Time for top up soon 👏

Definitely next week time to enter

How’s your portfolio doing in MyTheo?

YTD or since 1st deposit?

Still not bad with 15% as compared to Wahed

Anyone here try their income fund?

It seems to beat EPF by 0.5% yearly

Even if you setup the bank account, you need to setup again upon withdrawal as Mytheo needs the verification for bank transfers in order for them to comply with AMLA as it their mechanism for secured transfers

StashAway has a proper withdrawal process because they will store your bank account details in their server hence no need verification

On Wahed there’s another declaration to re confirm your bank account

Which is why SA withdrawals is the fastest of all within to 3 to 5 days while MyTheo and Wahed has a horrible process which takes 5 to 7 days

Another factor possibilty on how to do trade settlements by the trustee which declaration by BNM is more detailed clearance needed on Mytheo and Wahed use some local banks to do the clearances

SA wins in all terms of usability of all of the money from deposit to withdrawal they only lack detail insights on how your reform should which only Mytheo has so far

It is basically to cover account closing charges

So for every rm100 they will withhold rm0.08 as closing account charges

Ai managed but asset allocation is already selected a long long time ago and seldom change

So far most resilient and better returns than most fixed income

Much better than SA inflation hedge