifically do u wanna buy?

gashout buy-to-open no big issues. however, if you plan to sell-to-open(short) 1 option, it's best if you already have 100 of the underlying stocks (or cash, to explain this further i'll have to explain the difference between covered call & cash secured put). else it's a naked short

U may check frm  ibkr. Fr QQQ cn buy fractional shares

pay immediately

no for cash account

just keep your paperwork n paper trails... why worry if you have nothing to hide?

I also worry about this. but the fact is if you are not cashing out today, things may change drastically in -n years time.
Or if you really reach 7 digits USD maybe you want to FLY to IBKR Office and open a local bank account there AND SPEND IT there instead? That's what I think.

My default plan if I live and mentally aware until 80 is I will withdraw 5 figure MYR per quarter when I am 60, hopefully it won't trigger too much issue. If issue come out I will fly to Singapore (where my IB account is currently domiciled) and manually intervene. I suppose there are far too many Malaysians in Singapore with 6-7 figure MYR that want to cross the border back, there should not be too big of a hassle.

gashout from wise app, request for wise to call you (it'll come from a sg phone number)

gashout from wise app, request for wise to call you (it'll come from a sg phone number)

just curious, you are using ACH or direct transfer (login to IBKR and directly convert)

I tried 2x RM30k with Wise to SG Bank before in one day. No problem, no flag, no hold or request for docs.
MoneyMatch will ask me submit doc/bank statement online for savings/salary type though.

Most of the time is just transfer once a day.

Nice. Didn't even know you could send 30k as Wise has a 'RM20k limit in it's account by end of day' which isn't clear so I would transfer 15k each time, convert to USD within Wise then initiate transfer within IBKR. The conversion rates today, Sunday were better than on Friday (although it could simply portend that USDMYR would drop next week)

MoneyMatch may have the lowest fees but can be a hassle