If you only intend to use the car for short trips, just get a used car to save your expenses.
You can't go wrong with a 3-4 year Myvi or Saga.
I owned a Saga BLM for 6 years. Good handling and fun car. Reliable and only need to change wear and tear, eg. tyres and brake pads.
My wife owns a Myvi for the past 7 years. Also very realiable, but handling is so-so.
Saga 2019 Premium AT or Bezza Premium X or 2 hand