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 Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia

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nexona88
post Sep 10 2019, 04:26 PM

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QUOTE(-CoupeFanatic- @ Sep 10 2019, 03:17 PM)
The system keep logging me out. Starting to wonder if they keep track of each user's number of tries, and then log out those who already try too many times
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I suspected that too..
sometimes if hardcore die die try.. Sure have issues...
esp the auto log out.. or back to main page...
-CoupeFanatic-
post Sep 10 2019, 04:41 PM

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only managed to fish 1k today sweat.gif

it's ok, sikit2 lama2 jd bukit
JeffryKL P
post Sep 10 2019, 04:44 PM

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QUOTE(-CoupeFanatic- @ Sep 10 2019, 04:17 PM)
The system keep logging me out. Starting to wonder if they keep track of each user's number of tries, and then log out those who already try too many times
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if this is in place than very good, some ppl really crazy can non stop every second captcha till server crash.....hahha rclxms.gif
-CoupeFanatic-
post Sep 10 2019, 04:48 PM

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QUOTE(JeffryKL @ Sep 10 2019, 04:44 PM)
if this is in place than very good, some ppl really crazy can non stop every second captcha till server crash.....hahha rclxms.gif
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that's me today cry.gif cry.gif

now seems to be okay, can captcha 1 hour straight without getting logged out or stuck
beLIEve
post Sep 10 2019, 04:52 PM

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QUOTE(-CoupeFanatic- @ Sep 10 2019, 04:48 PM)
that's me today  cry.gif  cry.gif

now seems to be okay, can captcha 1 hour straight without getting logged out or stuck
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now all the big wireshark already finish work. you're all alone on the powerful ASN server, of course no problem.

This post has been edited by beLIEve: Sep 10 2019, 04:57 PM
-CoupeFanatic-
post Sep 10 2019, 05:06 PM

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QUOTE(beLIEve @ Sep 10 2019, 04:52 PM)
now all the big wireshark already finish work. you're all alone on the powerful ASN server, of course no problem.
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sad to be only small fish sad.gif
nexona88
post Sep 10 2019, 06:15 PM

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Matter of time before those max out ASB & ASB2 cannot receive dividends as new units accumulated biggrin.gif

QUOTE
kerajaan perlu memikirkan sama ada akaun-akaun ASB yang lebih daripada had pelaburan RM200,000 boleh melaburkan semula dividen mereka atau perlu mengutamakan akaun-akaun di bawah nilai itu yang merupakan majoriti lebih besar


QUOTE
Kini, pelaburan ASB dihadkan pada RM200,000, tetapi akaun masih boleh memungut dividen yang boleh dilaburkan di atas nilai tersebut, yang hanya memanfaatkan elit Melayu yang sangat kecil
dry.gif

https://www.malaysiakini.com/news/491369?fb...2fJzmanSM1mI688
beLIEve
post Sep 10 2019, 06:24 PM

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QUOTE(nexona88 @ Sep 10 2019, 06:15 PM)
Matter of time before those max out ASB & ASB2 cannot receive dividends as new units accumulated  biggrin.gif
  dry.gif

https://www.malaysiakini.com/news/491369?fb...2fJzmanSM1mI688
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Actually it's true. How many people has 200k or more lying around for ASN? Only those who are doing quite ok who shouldn't be utilizing ASN.

Don't be surprised that they impose limit on ASM also one day.

Only reason that hinders them from imposing a limit is finding funds from the market to absorb the forced redemption.

This post has been edited by beLIEve: Sep 10 2019, 06:25 PM
foofoosasa
post Sep 10 2019, 06:30 PM

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QUOTE(nexona88 @ Sep 10 2019, 06:15 PM)
Matter of time before those max out ASB & ASB2 cannot receive dividends as new units accumulated  biggrin.gif
  dry.gif

https://www.malaysiakini.com/news/491369?fb...2fJzmanSM1mI688
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To make dividend sustainable, actually this is a good move tongue.gif

If PNB cant keep up the compounding performance to maintain the dividend, actually it is quite dangerous to our Malaysia financial system.

nod.gif
nexona88
post Sep 10 2019, 06:39 PM

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QUOTE(beLIEve @ Sep 10 2019, 06:24 PM)
Actually it's true. How many people has 200k or more lying around for ASN? Only those who are doing quite ok who shouldn't be utilizing ASN.

Don't be surprised that they impose limit on ASM also one day.

Only reason that hinders them from imposing a limit is finding funds from the market to absorb the forced redemption.
*
the rich become richer while poor remains poor...
sorry to say.. those tongkat given only enrich certain people... and many abused ASB too in the process.. and ever since Akaun Bijak / Remaja limit also increased.. another new level of abuse...

and yes. One Day. ASM also would faced the same thing... same story....

part 3. yes. if limited.. then the poor & middle ground how to absorb the available units??? since they also lack of $$... must think about that also...

"really headache" become PNB investment members laugh.gif
nexona88
post Sep 10 2019, 06:43 PM

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QUOTE(foofoosasa @ Sep 10 2019, 06:30 PM)
To make dividend sustainable, actually this is a good move  tongue.gif

If PNB cant keep up the compounding performance to maintain the dividend, actually it is quite dangerous to our Malaysia financial system.

nod.gif
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guess one reason why SC not keen to approve another new ASx FP funds devil.gif

ASx fund getting too big... and also I suspected previously there's some "hidden fund injection" by the government... No solid prove... just tcss... but still Bursa Malaysia performance do play major role too.. that's cannot be denied one...
beLIEve
post Sep 10 2019, 07:04 PM

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QUOTE(nexona88 @ Sep 10 2019, 06:39 PM)
the rich become richer while poor remains poor...
sorry to say.. those tongkat given only enrich certain people... and many abused ASB too in the process.. and ever since Akaun Bijak / Remaja limit also increased.. another new level of abuse...

and yes. One Day. ASM also would faced the same thing... same story....

part 3. yes. if limited.. then the poor & middle ground how to absorb the available units??? since they also lack of $$... must think about that also...

"really headache" become PNB investment members  laugh.gif
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Rich become richer and poor become poorer is a fact of life.

I've calculated the ASM and EPF before. If i don't have a memory leak, 2 of the ASM funds have average of 1m+ per holder in the 500k+ range. EPF is 2m.
nexona88
post Sep 10 2019, 08:15 PM

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QUOTE(beLIEve @ Sep 10 2019, 07:04 PM)
Rich become richer and poor become poorer is a fact of life.

I've calculated the ASM and EPF before. If i don't have a memory leak, 2 of the ASM funds have average of 1m+ per holder in the 500k+ range. EPF is 2m.

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Same person in all 4 place?
EPF, ASM 1,2 & 3 🤔


beLIEve
post Sep 10 2019, 08:31 PM

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QUOTE(nexona88 @ Sep 10 2019, 08:15 PM)
Same person in all 4 place?
EPF, ASM 1,2 & 3 🤔
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非也. Those are average numbers. I think these are upper middle class. Ultra rich won't go for 5-7% returns.

Edit : Just checked again. ASM1 has the lowest average of 500k+ holders at average 800k per holder. ASM2 and ASM3 has somewhere between 1.6m-1.75m average per holder for 500k+ range. My guess is bumiputeras and bumiputeris from ASB scooped them during the initial ASM3 launch bumi quota and ASM2's bumi quota. ASM1 has more contention with nonbumi hunters.

This post has been edited by beLIEve: Sep 11 2019, 01:10 AM
-CoupeFanatic-
post Sep 11 2019, 08:48 AM

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I am still surprised that many of my bumi friends are not aware of UT funds like ASB that are specially for bumis only.

I mean, it's there for them to grab but they don't even bother to find out what it is or how to invest in it. Even after I tried explaining that you can borrow money to invest, they still unsure whether it's the right decision... sweat.gif

financial literacy needs to be more widespread among bumis imo.
skyyx124
post Sep 11 2019, 09:47 AM

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Any luck fishing today?
-CoupeFanatic-
post Sep 11 2019, 09:49 AM

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QUOTE(skyyx124 @ Sep 11 2019, 09:47 AM)
Any luck fishing today?
*
Nope, can't even log in. been '15 minit' locked out for more than 1 hour now.

Really unreliable system...
beLIEve
post Sep 11 2019, 11:28 AM

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QUOTE(-CoupeFanatic- @ Sep 11 2019, 08:48 AM)
I am still surprised that many of my bumi friends are not aware of UT funds like ASB that are specially for bumis only.

I mean, it's there for them to grab but they don't even bother to find out what it is or how to invest in it. Even after I tried explaining that you can borrow money to invest, they still unsure whether it's the right decision... sweat.gif

financial literacy needs to be more widespread among bumis imo.
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this has nothing to do with bumi or non bumi.

If I were to talk to nonbumi about this, they are not going to trust me either. Those who trust me are those already found out by themselves. People are not going to trust others with money. Those you see on news are a small percentage only.
sijee
post Sep 11 2019, 11:50 AM

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QUOTE(skyyx124 @ Sep 11 2019, 09:47 AM)
Any luck fishing today?
*
Been fishing since 8.10am. Catch no fish.

I tried many times and got kick back to Portfolio page but was not logged out. Same thing happened yesterday and at other times too. Wonder if others got the same kick too?
INTEGRITYXXXXX
post Sep 11 2019, 12:07 PM

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QUOTE(sijee @ Sep 11 2019, 11:50 AM)
Been fishing since 8.10am. Catch no fish.

I tried many times and got kick back to Portfolio page but was not logged out. Same thing happened yesterday and at other times too. Wonder if others got the same kick too?
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I have been trying since 9 till now. got 1k ASW. Also got kick back to portfolio page (not logged out) several times but i think it is normal.

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