Thanks for the explanation, ClarenceT and cybpsych.

So, as credit card users, we are unable to determine whether contactless transactions are processed online, or offline, right?

From my limited experience of using credit cards, if I tap Maybank credit cards at Maybank terminals (either for Visa Paywave or Amex ExpressPay transactions), the contactless transactions are usually processed online and I can see the approval code on the charge slips.

On the other hand, if I tap Maybank credit cards at Public Bank terminals for Visa Paywave transactions, the approval code becomes VLP111, indicating offline processing.

So, to avoid offline processing, should I need to ensure that it is same bank, both at card issuer side, and card acquirer side? For example, I need to tap Public Bank credit cards at Public Bank terminals, for contactless transactions. Is my understanding correct? 

This topic broaden my knowledge on offline and online processing. :thumbsup:
What's the bank name of this slip?

Have a look at the header of the Credit card payment receipt, no bank name on it? 

Guys, since starting september PBB Quantum Visa got 5% cashback on contactless (wave) transactions, I wonder whether I can request the bank to increase the limit on paywave transaction (currently RM250 limit for paywave).

Wonder if I use paywave for RM500, then it request PIN since the amount over 250. Consider Paywave and eligible for cashback after 1 Sept?

24 Aug - Received approval sms

Consider within 12 days or 9 working days

Card activated? SST Charged?

did mine like this...


my other new principal application form (without the special remark), they sent the quantum combo cards (although the cardholder already an existing supp of mine).

Yes.
Thanks and have a nice day!

Birkenstock can qualify for CBPV cash back RM 15 under which category?

So does this consider as contactless entry for QV?

Tapped but PIN input triggered.

I also did the same.
The PBB terminal triggered for PIN input by itself w/o cashier intervention.
The cashier has reminded me first that a PIN input is needed since amount is > RM 250.
Of course, I'm aware of it but I just played along that since I'm using PBB card, it may bypass it.
Just testing for the sake of testing.

Most done last month cause Barcelona Xd

I don't think 10% and 2% CB will be continued in 2020!

yes, i already told u guys earlier over RM250 also can tap and pin and the receipt still showing contactless payment
good for u, can get 5% from QV and 3% from campaign

Which Citibank card needs to swipe 8 transactions to trigger for cash back?

Aeon starts to implement contactless for their parking today. I try with PB QV.