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 Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia

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vanitas
post Jul 4 2019, 08:57 PM

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QUOTE(beLIEve @ Jul 4 2019, 08:39 PM)
this year Sept 1 is Sunday and also Awal Muharram holiday. Replacement holiday on Monday. 1 month dividend gone already when buy in Sept.
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Just invest whenever you got the time and ignore the dividend date. It was only one month dividend of fresh investment, which I think usually not more than 5% of total investment (could be <1% for some)...
vanitas
post Jul 11 2019, 10:10 PM

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QUOTE(jamesw96 @ Jul 11 2019, 09:49 PM)
I was trying to stop the gossiping behaviour of some senior members, treating this thread as if their own rooms.

Why didnt you remove the gossiping posts about unker above? 

As an admin, pls be fair.
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To be fair, this thread isn't for complaining too. You may use the report button if you feel some posts shouldn't be here.
vanitas
post Jul 25 2019, 01:39 PM

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QUOTE(WTF2008 @ Jul 25 2019, 01:18 PM)
Anyone manage to top ASM 1 or 2 this few days? Just want to make sure the fund is available
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I am able to top up ASM 1 yesterday.
vanitas
post Jul 25 2019, 02:17 PM

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QUOTE(eric84cool @ Jul 25 2019, 01:54 PM)
ooo..roughly what much u able to top up?
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RM X000
vanitas
post Jul 29 2019, 04:43 PM

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QUOTE(jianwei90 @ Jul 29 2019, 04:41 PM)
so hard to buy today... cant get anything.
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Never give up. Anyway, tomorrow can rest your fingers and eyes due to public holiday.
vanitas
post Aug 1 2019, 09:15 AM

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QUOTE(WannaGetBuffed @ Aug 1 2019, 09:11 AM)
ASNB website now has option to transfer funds at RM15 per transaction
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Anyone tried? Able from transfer from person A to person B for any fund?
vanitas
post Aug 1 2019, 10:19 AM

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QUOTE(mushigen @ Aug 1 2019, 10:15 AM)
I tried out the transfer option. It requires no. ahli and IC. Is this no. ahli?

[attachmentid=10294102]
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Yeah, I think that should be No Ahli.
Also require "Rujukan Penerima". Any idea what's that?
Edit: It might be the kod rujukan when you login myasnb? I think it is better to wait official tutorial or document, or ask anyone works for pnb first before experiment it yourself.

This post has been edited by vanitas: Aug 1 2019, 10:23 AM
vanitas
post Aug 1 2019, 10:30 AM

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QUOTE(mushigen @ Aug 1 2019, 10:28 AM)
Msia boleh, when it comes to creating ambiguities. No Ahli is No Ahli. ID Pemegang Unit is ID Pemegang Unit. How wise it it to let users guess No Ahli is ID Pemegang Unit?
I think the Rujukan Penerima is for you to fill in "to my wife, with love" when you have done something wrong and wish to make up by transferring fund to her.
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It was a compulsory field, I think what you explain might be rujukan (lain-lain). But who knows, I will wait until there is an official explanation on how to use before making any transfer.
vanitas
post Aug 1 2019, 12:05 PM

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I would rather sell on agent bank than by transfer.
It may trigger some unnecessary check by your bank for this asnb trading thing if the amount is big enough. If it is small like RM1000, how much commission you would want? Provided FD can gives 4%, and asnb only gives 5%.
vanitas
post Aug 1 2019, 05:22 PM

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QUOTE(tonytyk @ Aug 1 2019, 05:11 PM)
Is it safe to have this feature? So if someone have access to our account can transfer to anyone?
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No different from bank. Is online banking "safe" for you?
Different people would have different interpretation of safe.
vanitas
post Aug 2 2019, 10:33 AM

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QUOTE(mushigen @ Aug 2 2019, 10:25 AM)
The 3 options are back. I'm in the page now.

[attachmentid=10295013]
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Try to switch RM100 from ASM to ASM2? Is it still subject to availability even both are fixed price fund?
vanitas
post Aug 13 2019, 10:33 AM

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QUOTE(bo7ons @ Aug 13 2019, 09:17 AM)
hey guys i'm pretty ignorant about ASB although i already have 100k+ in it  smile.gif

1. let's say i have 200k in ASB1 and if dividen 7% then i get RM14,000 profit? So is it ok to withdraw 14,000? I heard that withdrawing is actually selling shares/principle, so I'll be selling 14,000 units? But in practice I don't see the difference? Since RM1=1 unit anyway. If my unit/shares become 0, but the leftover is the dividen (e.g 14k) then what happens?

2. Also I see a lot of people having trouble buying shares in this thread, then that means I should be careful or 'withdrawing'/selling my shares for funds? Last time i bought shares using a borang in Maybank (was pretty smooth), does that have same problems of buying shares online? Since i read that people are holding onto their shares nowadays. (also that means there is a finite amount of shares out there for ASB??)

3. Can i treat my ASB like a savings account? Since last time to i went to Maybank and withdraw was almost instant like savings, or is it a bad idea?

4. Should i prioritize ASB, ASB2, TH, etc.. before moving to Fixed deposits, stocks, etc? Seems like ASB is extremely safe investment, but I don't mind investing to slightly higher risks in the future.

yup i'm pretty dumb, but have to start somewhere right  rclxub.gif
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1. Yes, RM 14k is your profit. You can withdraw but suggest to keep as ASB limit is 200k if not mistake, but can goes up to unlimited if you don't withdraw and let it roll.

2. That's for ASM123, and sometimes ASB2. For ASB, you won't have any trouble to top up it up to 200k.

3. Yes, you can treat it as saving account.

4. Yes, max out ASB, and subsequently ASB2 first before thinking other investment. For TH, I am not sure due to recent case.
vanitas
post Aug 14 2019, 06:28 PM

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Is it even safe to sell with transfer feature?
For example selling 100k with 2% charge and 25 fee = 102025. So who is going to send the money / unit first? Also bank or lhdn won't question at all as it looks like money laundering???
vanitas
post Aug 14 2019, 07:25 PM

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QUOTE(beLIEve @ Aug 14 2019, 07:22 PM)
People who really trust each other. Definitely not strangers to strangers.

Banks probably won't question as long as not physical cash. Remember people who got cheated hundreds of thousands by scammers?

LHDN only question if you are buying something you cannot afford. So if you are earning 1m a year and cash and carry a 500k house, they won't waste time with you.
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Are you sure about bank? Even few hundred ringgit TT from oversea need proof right now. And hundred(s) k transfer between few people (assume sell to few people) from personal bank won't trigger anything? Hmm...
vanitas
post Aug 15 2019, 07:51 AM

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QUOTE(masahito @ Aug 15 2019, 12:12 AM)
been using

paypal to local bank
transferwise to local bank

every month, more than 6 digits, no issue.

maybe if your account never received TT, then they will flag you
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I don't have any issue getting money from PayPal (under personal name, been submit identity proof to PayPal before, and matching name between PayPal and bank account) to local bank as well. I am not sure about transferwise.

As for oversea TT, every month asking the same proof from same sender(s) (legit companies, Forbes top 500). It is not about how many digits, not sure why you even mention that. I had been asked from 3 digits to 6 digits every time.

Edit: Anyway, I am just to warn the transfer for selling could be suspicious to bank, if one does feel our bank wouldn't bother, just go ahead to sell with transfer, I am not stopping anyone.

This post has been edited by vanitas: Aug 15 2019, 08:00 AM
vanitas
post Aug 15 2019, 07:58 AM

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QUOTE(INTEGRITYXXXXX @ Aug 15 2019, 07:23 AM)
Thanks BeLIEve & nexona88 for the help. I haven't succeed even once to top up online via myasnb (tho I haven't tried for long) I was worry that I was wasting my time keep captcha-ing when the problem is I didn't link my bank account.

So, do you guys mean that I only need to keep captcha-ing and when there are units available, I will be directed to a page where I will be asked for payment. Is that right? Thanks again for the help from both of you.
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Yes, keep trying. You can try to buy ASN variable fund to get the feels of successful goes to payment page and cancel afterwards. But the variable fund will stay on your portfolio with 0 subscription if not mistaken.
vanitas
post Aug 16 2019, 04:30 PM

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QUOTE(ikanbilis @ Aug 16 2019, 04:23 PM)
Based on my profession as a chartered accountant FCCA.  tongue.gif

The article I attached already shed some lights on why I only choose ASM and ASM2. I will not go into details as many people here are trying hard to get into ASx whether ASM, ASM2 or ASM3
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Unfortunately your profession or any data given to public doesn't works for these fixed price funds.

Hints,
- it can gives dividend no matter how bad is the economy
- it got unknown reserves
- ASB definitely can pay more dividend
vanitas
post Aug 16 2019, 09:29 PM

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QUOTE(beLIEve @ Aug 16 2019, 09:22 PM)
He said based on financial report and that screenshot.

About ASW, not 100% sure unless it has a lot of reserves. Most profit already returned as dividend, unless low entry cost and unsold != Profit, therefore they can cash out any time for a huge profit from 1996.
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100% sure it is top 10 shareholders of Maybank. It might don't have profit, but definitely got assets (to sell if needed).
vanitas
post Aug 23 2019, 06:06 PM

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QUOTE(geekofIT @ Aug 23 2019, 03:47 PM)
Soon we will see more sellers, fighting with lower rates, maybe even saw in shopee.

Then heard cases that someone get scammed, and PNB removes this feature.
vanitas
post Aug 29 2019, 05:26 PM

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QUOTE(-CoupeFanatic- @ Aug 29 2019, 03:38 PM)
what's with all the speculation for ASM2 dividend, just wait la. 30/31 August will announce.
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I also no idea why all the speculation posts just few days before dividend.

Maybe they want to prove they are smart if able to predict correctly.

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