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> Public Bank Credit Cards V6, PB Visa Sig 6% & Quantum 5% Cash Back (Credit Cards)

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thecurious
post Jul 7 2020, 11:22 PM

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QUOTE(taiping... @ Jul 7 2020, 05:00 PM)
I am upset with Ringgit plus and PBB

I registered for their Quantum CC through ringgit plus in the hopes of getting RM1k cashback

it took them about 2 weeks for the card to arrive

They ended up giving me 2 quantum CC (1 platinum, and 1 normal i guess )

Now i activated my Credit cards and they straight charge me RM25 for SST FOR BOTH CARDS

i feel am gambling in the hopes of getting this RM1k gift

According to them, the first 100 customer to activate and spend RM250 will get RM1k gift

Now i have TWO credit cards, being charged RM50 on SST and i have to spend RM500

Any forummer got any suggestion what should i do?

Just go along in the hopes of getting that RM1k? or cancel both cards?
*
Supposing when you say you need to spend RM 500 is referring to the sign up campaign?
If you did register and join the sign up campaign by Public bank, you only need to use one transaction on each card to have a RM 25 rebate on each cards.
Since the cards have no annual fees, effectively you're not being charged...
As for the RM 500 spending, you only need to spend RM 500 if you want to get the RM 200 cash back.
If you hate the cards so much, just use each card once to get the rebate then cancel both...
If not getting the RM 1k if your main concern then wrong thread. thats ringgitplus's offer not public bank.
cempedaklife
post Jul 8 2020, 03:04 AM

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QUOTE(taiping... @ Jul 7 2020, 05:00 PM)
I am upset with Ringgit plus and PBB

I registered for their Quantum CC through ringgit plus in the hopes of getting RM1k cashback

it took them about 2 weeks for the card to arrive

They ended up giving me 2 quantum CC (1 platinum, and 1 normal i guess )

Now i activated my Credit cards and they straight charge me RM25 for SST FOR BOTH CARDS

i feel am gambling in the hopes of getting this RM1k gift

According to them, the first 100 customer to activate and spend RM250 will get RM1k gift

Now i have TWO credit cards, being charged RM50 on SST and i have to spend RM500

Any forummer got any suggestion what should i do?

Just go along in the hopes of getting that RM1k? or cancel both cards?
*
Blame yourself. It doesnt even look like you even know quantum is 2 cards, by default.
And the 1k is not guaranteed.
prescott2006
post Jul 8 2020, 09:54 AM

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My statement date is tomorrow 9th. I just top up BigPay using PBB VS just now 9.30am. Will I get cashback this month?
leanman
post Jul 8 2020, 09:59 AM

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QUOTE(prescott2006 @ Jul 8 2020, 09:54 AM)
My statement date is tomorrow 9th. I just top up BigPay using PBB VS just now 9.30am. Will I get cashback this month?
*
based on experience, yes. I tried topping up on the statement date, in your case 9th, it was not captured. So today is fine.
avinlim
post Jul 8 2020, 01:57 PM

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QUOTE(rabbi08 @ Jul 7 2020, 07:33 PM)
Can anyone help me to verify this?
I top up bigpay card with my Public Quantum Card. When it asks me to enter CCV  and I accidentally enter the wrong CCV, but surprisingly it passed.
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QUOTE(cybpsych @ Jul 7 2020, 07:45 PM)
yes. it happens cuz the bank doesn't validate CVV when it passed to them (correct or wrong)
*
Not all banks, some bank does check. I tried Maybank with purposely enter wrong ccv and transaction rejected.
cybpsych
post Jul 8 2020, 02:05 PM

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QUOTE(avinlim @ Jul 8 2020, 01:57 PM)
Not all banks, some bank does check. I tried Maybank with purposely enter wrong ccv and transaction rejected.
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yes, some banks are notorious in this.
solstice818
post Jul 8 2020, 03:02 PM

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QUOTE(taiping... @ Jul 7 2020, 05:00 PM)
I am upset with Ringgit plus and PBB

I registered for their Quantum CC through ringgit plus in the hopes of getting RM1k cashback

it took them about 2 weeks for the card to arrive

They ended up giving me 2 quantum CC (1 platinum, and 1 normal i guess )

Now i activated my Credit cards and they straight charge me RM25 for SST FOR BOTH CARDS

i feel am gambling in the hopes of getting this RM1k gift

According to them, the first 100 customer to activate and spend RM250 will get RM1k gift

Now i have TWO credit cards, being charged RM50 on SST and i have to spend RM500

Any forummer got any suggestion what should i do?

Just go along in the hopes of getting that RM1k? or cancel both cards?
*
What's there to complaint? SST will definitely be imposed ma. There's no waiver for RP applicant.

The 1k is not guaranteed. What are you upsetting about?
!@#$%^
post Jul 8 2020, 03:29 PM

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QUOTE(cybpsych @ Jul 8 2020, 02:05 PM)
yes, some banks are notorious in this.
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high level of security
HenryJay
post Jul 8 2020, 10:20 PM

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QUOTE(zenquix @ Jul 7 2020, 11:04 PM)
short codes (those 5 digits) only work on in a domestic network. Malaysian shortcodes are not reachable even if u are roaming in another country, not to mention if you use a foreign number.

viable option for PBB is to get someone to sms for u since their codes are based on sending the card number. another option is if u have a spare smartphone, sign up a cheap plan (yoodo rm3 sms comes to mind but not all shortcodes work) and leave it plugged in at a place (parents?) in Malaysia and remote in (ala teamviewer) to send any sms required
*
Good idea!

Anyway I was using my Malaysia number with roaming mode when I tried to registered it. I will let my friend at Malaysia help me to register via SMS

rabbi08
post Jul 8 2020, 10:37 PM

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QUOTE(avinlim @ Jul 8 2020, 01:57 PM)
Not all banks, some bank does check. I tried Maybank with purposely enter wrong ccv and transaction rejected.
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Does it means the Public Bank credit card unsecure?

This post has been edited by rabbi08: Jul 8 2020, 10:38 PM
avinlim
post Jul 9 2020, 01:56 PM

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QUOTE(rabbi08 @ Jul 8 2020, 10:37 PM)
Does it means the Public Bank credit card unsecure?
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All card are secure and have weakness. Its the card holder responsibility to safe guard their card and keep track all the time. There is no 100% in the world.

This post has been edited by avinlim: Jul 9 2020, 01:56 PM
ClarenceT
post Jul 9 2020, 03:53 PM

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QUOTE(rabbi08 @ Jul 8 2020, 10:37 PM)
Does it means the Public Bank credit card unsecure?
*
OTP overrides. CVV is junk.

tan_aniki
post Jul 9 2020, 04:38 PM

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QUOTE(ClarenceT @ Jul 9 2020, 03:53 PM)
OTP overrides. CVV is junk.
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not necessary, UOB called me to cancel the Grab top up after i accidentally key in wrong CVV
klks34
post Jul 10 2020, 12:17 AM

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Hi, can we go to PBB branches to signup for the credit card? Or can only apply it by mailing the signed form to the address stated in website?

Also what's the current promotion in third parties website like ringgitplus or comparehero or any other? Which has the best promotion?
Human Nature
post Jul 10 2020, 12:20 AM

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QUOTE(klks34 @ Jul 10 2020, 12:17 AM)
Hi, can we go to PBB branches to signup for the credit card? Or can only apply it by mailing the signed form to the address stated in website?

Also what's the current promotion in third parties website like ringgitplus or comparehero or any other? Which has the best promotion?
*
You can submit your application form by hand at the branch but it will still be sent to card processing unit elsewhere. Easiest way is to submit via email.
prescott2006
post Jul 10 2020, 09:15 AM

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QUOTE(leanman @ Jul 8 2020, 09:59 AM)
based on experience, yes. I tried topping up on the statement date, in your case 9th, it was not captured. So today is fine.
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Just come to feedback, I did get the full cashback. rclxm9.gif
cucikaki
post Jul 10 2020, 09:17 AM

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QUOTE(prescott2006 @ Jul 10 2020, 09:15 AM)
Just come to feedback, I did get the full cashback.  rclxm9.gif
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is BP topup posted yesterday? if yes then u will get full cashback. if it is posted today (10/7) you wont get cashback. anyway, enjoy the rm30!
ClarenceT
post Jul 10 2020, 09:18 AM

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QUOTE(prescott2006 @ Jul 10 2020, 09:15 AM)
Just come to feedback, I did get the full cashback.  rclxm9.gif
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Most of the time yes but not always T+1.
T+2 is still possible.
prescott2006
post Jul 10 2020, 09:24 AM

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QUOTE(cucikaki @ Jul 10 2020, 09:17 AM)
is BP topup posted yesterday? if yes then u will get full cashback. if it is posted today (10/7) you wont get cashback. anyway, enjoy the rm30!
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Posted yesterday. RM30 + RM38.8 brows.gif

QUOTE(ClarenceT @ Jul 10 2020, 09:18 AM)
Most of the time yes but not always T+1.
T+2 is still possible.
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Noted. This time forgot already, I always did it 3 days before statement date.
GrumpyNooby
post Jul 10 2020, 09:24 AM

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QUOTE(prescott2006 @ Jul 10 2020, 09:24 AM)
Posted yesterday. RM30 + RM38.8  brows.gif
Noted. This time forgot already, I always did it 3 days before statement date.
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What is the extra RM 38.8?

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