Car Loan: 6 years or 9 years?, Which will you pick?
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 Feb 21 2020, 04:43 PM
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#1
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9,338 posts Joined: May 2009 
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QUOTE(JunctionProduce @ Feb 20 2020, 08:21 PM) That is why this question being raised here. I intend to pay 50% down payment. i botted my wife car 50% DP and loan 3 years, end up paying it off in 6 months... got discount lagi. |
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Feb 24 2020, 10:48 AM
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#2
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Senior Member
9,338 posts Joined: May 2009
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QUOTE(ben3003 @ Feb 24 2020, 07:31 AM) 9yrs good la.. where can u get 2% interest in the market.. u go for lowest interest then u make ur money work for u.. sohai ppl dump 50k into dp then 50k actually can help him generate more than 2% interest to cover the actual interest already. Hahahhaa I think you have no clue about Flat Interest rate vs Effective Interest Rate.. |
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Feb 24 2020, 10:48 AM
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#3
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Senior Member
9,338 posts Joined: May 2009
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QUOTE(cfa28 @ Feb 21 2020, 06:58 PM) High roller cheap skate SUV bang... me kuli sajaWhat car was it |
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May 20 2020, 11:19 AM
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#4
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Senior Member
9,338 posts Joined: May 2009
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QUOTE(KSMMA @ May 20 2020, 11:12 AM) max 5 , best 3 , >5 you need to reconsider your purchase This would be good. Been taking 3 years (or less) for the last few cars, unless there is specific reason (like the new merc with ridiculously attractive rate I took 4 yrs I think).now got leasing with option to purchase, if you have problem selling your car after 5 years and always change to newer model might want to consider that instead. But how many in LYN will buy car with 3 yrs loan, they will stretch to 9 years and buy a car beyond their financial means. |
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