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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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Lingohal
post Apr 2 2022, 01:29 PM

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QUOTE(timeekit @ Apr 2 2022, 12:52 PM)
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user posted image

Surprise to find out that Installment Payment Plan is eligible for cashback. Quite happy since top up is not eligible anymore, at least I will still get cashback for this.
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Yes, that's why I charged my installment payment to my QM too, now that ewallet no longer earns cashback.
Lingohal
post Apr 2 2022, 08:35 PM

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QUOTE(timeekit @ Apr 2 2022, 03:52 PM)
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Not only that, just notice that the IPP also entitle me to get VIP points? I'm not sure how this works (double reward?) but this is very nice and I'm not complaining lol biggrin.gif. Most banks now don't really give reward for IPP. Hope this continues, and really incentify me to continue holding PBB card
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I got the same too, both cashback and vip points. That's nice. Also not complaining. tongue.gif I just kept quiet about it...haha
Lingohal
post Apr 9 2022, 08:42 PM

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QUOTE(Anangie @ Apr 9 2022, 04:01 PM)
how to spend rm500 with samsung pay and get cash back? is there any maximum limit for samsung wave for each time? is it RM250 same as wave limit?

thanks as i am not sure how it works
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If the amount exceeds RM250, you just have to key in pin after waving with your samsung pay. I've tried more than RM1k before, no problem.
Lingohal
post Apr 19 2022, 10:31 PM

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QUOTE(Reminisceization @ Apr 19 2022, 02:39 PM)
how to earn VIP Points? i dumped like 99% of my online transaction to QMC(RM1.8k), and i see i only got 34 VIP point based on amount i used QV instead about rm34
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I'll use QMC on online transactions up to RM600 to get cashback, and other online transactions I'll use QV to get VIP points. Managed to redeem Ikea gift cards 3xRM50 recently, it's as good as cash.
Lingohal
post May 25 2022, 03:19 PM

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QUOTE(Dhang @ May 25 2022, 08:30 AM)
Exclusion list for cash rewards. Maybe cash rewards = cashback only?

I got VIP for Sarawak Pay with my Quantum Visa. I will test it with Boost next month.

user posted image

user posted image
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The exclusion list should include both cashback and VIP. I didn't get VIP for QV for spending on ShopeePay, BigPay, GrabPay for transactions after 26 Apr.
Lingohal
post May 28 2022, 01:37 PM

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QUOTE(weiseang72 @ May 28 2022, 11:44 AM)
any idea if TnG we set the card as "QuickPayment" and we just leave the e-wallet balance 0 , will this still count as e-wallet or online transaction ....
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For Quick Payment, tng will still top up the ewallet from your credit card, then pay from ewallet.
Lingohal
post Jun 8 2022, 10:18 PM

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QUOTE(Fantasia @ Jun 8 2022, 07:31 PM)
But my total transaction is much higher than RM 600. Does this mean that paywave will not be able to earn VIP at all?
So the optimised way of getting reward is to paywave until RM 600 is reached to maximise the cash back then insert card to the payment gateway for the rest of the transaction?
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Yes, paywave will only earn cashback for transactions RM30 and above, capped at RM30. If you want to get VIP, you have to insert card and put pin. If spend online, you can get VIP too. If you want to do contactless payment and still earn VIP, use Quantum mastercard.
Lingohal
post Jun 9 2022, 07:18 PM

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QUOTE(Fantasia @ Jun 9 2022, 12:34 AM)
Ah, thank you so much for the info. I would prefer to accumulate my VIP point in 1 card. Hence, I will still use quantum mastercard for online transaction until I reached RM 600 then use quantum visa for the rest of my online transaction. For retail/dining, I will use quantum visa and pay wave method until RM 600 then insert card to enter pin for the the rest of my of my transaction. I believe this will maximise my VIP point reward and all will be accumulated in quantum visa.
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You can combine VIP from both quantum visa and quantum mastercard. I just did it a few months back. I just called CS and told him that I wanted to redeem the Ikea gift card and asked him to deduct all my VIP points from QM then balance from QV. Then I just waited for the gift card to arrive. That's all.
Lingohal
post Jun 28 2022, 11:22 PM

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QUOTE(nicklim17 @ Jun 28 2022, 12:57 PM)
TMONLINE(EC) KUALA LUMPUR MYS

Quantum MC missing cash back for my statement date 26th June.

Am I missing out anything?

Or must use otp? cannot use saved card method?
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My TM transaction on 11 May was granted cashback. I didn't save card.
Lingohal
post Jul 8 2022, 12:52 AM

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My PB Engage App suddenly can't view all my CC. On desktop, still can view.
Lingohal
post Jul 23 2022, 05:03 PM

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QUOTE(jacksonpang @ Jul 23 2022, 09:35 AM)
What's this?
user posted image
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Using samsung pay?
Lingohal
post Jul 23 2022, 09:47 PM

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QUOTE(cybpsych @ Jul 23 2022, 07:27 PM)
not exactly pbb fault

this can be triggered by merchant or scheme side.

even CS asked me if I did any attempt to use the card at shopee or Lazada etc ... which I had stop using this card last week.

from the look of it, the merchant or visa triggered it to "check" the card validity...

there should be no problem with it but it should communicated clearly the nature of this happening.

kinda costly for bank to issue replacement cards if everyone calling in claiming fraud (can't blame them either)
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So does it need replacement? Or nothing to worry about?
Lingohal
post Aug 21 2022, 11:01 PM

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QUOTE(eternity4av @ Aug 21 2022, 06:29 PM)
hello seniors, have any of you have experience using pbb vp to wave transaction say in 4 figure via samsung pay? wondering will it work.
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I've used PB card via samsung pay for amount of RM1k+ before. No problem. Just key in pin after tapping on the terminal.
Lingohal
post Oct 19 2022, 03:55 PM

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Called cs to request for the additional RM10 cashback on both quantum cards on 17/10, received the cashback on 19/10.
Lingohal
post Nov 6 2022, 12:32 AM

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QUOTE(terrier @ Nov 5 2022, 11:25 PM)
Hi guys, I topped up e-wallet for the RM 38 CB Visa campaign on 1st Nov 12:08am, the OTP sent to me shows the same date and time.
However when i checked the online statement just now, the transaction date is 31 Oct instead of 1st Nov

01 NOV 31 OCT GrabPay Petaling Jaya MY 688.00

Anyone got the same problem? Should I write in to PBB to change the transaction date? Just worried that it will affect my CB eligibility if I don't do so.
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Yes, same here. I wrote to them and they will manually include that transaction for the cashback tabulation.
Lingohal
post Nov 20 2022, 12:18 AM

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QUOTE(sonotme @ Nov 19 2022, 12:36 PM)
Ok i'll try with vs and see. Im thinking if its because i have it in samsung pay and google wallet
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I'm using QV and have both Samsung Pay and Google Wallet. For me, Google Wallet only works when Google Pay is set as default payment for contactless.
Lingohal
post Nov 21 2022, 04:50 PM

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QUOTE(ZeneticX @ Nov 21 2022, 04:04 PM)
Damm no wonder mine didnt work when i tried that day. So anyhow have to set as default payment. Wasted a chance for the cashback event
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Well.... you are not alone. sweat.gif I've also wasted the first time to earn cashback, only to discover later that I need to make it my default contactless payment. Then wasted the second time too coz open up google wallet, it says tap not supported. Don't know what happened. But already at counter making payment, so got to use alternative method. Later restart phone then it worked again. So in the end did only once. Maybe I'll just aim for one time RM10 cashback enough lar.

This post has been edited by Lingohal: Nov 21 2022, 04:51 PM
Lingohal
post Dec 8 2022, 06:37 PM

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QUOTE(pepper_mint2 @ Dec 8 2022, 09:45 AM)
Hi

I made top up to bigpay for campaign Cashback however noted the transaction date is 30 nov instead and I top up about 1219 am…anyone facing the same issue
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I just emailed PB with sms screenshot proof and they will usually manually include them for the cashback tabulation. So far managed to get those cashback. PB customer service is very good, unlike some other bank that I've encountered.
Lingohal
post Dec 20 2022, 08:53 PM

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QUOTE(ZeneticX @ Dec 20 2022, 08:13 PM)
what's the process for increasing credit limit for PBB credit cards?

Did a quick google check and can't seem to find the result I want even from PBB website
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Previously I just emailed them and attached supporting documents.
Lingohal
post Dec 20 2022, 09:39 PM

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QUOTE(ZeneticX @ Dec 20 2022, 09:33 PM)
Which email did you used? Also what documents do you provide? No need to fill in any form?
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I just wrote the email to custsvc@publicbank.com.my and requested for an increase in my credit limit and then I attached my income tax statement.

You could also provide salary slip or any other proof of income.

This post has been edited by Lingohal: Dec 20 2022, 09:41 PM

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