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TSqilaf
post Jul 21 2019, 07:18 PM, updated 3y ago

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My wife is 21 weeks pregnant. We’re interested in getting insurance which covers the baby (before birth and thereafter)

Can you guys share your experience on coverage type and price. How much should I spend on this ?

Also, can any agent contact me and propose a plan ? while coverage might differ, can you also pls be upfront about the cost first ?


Thanks !



rootbeer
post Jul 21 2019, 07:25 PM

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i dont know about before insurance.... but after born.. insurance help alot.. cos baby after born usually masuk hospital kena influenza..


oh.. dont buy other insurance.. ONLY BUY MEDICAL INSuRANCE,
TSqilaf
post Jul 21 2019, 07:32 PM

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QUOTE(rootbeer @ Jul 21 2019, 07:25 PM)
i dont know about before insurance.... but after born.. insurance help alot.. cos baby after born usually masuk hospital kena  influenza..
oh.. dont buy other insurance..  ONLY BUY MEDICAL INSuRANCE,
*
Thank you for replying. Why do you say only medical ?
Ewa Wa
post Jul 21 2019, 09:29 PM

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Prenatal plan is a plan which provide coverage for expecting mommy and unborn baby. This plan is a guaranteed medical card for the baby although baby is premature or with congenital defeats.
Benefits like:
1. Hospital Allowance for incubator and ICU for baby.
2. Jaundice Phototherapy allowance
3. 30K hospitalised medical reimbursement on listed congenital conditions.
and many more...
As low as RM200/m.

ryukeong
post Jul 22 2019, 02:29 PM

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I bought the great eastern plan last month, my wife 33weeks
quebix
post Jul 31 2019, 03:43 PM

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from 200 onwards i suppose.
MeToo
post Jul 31 2019, 04:02 PM

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QUOTE(qilaf @ Jul 21 2019, 07:32 PM)
Thank you for replying. Why do you say only medical ?
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SImple.

Life insurance is to take care of dependent, no one is depending on the baby.

Medical insurance, depends if your company covers your child as well, if they do, you can even skip that.

THe only thing you MIGHT consider is education insurance, that is a form of forced savings, get it only if it makes sense to you financially, if its tight, dont bother, skip it for a later date.
Daily11
post Aug 26 2019, 11:19 PM

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Any other brand?
Ewa Wa
post Aug 27 2019, 08:00 AM

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QUOTE(Daily11 @ Aug 26 2019, 11:19 PM)
Any other brand?
*
As I know there are great Eastern, Aia and Prudential.


Faintwhiterose P
post Sep 11 2019, 05:40 PM

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QUOTE(qilaf @ Jul 21 2019, 07:18 PM)
My wife is 21 weeks pregnant. We’re interested in getting insurance which covers the baby (before birth and thereafter)

Can you guys share your experience on coverage type and price. How much should I spend on this ?

Also, can any agent contact me and propose a plan ? while coverage might differ, can you also pls be upfront about the cost first ?
Thanks !
*
Good to get. I got mine for my two children.
Learjet35
post Sep 13 2019, 03:57 PM

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Signed up with prudential, Rm220
lowlowc
post Sep 13 2019, 06:30 PM

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FYI, if you're tight on budget, you can reduce the life part, focus on medical. Life you can re-adjust later.
keiysha208 P
post Sep 19 2019, 02:42 PM

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Need help.. i lost my pink buku whats going to happen now
And what should i do?
popopi
post Sep 19 2019, 03:01 PM

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My experience as below:-

During pregnancy - No insurance..

After Birth - RM200 package.. but this include whole package. Investment/Life/Medical..

But, not my company does cover for Medical whole my family.. feel abit wasted paying RM200 x2.

sekian.
quebix
post Oct 11 2019, 11:24 AM

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good to see u thinking about it.

if u think of getting before birth, get the ones that covers complications as well.

i got the one after birth. Prudential rm190
TSqilaf
post Oct 11 2019, 06:51 PM

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QUOTE(quebix @ Oct 11 2019, 11:24 AM)
good to see u thinking about it.

if u think of getting before birth, get the ones that covers complications as well.

i got the one after birth. Prudential rm190
*
That’s a good price. How long after birth did you get it. I think there’s a grace period right ?
quebix
post Oct 13 2019, 08:15 PM

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QUOTE(qilaf @ Oct 11 2019, 06:51 PM)
That’s a good price. How long after birth did you get it. I think there’s a grace period right ?
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Maybe on his 1st or 2nd month
goolie
post Aug 4 2022, 02:54 PM

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Anyone did comparisons btw Prudential vs GE vs AIA? which policy should I go too? What coverage usually included for baby insurance?

 

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