Miss out 'No'. Should be 'no' option to delay.

This post has been edited by rojakwhacker: Aug 12 2019, 03:19 PM

Just fill up properly lah guys.

Be honest also that hard?

How to maju of like that.

unless you declare income in ASN much higher than to LHDN, the only thing you need to worry is your 1money is already with ASN. Too late to worry about LHDN now.

ooh already open...
Johor only I guess..

coz, those "Malay Muslim Super Majority" states, 2 day Hari Raya yo
So Sunday+Monday

either that or they forget to program today as holiday, so market open loh but nothing to buy loh.

that's why I didn't log yet

seriously really respect u guys... today also doing OT spam captch

tomorrow I see what the huhaa about the update details.... seems like such big issues when actually small matter only..

I only tried a couple of times today. Spent time cashing out 1money for tomorrow and the days after.

This post has been edited by beLIEve: Aug 12 2019, 04:04 PM

well maybe it's not u..
but others?? since they have so much spare time

anyhow.. counting the days for dividend... hope just don't drop below 5% for now...

hey guys i'm pretty ignorant about ASB although i already have 100k+ in it

1. let's say i have 200k in ASB1 and if dividen 7% then i get RM14,000 profit? So is it ok to withdraw 14,000? I heard that withdrawing is actually selling shares/principle, so I'll be selling 14,000 units? But in practice I don't see the difference? Since RM1=1 unit anyway. If my unit/shares become 0, but the leftover is the dividen (e.g 14k) then what happens?

2. Also I see a lot of people having trouble buying shares in this thread, then that means I should be careful or 'withdrawing'/selling my shares for funds? Last time i bought shares using a borang in Maybank (was pretty smooth), does that have same problems of buying shares online? Since i read that people are holding onto their shares nowadays. (also that means there is a finite amount of shares out there for ASB??)

3. Can i treat my ASB like a savings account? Since last time to i went to Maybank and withdraw was almost instant like savings, or is it a bad idea?

4. Should i prioritize ASB, ASB2, TH, etc.. before moving to Fixed deposits, stocks, etc? Seems like ASB is extremely safe investment, but I don't mind investing to slightly higher risks in the future.

yup i'm pretty dumb, but have to start somewhere right

This post has been edited by bo7ons: Aug 13 2019, 09:26 AM

1. Yes, RM 14k is your profit. You can withdraw but suggest to keep as ASB limit is 200k if not mistake, but can goes up to unlimited if you don't withdraw and let it roll.

2. That's for ASM123, and sometimes ASB2. For ASB, you won't have any trouble to top up it up to 200k.

3. Yes, you can treat it as saving account.

4. Yes, max out ASB, and subsequently ASB2 first before thinking other investment. For TH, I am not sure due to recent case.

Hi,

It's always better to start late than never start, isnt it?
For Fixed priced (FP), 1 unit = RM1.

1. Once dividend release, you may withdraw 14K and it won't affect "dividend" - same principle like bank acc.
But ASB1 is having upper limit of 200K, so I'm not sure if the dividend will still accumulate in your acc. This one need sifu here to clarify.
If your unit become 0, your next dividend would calculate on top of your current dividend (14K).

2. Ppl here trying to buy ASM1/2/3, which the fund size is limited.
For Bumi specific fund no need to worry as everyone entitled for certain amount of units with exception of ASB3 Didik.

3. IMO there are 3 shortcoming by treating ASB as saving acc. 1. Dividend only comes annually. 2. Dividend calculate against minimum amt for the month. 3. Need to go bank/PNB for withdrawal.

4. Depends on your risk appetite. ASB is good for low risk investment. But if you want higher return, looks somewhere else (for eg REIT).

Hope I answer your question.

again.....

Buyer Bank : HLBB
Debit Status : 79 (Failed due to HOST DECLINE WHEN DOWN)

More savings in hong leong bank saving account compare to other bank that still choose hong leong back to do FPX top up?

no. i just cashed out BP from Hong Leong and bank in there. just gave them a second try since i'm not in a hurry to buy.

This post has been edited by beLIEve: Aug 13 2019, 01:02 PM

Actually how do they pro rate the dividend?

If i put it in ASM3 1st Aug, 5th Aug & 13th Aug, which of this date entitled for Aug calculation?

Only the one on Aug 1.

pro-rate on a monthly basis, not daily.

Just went to pos office to open ASBN account. But they tell me minimum initial invest amount is RM100, but in ASBN website it wrote RM10 only.

it depends on how much you can convince them. Either you do as they say or they do as you say.

it's not issue la.
you know how banks have to follow bank negara regulations?
well ASNB needs to follow SC rules. now they have this requirement to get all those details from UH.

P/S: if you fill cincai-cincai or lie, I don't think ASNB can find out (or if they really care). but I also dunno what consequence it will be if kantoi some day with SC or BNM or LHDN or whatever (not sure the info is shared or not lah between those agencies?).