Hi guys, would like to know if my simple calculations are correct.

I am about to take a fully flexi loan on a subsale house. Interest rates are about 4.2%.

Given that ASM1 gives 5.5% dividend and assuming it doesn't change next year, would it be more worth it to put any extra funds I have every month into ASM1 instead of paying extra for my housing loan besides what I'm required to every month?

Is it safe to assume that i would gain 5.5%-4.2% = 1.3%?

Is there any other things I have to take into account?

Thanks in advance!!