beLIEve,
Hello, I register this account, maybe I saw you wrote below and others.

"Apparently, only ASM2 still have racial quota. ASM1 and ASM3 no racial quota. The additional Indian-reserved units is simply additional units that can be re-sold by the Indians to any race.

i didn't know it was repeatedly extended. but either way, you can verify the Master Prospectus under "Fund Allocation". The First Supplementary also has info on eligibility but they look the same at a quick glance.

Eligibility != racial allocation."

I self find ASNB Master Prospectus, The First Supplementary and so on, I can't find "racial quota" and how you know if non bumi buy and sale after the quota become no racial quota in ASM3.

I no brain and other situations, I hope can learn of you, can you teach me, which sentences in ASNB info make you know about? No sure answer also ok, because I think I saw same ASNB info, but I can't get above info?

Other questions above EPF, if you ok, I go EPF
https://forum.lowyat.net/topic/4745820/+20
ask you. Hope you can help me too, because not you wrote I don't know.

Sorry of my bad English, hope you can use as easy as English let's me understand.
Thank you.

Now, 12 hour I can 3 post only, so I late to thank you.

Yes, I can feeling what you want told.

ASM = Fund Allocation • Not applicable.
Fund = Allocation • Minimum of 51% of the approved fund size is for eligible Malaysian Bumiputera, while the remaining 49% is for eligible Malaysians.
AS1M = Fund Allocation • N/A

I thought AS1M no full before, but no easy buy, so I don't know but thank you.
Above let's me feeling ASM3 still have quota like before, but if after 2018 year the ASM 3 no quota, but after 2018 year not new quota. Only can self assumed.

Hello, in here I saw the pass away compared
Will in ASNB vs Self Will vs No Will
21 days vs 18 months vs 3 years

1.)May I know is Self Will and No will the want take time 18 months or 3 years for success apply, so in waiting period, the ASNB account still can obtain ASNB dividen? That's mean Self Will and No will will lost 18 months or 3 years dividen or not?
Why want Will in ASNB no only fast 21 days, another reason is after pass away the account will freeze and unable obtain dividen?

??? here have above experience or ready ask ASNB about 1.) question?

Yes, the 18 months is long than 21 days, but the beneficiary able can get probate at Mahkamah, what I feeling not really need 5% of fees to lawyer or trustee company, or if trustee company charge 1% of ASNB, so the fees maybe approx. nearer like that.

If more of you choice Will in ASNB, this is because 1.) question?

All of you willing share, how about your ASNB Will arrangement?
Will in ASNB vs Self Will vs No Will

Again, if you ready make Will in ASNB, so if you make a Self Will, you'll put ASNB account under Self Will again to let's Mahkamah knowing Will in ASNB and Self Will same content and acknowledge by you?

Thank you.

jtky,
Sorry of my bad English.

I ASM1 transfer to A ASM1 RM1K, then deduct my account RM15, my account will show less ASM1 share RM1015 if do with "online switch funds function"?
If I go to OTC ASNB branch, the RM15 can pay cash? So just less RM1K.

If use the "online switch funds function", A want give me what info?
Just choice my fund and type A account number?

If amount RM1111.11 also can transfer ? Cents also can?

Above like bank IFBT transfer money? On the spot, A online A account shown A got ASM1 RM1K?

Each time count RM15, so one time or one day can transfer how much money to A? Have limit?

Thank you.

jtky,

Thank you and sorry again. If not really need, I no dare "click" to see, worry wrong "click" then my money gone, that's why I ask you first. Thank you for your sharing.
I consider use to pay debt or other situation to thanks this person kindness.

You knew or really test this, transfer is on the spot or want wait 24 hour like that?


If you or others ok, can saw below statements if I wrong, thank you for your argue.

If you have ASM123 funds, but you only have one a/c number, this is call "No. Ahli", so I assumed you wrote, no matter transfer which fund, filled the "Name, IC and ASNB No. Ahli".

I want make sure A ready success open ASM123, so I can transfer which fund, A can received which fund. ASM123 <=> ASM123

If A adult but A adult give his/her kid info, I want inform this A adult, because the kid account only can action after this A kid above 18 year old, no matter A and A kid ready link ASNB account but A can't action A kid account. A kid account can assumed is individual account, after A kid above 18 year old also A kid self can action only, no matter A is father or mother or guardian also not power action A kid account. This is mean if A adult want me transfer to A kid account, A adult can't withdraw A kid money.

I still new can 3 posts only, thanks jtky and believe reply me.
Like your name, if you or any here willing share, I more believe here info and experiences.
If not very impact big, I not dare ask in realistic too.
Sometime I ask also nobody answer me, can how.
If can, I prefer Internet and self do.

jtky,
Me again, if you still ok, saw below, same like you and new questions. Thank you.

I click to see how (pemindahan) function.

I choice which fund I want (pemindahan), for an example:ASM3

1.)No Ahli Pihak Ketiga
2.)Jenis Pengenalan Pihak Ketiga
3.)No Pengenalan Pihak Ketiga
4.)Rujukan Penerima
5.)Rujukan Lain (Jika Ada)
6.)Amaun termasuk SST(Kadar 0%)

The "4.)Rujukan Penerima" this is mean "Nama Pihak Ketiga"?
If you transfer, you empty this "5.)Rujukan Lain (Jika Ada)"?
If you want put this column what can "Rujukan"? You encourage filled: "Pemindahan ASM3"?

The page "Amaun Pemindahan Maksimum – Bergantung kepada nilai maksimum pegangan pemberi, setelah ditolak yuran berkaitan."
I think no limit of RM25K per day, one day can transfer all.

If I want pay debt RM1K, I filled: RM1K, then "Pihak Ketiga" received RM985 only, because the RM15 for ASNB fees, so what your wrote is want told me if I want transfer RM1 pay debt, the 6.)Amaun termasuk SST(Kadar 0%) should filled: RM1015, so finally "Pihak Ketiga" received RM1K?

I feeling above (pemindahan) function really dangerous.
I not step of "Pengesahan", so before transfer fund without your "TAC" can't process? (This is reduce dangerous.)

May I know:
a.)After you success transfer your fund, you phone will received "TAC" again?
b.)You know "Pihak Ketiga" phone also received sms message if fund success transfer in "Pihak Ketiga" account?
c.)After success transfer your fund to "Pihak Ketiga", "Pihak Ketiga" can know transfer info like your name, I/C and ASNB account No.?
d.)If you want proof, you ready transfer this fund, so yourself in "Rekod Urusniaga Terkini" can find the record of success receipt to (pemindahan) info?

Thank you.

You ask and know below or not? Thank you.
If you try switching AMS2 > AMS1, but finally the result is unsuccessful, the RM 25 deducted or not?
If not available units unable switch only but no harm or lose if try to switch?

You question and answer make me question, so ask only.
I never instructing you or any, only if you know, you willing wrote, Thank you so much.

In realistic, no dare ask, if not really need.
Sometimes, I ask but after this I saw the answer thru Internet, then not equal of realistic answer. I also don't know.
Sorry, just forgot above, never mind and thank you for your reply.

If seriously mentioned.
If can or need in outside, if I unable, then if can or need in outside I'll instructing who's to help me get answers.
No matter above is instruction, but own want have question to ask, this is own problems, curious and others.

In Internet, you freely what you like. You willing reply, write and others, ready ok.

Just explained what I mistake or not clear wrote.
Nothing want what of you.
if any of me, please forgot me and thank you.

Yes, I also questions, why ikanbilis give up ASM3 like that, ASM3 really not good?
You use the "RM25" move to fund to ASM2, or you sale the ASM3, then buy the ASM2?
Now, your portfolio like that, future you'll top up which?
Thank you.

I knew this is not a EPF topic, but EPF can below turn be a good choice?

beLIEve,
Before I ask the KWSP staff every time withdraw EPF MUST NEED step to KWSP office.
You mean now change? First time go to KWSP office, then told after 55 year old want partial withdraw, after this can free withdraw via Online and like saving account way?
One day likely withdraw how many time and how much thru online also can?
Where you got this ref. of can withdraw EPF thru online i-Akuan if reached 55 year old?
Above is big improve and the news change very faster like that. Thank you.

I think this online withdraw function is mean the situation self withdraw thru bank or fund company or 3rd party only.
If someone far away of KWSP office and other situations, above is one point want consider, still not convenience like our thought but thank you for your reply and sharing.