actually i dont really understand ASNB
hmm is it better than mutual fund? what makes ASNB special?
im quite dumb in this ...
Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia
Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia
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Aug 23 2019, 02:45 PM
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#1
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Junior Member
611 posts Joined: Jun 2008 |
actually i dont really understand ASNB
hmm is it better than mutual fund? what makes ASNB special? im quite dumb in this ... |
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Aug 23 2019, 10:53 PM
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#2
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611 posts Joined: Jun 2008 |
QUOTE(Ramjade @ Aug 23 2019, 10:41 PM) No need so desperate. Get your cash ready. 3x a year when they credit the dividend, that time pump in your cash. if buy/sell at RM1.... then how this investment help us to gain money?Buy and sell at RM1/unit. Other unit trust/mutual fund price follow market. More or less guaranteed dividend of 5.5%, with instant withdrawal, no penalty for early withdrawal, apa lagi you may? |
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Aug 25 2019, 12:55 AM
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#3
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Junior Member
611 posts Joined: Jun 2008 |
QUOTE(Ramjade @ Aug 23 2019, 10:55 PM) 5.5% p.a. more or less guaranteed returns. Use to be min 6%p.a. Dump it in regularly don't touch it, compounding will take care of the rest. It works exactly like FD but better. oh that means ASNB works like FD but higher p.a % rate compare ?thats nice but i saw 3 which non bumi can invest....wondering which is good cos dont know which to see and should i go to their branch of any bank to start my investment? |
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Aug 25 2019, 12:55 AM
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#4
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611 posts Joined: Jun 2008 |
QUOTE(Ramjade @ Aug 23 2019, 10:55 PM) 5.5% p.a. more or less guaranteed returns. Use to be min 6%p.a. Dump it in regularly don't touch it, compounding will take care of the rest. It works exactly like FD but better. oh that means ASNB works like FD but higher p.a % rate compare ?thats nice but i saw 3 which non bumi can invest....wondering which is good cos dont know which to see and should i go to their branch of any bank to start my investment? |
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Sep 16 2019, 09:21 PM
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#5
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Junior Member
611 posts Joined: Jun 2008 |
can i ask?
im not bumi, but is it i good to open Amanah Saham account with bank or go to PNB office and open? |
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Sep 16 2019, 10:03 PM
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#6
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611 posts Joined: Jun 2008 |
QUOTE(beLIEve @ Sep 16 2019, 09:29 PM) Either is fine. If you are the soft type then go ASN. If stubborn type then go bank actually open account in bank and asn office is the same right?Make sure you buy at least 1 fund after open account but im not sure still got fund or not cos CIMB website stated all subscribed |
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Sep 17 2019, 09:47 AM
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#7
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611 posts Joined: Jun 2008 |
just went to cimb and asked, they have promotion now, but it is bundle type
u have to buy Amanah Saham Imbang 1 or 2 to bundle with ASM, minimum Rm30k but i didnt proceed and forget to ask where to know all this promotion news |
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Sep 17 2019, 11:00 AM
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#8
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611 posts Joined: Jun 2008 |
QUOTE(-CoupeFanatic- @ Sep 17 2019, 10:19 AM) yeah exactly this onebut the staff in CIMB told me usually by today will sold out but im wondering where can i see such promotion from bank website to know when is the next promotion takkan i have to go to bank and ask all the time right? lol hmmm This post has been edited by daimon: Sep 17 2019, 11:45 AM |
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Sep 17 2019, 11:59 AM
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#9
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611 posts Joined: Jun 2008 |
:'( means i cant buy ASNB and god knows when they have opening again (not this bundle)
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Sep 17 2019, 12:14 PM
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#10
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611 posts Joined: Jun 2008 |
QUOTE(beLIEve @ Sep 17 2019, 12:01 PM) like i said, if you are stubborn enough to convince them to buy $10 to open the account, you can. if you're the type that can be easily convinced, go ASN office to open. As per Post 1, if you can't even buy $10 fixed price funds, then buy $10 variable price just to get the online account opened. $10 probably equivalent to another trip's petrol + parking. because the bank seems only offer bundle i dont understand the blue sentence, means ASN office they more willing to open RM10 for people? |
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Sep 17 2019, 12:39 PM
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#11
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611 posts Joined: Jun 2008 |
QUOTE(beLIEve @ Sep 17 2019, 12:20 PM) easily convinced means you'll beLIEve anything that people tell you. In this case, the bank. hahahahaa ya the moment i sat down at bank , i know they will push me other things.....Yes, ASN more than willing. It is their policy. okay, i guess i need to go to ASN office to get things done. |
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Sep 17 2019, 02:23 PM
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#12
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611 posts Joined: Jun 2008 |
QUOTE(poor fella @ Sep 17 2019, 01:16 PM) i heard about the tricks at the bank before i had my asnb online setup done. here in Sarawak, they either want rm80 under table commission or talk you into buying vp funds in thousands. so the naive me and my cousin went to the local (bintulu) asnb office and got a number. the counter staff ended up telling my cousin, they refuse to service us because of our race. the staff even went on saying, their service is for 'all those sitting in the waiting area'... pointing at the 'majority race' so you open those VARIABLE PRICE first in order to buy fixed price online?we ended up getting a bank officer in sibu to get our online account setup. since then, I had been patiently typing captha on asnb online how much you started for variable price? |
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Sep 17 2019, 05:20 PM
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#13
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611 posts Joined: Jun 2008 |
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Sep 19 2019, 03:39 PM
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#14
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611 posts Joined: Jun 2008 |
can i ask if i m trying to buy FIXED one on website
MINIMUM is RM100 termasuk SST% should i key in RM106 or RM100? |
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Sep 19 2019, 03:47 PM
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#15
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611 posts Joined: Jun 2008 |
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Sep 20 2019, 08:53 PM
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#16
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Junior Member
611 posts Joined: Jun 2008 |
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Sep 21 2019, 12:00 AM
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#17
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611 posts Joined: Jun 2008 |
QUOTE(nexona88 @ Sep 20 2019, 10:51 PM) How to know? because at replied #2273Just spam captcha non stop. We ordinary unit holders don't have express pass to the ASNB system to see how many units is available... Only branch & high level staff in PNB have that access.... this person said got 5k today ASM2 but i think what he meant is he bought 5k ? ya , i agree what you said for orange colour, because i went to PNB HQ to open account yesterday and they said all units full, so i purposely open variable price one but my friend went today, went to the counter 3 times and bought ASM2 and ASM3 my friend told me, the ASNB staff just told her which unit available , so i guess they can see from their system This post has been edited by daimon: Sep 21 2019, 12:02 AM |
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Sep 21 2019, 01:18 PM
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#18
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Junior Member
611 posts Joined: Jun 2008 |
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Sep 22 2019, 10:12 PM
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#19
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Junior Member
611 posts Joined: Jun 2008 |
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Sep 23 2019, 10:10 AM
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#20
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611 posts Joined: Jun 2008 |
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