QUOTE(aziratul @ Aug 15 2019, 02:20 PM)
thats wrong concept
kutu you will never receive additional money
example 12 person do kutu with each person contribute 100 ringgit
that 12 person will then choose which month to receive money. So person 1 maybe take january and last person take December. Person 1 will receive 100 X 12 person = 1200 ringgit for that month and remaining month, he/she need to pay 100 each month without receiving any more money. That last person who take December, will only receive his money on December. From Januari to december he still need to fork out his 100 ringgit per month
that is not additional money, it just force saving
thats the concept but usually macha B will come along and say no money for 3-5 months or outright lari, then they onself rugi.kutu you will never receive additional money
example 12 person do kutu with each person contribute 100 ringgit
that 12 person will then choose which month to receive money. So person 1 maybe take january and last person take December. Person 1 will receive 100 X 12 person = 1200 ringgit for that month and remaining month, he/she need to pay 100 each month without receiving any more money. That last person who take December, will only receive his money on December. From Januari to december he still need to fork out his 100 ringgit per month
that is not additional money, it just force saving
Aug 15 2019, 02:46 PM

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