Aug 7 2019, 04:16 PM
QUOTE(crazycrazyman @ Aug 4 2019, 02:05 AM)
Hi all,
I read an article on the car loans, whether if borrower should take a 5 years car loan or a 9 years car loan.
https://kclau.com/wealth-management/should-...-year-car-loan/
What do you guys think?
Personal opinion, i think taking 9 years is better if you were to sell your car at the midst of your installment + your car is depreciate year on year + inflation in Malaysia.
With all the above factors, 9 years loan seems better for borrower?
quite good article. thanks I read an article on the car loans, whether if borrower should take a 5 years car loan or a 9 years car loan.
https://kclau.com/wealth-management/should-...-year-car-loan/
What do you guys think?
Personal opinion, i think taking 9 years is better if you were to sell your car at the midst of your installment + your car is depreciate year on year + inflation in Malaysia.
With all the above factors, 9 years loan seems better for borrower?
usually you are not frequent car change. u could opt 9 year loan. use till 10 yrs plus then change new
while u could maximize your loan tenure to ease your repayment. althought can partially withdraw from EPF (1st house)
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