yes to both and also as long as RM 1 buy, RM 1 Sell.

that will be incentives enough for many investors to buy and hold and continue to buy....

what is incentive for them (PNB) to perform better?
well, i guess as long as "Sold out" and the number of CAPTCHA collected daily by their system is still high....that is good enough for them to NOT take the extra Risks of investing for a better performance.
and also for whatever extra they earned will also be placed in "invisible" accounts as reserves as usual

those that wanted a higher returns expectation and complaining about PNB keeps lowering the dividen rates can go look for other form of investment vehicles....for i think PNB does not care as i am sure those Money Market Fund managers will be very willing to absorbs that into their MMF portfolios if those units from investors are made available to them.

what else do investors like us can do if not happy about it?...... go to their AGM to complain? buy less? or sell all as a form of protest?

Time to slowly switch to epf, especially for the elderly.

ASM2? Possbile? Will upset anyone who invest in it. 

Overheard someone say l, kasi diaorang 4.85% dah bagus....

wasnt this the figure given by that apa nama batang panjang?

busy selling his ASM3 after all the negative feedback

got la. that day got mini sale while you busy target ASM1. but buy 1 round no more already yo.

no one report on telegram or instantgram or aerogram?

He's gone ever since the old thread alot of out of topic and moved to kopitiam.

ok loh. invite you so many times still no join

i no time instant report. rushing to withdraw eFD before timeout. after that no more, so didn't bother report loh.

you interested in ASM3 meh? i thought your piehole nicely balanced already

I kinda agitated reading this.

Tomorrow will know

big day tmr

No announcement will be made 31st Merdeka

No announcement ever on Sep too

So only possibility will be 30th Sep

a little typo makes even more people worried. yet no one is selling

haha

actually they don't need to sell ASM3. Just need to Switch() to other ASM. Still no one is doing that, or maybe someone did that the other day, resulting in a mini sale.

about that ASB auto labur feature, if already max, still can auto labur?

Near and yes and no. Coz they open up a bit more for people to buy during the period of equity is low. Cost averaging is lower but last year they used up all reserved. See how end of week next month bursa perform only comment

ASM3 99.9% la. After announce only 100%

Asm2 next year sure lower as pool bigger and they just print the digit like Ponzi scheme into your account. If ask to withdraw, sure not enough cash.

I was expecting either 5 or 5.25. Guess it really is.

Haha...maybe want to buy