Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
3 Pages  1 2 3 >Bottom

Outline · [ Standard ] · Linear+

 Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia

views
     
MUM
post Jul 16 2019, 01:51 PM

10k Club
********
All Stars
14,869 posts

Joined: Mar 2015

beLIEve...knock, knock, you are summoned for, i believe the above post is for you and are afraid you may missed it.
MUM
post Sep 3 2019, 10:16 AM

10k Club
********
All Stars
14,869 posts

Joined: Mar 2015

QUOTE(mushigen @ Sep 3 2019, 10:14 AM)
No luck with ASM2. Where are the people who are disappointed with the 5% dividend? I'd expect them to dump their holding.
*
yes, my expectation of them too....but I think for the time being, have to wait lah...until they found and have confident of their new found alternatives.
MUM
post Sep 3 2019, 01:12 PM

10k Club
********
All Stars
14,869 posts

Joined: Mar 2015

QUOTE(OptimusStar @ Sep 3 2019, 01:08 PM)
Nowdays very hard to get even RM100 in any of the funds. Is there any good alternative to the fix fund Amanah Saham funds for us non bumis?
*
someone suggest...
if near 50~55 yrs...try EPF,
if far away from 50 yrs.....try tumpeng parents EPF....

MUM
post Sep 3 2019, 01:17 PM

10k Club
********
All Stars
14,869 posts

Joined: Mar 2015

QUOTE(TOS @ Sep 3 2019, 01:14 PM)
Why tumpang parent EPF when you already can open your own EPF account as early as 14-15 years old? You can open an EPF account even if you are just a student and not yet working.
*
why tumpang? hmm.gif
i guess it is bcos,...if far away from 50 yrs...then longer lock in period....
parents a/c can used to do withdrawal in case of in need
MUM
post Sep 3 2019, 01:22 PM

10k Club
********
All Stars
14,869 posts

Joined: Mar 2015

QUOTE(veera77 @ Sep 3 2019, 01:19 PM)
What is minimum age to open EPF account?
*
according to this.....

Does the EPF set a minimum age to contribute?
There is no minimum age limit, every employee is liable to contribute.
However, Act 350 - the Child And Young Persons (Employment) Act 1996 (Revised 1998) has set 14 years old as the minimum age for employment.

https://www.kwsp.gov.my/employer/what-you-need-to-know

MUM
post Sep 3 2019, 01:29 PM

10k Club
********
All Stars
14,869 posts

Joined: Mar 2015

QUOTE(OptimusStar @ Sep 3 2019, 01:18 PM)
Im quite far from 55 years, tumpang doesnt allow control to be with us. Any other alternatives?
*
for short term....possible due to tax benefits if tax brackets is high.....SSPN and PRS

longer terms..... hmm.gif
RM 1 buy and RM 1 sell with 5~6% pa ROI investment vehicle, with self control........I am still waiting for an alternatives other than EPF....

This post has been edited by MUM: Sep 3 2019, 01:31 PM
MUM
post Sep 4 2019, 12:35 PM

10k Club
********
All Stars
14,869 posts

Joined: Mar 2015

QUOTE(Mervin1234 @ Sep 4 2019, 12:32 PM)
Hi all, anyone knows is there a thread in lowyat for the New EPF Investment ?
*
nope I dun't think there is this exact as per titled thread yet....but
what is the purpose of that tis "New EPF Investment" thread?
what do you wanna tell or know?
MUM
post Sep 4 2019, 12:49 PM

10k Club
********
All Stars
14,869 posts

Joined: Mar 2015

QUOTE(Mervin1234 @ Sep 4 2019, 12:46 PM)
Just wanna know more, whether is worth to invest and what to invest in. Also i notice that my Investment in Public Mutual (from my EPF accout) is now reflected under the new "Investment" tab in the EPF online system. Im able to see the amount invested but and there is a profit/loss column that say "Unrealistic", so i want to find out what this is.

Anyway, better stick back to ASX topic before admin give warning  biggrin.gif

Whoever notice this new thread, pleases inform. Thanks
*
for this...try post at this dedicated thread for appropriateness....

Public Mutual Funds, version 0.0
https://forum.lowyat.net/topic/3580942/+1720#entry93789637
MUM
post Sep 6 2019, 12:15 PM

10k Club
********
All Stars
14,869 posts

Joined: Mar 2015

QUOTE(carjack18 @ Sep 6 2019, 11:45 AM)
Basically I'm kinda of those ppl who just put a lump sum and let it side for a duration of 2-3 years smile.gif
*
Not sure of that value in that lump sum
Not sure if you can manage to buy the units with that sum
Not sure if 4.5-5.5% pa returns is good for you
Thus depends...as per coupe fanatic's post

This post has been edited by MUM: Sep 6 2019, 12:16 PM
MUM
post Sep 20 2019, 08:55 PM

10k Club
********
All Stars
14,869 posts

Joined: Mar 2015

QUOTE(daimon @ Sep 20 2019, 08:53 PM)
can i ask what does this mean?

got units worth of 5k to buy in ASM2 today? and how to know that amount available ya?

i actually successfully bought rm100 today blush.gif
*
I think they meant the poster managed to buy RM5k of that fund today.
MUM
post Sep 21 2019, 03:35 PM

10k Club
********
All Stars
14,869 posts

Joined: Mar 2015

QUOTE(raptar_eric @ Sep 21 2019, 01:20 PM)
Thanks bro. Just wanna confirm cause afraid they dont allow to withdraw all cash. Anyway will withdraw 90k ASM2 tomorrow lunch time
*
I think just 2 week ago, a forummer wanted to pay a few % for unit transfer.... biggrin.gif
got extra UNTUNG
MUM
post Sep 21 2019, 03:39 PM

10k Club
********
All Stars
14,869 posts

Joined: Mar 2015

QUOTE(raptar_eric @ Sep 21 2019, 03:37 PM)
I did offer but was reported so i just removed it biggrin.gif
*
garage sales ....
https://forum.lowyat.net/index.php?showtopic=4833828&hl=
MUM
post Sep 21 2019, 04:16 PM

10k Club
********
All Stars
14,869 posts

Joined: Mar 2015

QUOTE(raptar_eric @ Sep 21 2019, 04:14 PM)
Yup thanks bro. Posted smile.gif appreciate it much
*
just be extra careful of the method of transaction...?
thumbsup.gif good luck
MUM
post Sep 21 2019, 04:29 PM

10k Club
********
All Stars
14,869 posts

Joined: Mar 2015

QUOTE(raptar_eric @ Sep 21 2019, 04:19 PM)
Yup bro thanks for the heads up. Got ppl PM, so told to deal at mall with alot ppl or in police station too 😂😂
*
Maybe write a short contract agreement as proof of action done?
for if transferred units but payment no receipt.....
or if paid but no unit transferred....

then at least got proof of fraud when report to police or ASNB later...

This post has been edited by MUM: Sep 21 2019, 04:34 PM
MUM
post Sep 22 2019, 01:16 AM

10k Club
********
All Stars
14,869 posts

Joined: Mar 2015

QUOTE(neverfap @ Sep 22 2019, 12:27 AM)
Not sure how the transfer work though

Issit
a) unit owned by A directly transfer to B account, or
b) system will sell unit owned by A and then trigger account B to buy unit.

Coz there's a prompt for us to input our bank account when transferring the unit and there's a message stating that the cash value of the unit that unable to transfer will be transferred to the bank account we insert? (Just saw briefly when testing out the transfer function)
*
QUOTE(yklooi @ Sep 22 2019, 12:33 AM)
Transfer between ASNB funds involves two different Unit Holders of the same fund.
For instance, Unit holder A would like to transfer 100 units of ASB to ASB Account Unit holder B.

For fund(s) that has/have been registered under Hibah Amanah, the provision in the Hibah Amanah’s contract applies ie the amount blocked as Hibah Amanah cannot be switched/transferred.

What are the procedures to apply for transfer and switching between ASNB funds?
Unit Holders are advised to fill in the following form:
Borang Pemindahan dan Penukaran Unit (ASNB TS)

Can the transfer and switching facility between ASNB funds be performed online through myASNB portal?
Not available yet.

http://www.asnb.com.my/asnbv2_5faq_EN.php
*
QUOTE(beLIEve @ Sep 22 2019, 12:52 AM)
actually, I thought it's been implemented recently?

Maybe the FA-Q not updated?
*
maybe and hopefully the 2 forummers from this thread can provides some latest input on how they did it on 8 Sept?
https://forum.lowyat.net/index.php?showtopic=4833828&hl=

MUM
post Sep 30 2019, 07:41 PM

10k Club
********
All Stars
14,869 posts

Joined: Mar 2015

oops.gif sign0006.gif
in times of talking about 'disappointment"......

I wonder how these members adjusts....

".......LTAT has been paying out double-digit dividends to its members since 1991.
The highest amount declared was 18.25% in 1996.
Even in the midst of the stock market meltdown in 1998, LTAT managed a dividend of 13.5%.
Even in the last four of the five years since 2014 when Bursa Malaysia finished in negative territory, LTAT gave double-digit dividends between 12% and 15%.

sourced from....
Read more at https://www.thestar.com.my/business/busines...458E1AOvobVO.99

now it is only 2%......


MUM
post Oct 1 2019, 11:52 AM

10k Club
********
All Stars
14,869 posts

Joined: Mar 2015

after so many years of "good" n reliable returns n expectations, I guess many would still gives it another few years of x% returns....unless it is below FD
MUM
post Oct 1 2019, 12:32 PM

10k Club
********
All Stars
14,869 posts

Joined: Mar 2015

QUOTE(rheve @ Oct 1 2019, 12:30 PM)
aunty & uncle have another option to pump saving into EPF, but capped at RM60K / annual.
*
those working can also dump more into EPF thru salary deduction without annual cap.....
MUM
post Oct 1 2019, 01:26 PM

10k Club
********
All Stars
14,869 posts

Joined: Mar 2015

QUOTE(nexona88 @ Oct 1 2019, 12:00 PM)
for "safe less risk" investments..
u have ASx, EPF & FD only...
*
yes, with this mindset in mind.....
no wonder many still trying to fish without success today.....
guess it will still be normal, normal trying to fish day, even after the distribution announcement
MUM
post Oct 1 2019, 08:57 PM

10k Club
********
All Stars
14,869 posts

Joined: Mar 2015

year 2009,
Malaysia FD rate was 2.08%,
ASB dividend rate was 7.3 + 1.55%
EPF was 5.65%

https://www.indexmundi.com/facts/malaysia/d...t-interest-rate
https://1-million-dollar-blog.com/dividends...ham-bumiputera/
https://1-million-dollar-blog.com/dividends...rovident-funds/

This post has been edited by MUM: Oct 1 2019, 09:00 PM

3 Pages  1 2 3 >Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
1.5039sec    0.40    7 queries    GZIP Disabled
Time is now: 7th December 2025 - 08:19 PM