hey guys i'm pretty ignorant about ASB although i already have 100k+ in it

1. let's say i have 200k in ASB1 and if dividen 7% then i get RM14,000 profit? So is it ok to withdraw 14,000? I heard that withdrawing is actually selling shares/principle, so I'll be selling 14,000 units? But in practice I don't see the difference? Since RM1=1 unit anyway. If my unit/shares become 0, but the leftover is the dividen (e.g 14k) then what happens?

2. Also I see a lot of people having trouble buying shares in this thread, then that means I should be careful or 'withdrawing'/selling my shares for funds? Last time i bought shares using a borang in Maybank (was pretty smooth), does that have same problems of buying shares online? Since i read that people are holding onto their shares nowadays. (also that means there is a finite amount of shares out there for ASB??)

3. Can i treat my ASB like a savings account? Since last time to i went to Maybank and withdraw was almost instant like savings, or is it a bad idea?

4. Should i prioritize ASB, ASB2, TH, etc.. before moving to Fixed deposits, stocks, etc? Seems like ASB is extremely safe investment, but I don't mind investing to slightly higher risks in the future.

yup i'm pretty dumb, but have to start somewhere right

This post has been edited by bo7ons: Aug 13 2019, 09:26 AM