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 myTHEO MY, Invest in a Moment

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TS[Ancient]-XinG-
post Jul 4 2019, 02:02 PM, updated 3y ago

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myTHEO MY
Japanese technology, tailored for Malaysian investors. MYTHEO makes investing accessible to everyone.

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Fees
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Media Coverage
FintecNews MY
Asia Asset Management
Focus MY

Another Robo-Advisors in MY!!

Welcome!!

myTHEO just got its licence approve from SC Malaysia Feb19.
I think the concept is simple. Anyone invest via SAMY before will know how exactly the robo-advisors will work.
Before you begin, I HIGHLY recommended you to read their FAQ and the Whitepaper.
To me, the way they prepared is so good that you will eventually fully understand and will answer every question you have in your mind.

MUST READ
myTHEO FAQ
myTHEO Whitepaper June 2019

This post has been edited by [Ancient]-XinG-: Jul 4 2019, 02:09 PM
TS[Ancient]-XinG-
post Jul 4 2019, 02:03 PM

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The Portfolio
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TS[Ancient]-XinG-
post Jul 4 2019, 02:05 PM

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Anyone that been using both SA and MT can share their experience here and the pros and cons of both platform. What you like and what you don't like on each platform. Way to improve and your thought platform sustainability!

I will compile it and update it in post #3

This post has been edited by [Ancient]-XinG-: Jul 4 2019, 02:16 PM
TS[Ancient]-XinG-
post Jul 4 2019, 02:34 PM

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QUOTE(phoenix24 @ Jul 4 2019, 02:24 PM)
Between this and Stashaway, still too early to tell which is better yet right? But i see this has vanguard hmm.gif
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QUOTE(CardNoob @ Jul 4 2019, 02:32 PM)
I'm investing into this because of their ETF offerings doesn't really overlap with SAMY.
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I myself think that selection on MT is abit "inferior" to SA esp on its hedge fund.

I till now still don't understand why you need hedge fund when you have bond fund. and commodities can dip any time no matter market up or down.

I haven't invested on this, those who invested with MT, is the ETF follow fully or just selected from few?

This post has been edited by [Ancient]-XinG-: Jul 4 2019, 02:35 PM
TS[Ancient]-XinG-
post Jul 4 2019, 02:44 PM

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QUOTE(CardNoob @ Jul 4 2019, 02:38 PM)
Excuse me, MT got hedge fund?

Which one is the hedge fund?
[attachmentid=10276120]
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you choose 100% growth mah. sure don't have la
TS[Ancient]-XinG-
post Jul 4 2019, 05:37 PM

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QUOTE(yuiopoiuy @ Jul 4 2019, 05:24 PM)
Their ETF choice seems interesting.. might be trying out and see how it fares compared to SA
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Ikr haha.

Later don't forget to share out the % of each etf yea.

I running poor due to commitment to SAMY haha
TS[Ancient]-XinG-
post Jul 5 2019, 02:09 PM

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QUOTE(preducer @ Jul 5 2019, 01:31 PM)
Why wanna wait? Its aldy listed in their faq
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They buy all or selected from the list for that particular portfolios?
TS[Ancient]-XinG-
post Jul 5 2019, 02:53 PM

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QUOTE(preducer @ Jul 5 2019, 02:23 PM)
They buy all, only the percentage is different. Thats what i noticed from my portfolio.
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Diff from SA then. SA got select. Some risk don't have XLK some have. If like that I think selection of etf SA better.
TS[Ancient]-XinG-
post Jul 5 2019, 03:10 PM

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QUOTE(preducer @ Jul 5 2019, 03:02 PM)
I have SA account i know how it works
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Lol chill. Why so triggered.

I am just comparing both platform.
TS[Ancient]-XinG-
post Jul 6 2019, 08:01 AM

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QUOTE(honsiong @ Jul 5 2019, 11:23 PM)
So in Stashaway, Japan & EU are used in low risk portfolio, but here they go heavy on them for high risk port?

Maybe will try it out once I have some initial capital. But 1% + using more expensive ETFs... this robo is almost as expensive as typical mutual funds.
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Yea. Their selection of etf seems weird to me.
EWJ at most also 5% in SA. And it's only available in low risk profile.
Japan market isn't that healthy as compared to emerging and other developed country.

But MT other etf seems promising. MT is more diversified then SA. Selection etf in SA is highly specific to each risk index.
TS[Ancient]-XinG-
post Jul 6 2019, 05:23 PM

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QUOTE(zacknistelrooy @ Jul 6 2019, 04:19 PM)
It isn't
Most of the top holdings in SA are MNC expect the small cap and reit holdings for the high risk holders
If the world and US are doing well then ultimately those companies do well

Would you rather that then take country and currency exchange risk like South Korea where Samsung just announced a plunge in profits.

This is the EWU vs EWJ vs SPY with dividend reinvested
[attachmentid=10277255]

For anyone interested here is a simple back test of the assets
Port 1 is MyTheo, Port 2 is Stashaway and Port 3 is All country world index ETF
Allocations will be slightly off but should give everyone the general idea
Dividends are reinvested and port is rebalanced quarterly

Asset Allocation
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Performance
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Annual Returns
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Hmmm. Based on the graph, SA>MT
TS[Ancient]-XinG-
post Jul 9 2019, 04:34 PM

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QUOTE(#Victor @ Jul 9 2019, 04:20 PM)
25% of the 1% = 0.75% management fees by reimburse to ur account later
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Wow. You vvip?
TS[Ancient]-XinG-
post Aug 30 2019, 12:56 PM

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QUOTE(preducer @ Aug 30 2019, 12:46 PM)
already submitted closing account application
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That's was fast
TS[Ancient]-XinG-
post Dec 26 2022, 08:10 AM

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anyone tried their USD cash trust?

 

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