Director can be as well as ordinary staff working in office and drawing a salary.

So a Director can get salary + Director Fee.

The difference:
Director Fee needs to be approved by shareholders during AGM resolution.
Shareholders can reject the Director Fee resolution, while salary won't face this issue.

For loan application,
Banks see salary as a more stable and "reliable" income as compared to Director Fee, as Director fee can be vary even none if company shareholders decide not to give.

1. There is no best option, both have its own pros and cons.

2. Generally, banks may prefer salary as compared to Director Fee, as explained in earlier post.

3. Similar to bonus calculation, there is online calculator, just key in the figure at appropriate column, you will have the MTD amount needs to be paid.