CTOS needs to go period. Do they have the authority to keep your information. Did you give them the permission to store your information? What they are doing is invasion of privacy. On what basis that they are obtaining your information. Are they selling your information without informing you. This can only be the beginning of what CTOS is capable of doing. One day, without notice your every bank transaction or credit card transaction can be recorded by them. Where you eat...what are your spending habits.... You want that to happen to you? If identity theft happens, you are the victim and by then what is your say on this.