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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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victorian
post Apr 26 2021, 10:06 AM

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QUOTE(sjz @ Apr 26 2021, 10:01 AM)
i think with few users reported, its save to say that
for tng
manual key in WITH OTP should be entitled for online CB.
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This is only for cards that have online cashback feature right? How about cards that have minimal spending requirement? The amount spent using saved card will still be considered right ?
victorian
post Apr 26 2021, 11:05 AM

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QUOTE(cybpsych @ Apr 26 2021, 10:58 AM)
you didnt say which bank/card

each has their own definition of "qualified spend".

maybe they exclude online? maybe they exclude specific MCC? maybe they exclude specific merchant description?
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Citibank Online spending campaign for example
victorian
post Apr 26 2021, 11:11 AM

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QUOTE(cybpsych @ Apr 26 2021, 11:08 AM)
does the campaign T&C spelled out exclusion for tng ewallet with or without OTP or saved-card or the new MCC 4784?
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Not really, I think the scope is quite huge.

9. The following shall NOT be included as Qualifying Spend for the purposes of tabulating the Qualifying Requirements:- a) Existing recurring /auto-billing payments. Auto-billing enrolled under JomPay is excluded as Qualifying Spend. b) Installments paid under Citibank Flexi Payment Plan or Citibank Easy Payment Plan; c) Transactions which are subsequently cancelled or refunded; and/or d) Disputed, unauthorized or fraudulent purchase transactions.
victorian
post May 1 2021, 12:11 AM

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Reloaded rm200 to shopee using my new PIB card
victorian
post Aug 1 2021, 12:25 AM

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Reloaded grab 10 times
victorian
post Aug 1 2021, 12:42 PM

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QUOTE(fruitie @ Aug 1 2021, 12:23 PM)
Did anyone manage to appeal for PBB campaigns? What do I need to provide to them? I feel so wasted now for not getting a single cent. cry.gif

Below are my proofs but not sure sufficient.
» Click to show Spoiler - click again to hide... «

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But is it guaranteed? If not then nothing you can do right if they say quota finish
victorian
post Aug 5 2021, 11:12 PM

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QUOTE(stpmmaths @ Aug 5 2021, 10:59 PM)
Public Quantum Master & Visa.
Possible to cancel Visa and keep Master and spend less RM25 for the service tax?
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Of course. Just call them to cancel
victorian
post Aug 17 2021, 08:35 PM

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QUOTE(Chyan @ Aug 17 2021, 05:26 PM)
Hey guys. My acc in PBe is limited in function.

Do I have to go to PBe branch and register my number?
I only have their CC. Just got their Quantum also (they sent it without me requesting for it). Wanted to add into my acc but can't be done.
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New user need to go to branch to register for PAC
victorian
post Sep 25 2021, 10:39 AM

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Statement date is 25 September 2021.

Anyone know if I make a purchase today, is it still in the old cycle or new cycle?
victorian
post Sep 25 2021, 10:53 AM

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QUOTE(coolguy_0925 @ Sep 25 2021, 10:44 AM)
It depends on whether your transaction get posted today or after today

If merchant is using Public Bank machine it will most probably get posted today then it will fall into this month's cycle
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Ahh ok... Damn ahha gotta wait one more day
victorian
post Sep 25 2021, 10:56 AM

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QUOTE(cybpsych @ Sep 25 2021, 10:54 AM)
keywords: posting date

is this purchase from regular merchant? you can check past statements if this merchant's posting is T=0 or T+x days
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Not a regular merchant. Going to make a specs for optical claim in any optical shop.

Might as well dip into the 5% Quantum Visa cashback.
victorian
post Dec 15 2021, 01:38 PM

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Emailed their customer service and got SST rebate one day later.

Dear Valued Cardmember

Thank you for your email.

We noted your request and will forward for approval.

You may refer to the coming month Credit Card Statement for the outcome.

We hope the above clarifies and you have a pleasant day.
victorian
post Jan 25 2022, 09:30 AM

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QUOTE(cybpsych @ Jan 25 2022, 07:21 AM)
when they make announcement, they DO specific to PB or PIB

example previous announcements:

user posted image

user posted image
PDS wont get updated so fast. this is to avoid confusion for ppl currently viewing NOW (since change only take effect from 16 Feb)
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Seems like PDS already updated, don't see the ewallet wording anymore
victorian
post Jan 25 2022, 09:44 AM

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QUOTE(cybpsych @ Jan 25 2022, 09:39 AM)
"ewallet" wording was shown in PDS before? i dont recall seeing it anwhere in PDS though.

can share which copy was that?
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Ahh sorry don't think it was specifically mentioned before. Now just waiting PBB to include it in exclusion list
victorian
post Jan 25 2022, 09:45 AM

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QUOTE(ckh6003 @ Jan 24 2022, 10:44 PM)
user posted image

For quantum card mc, to earn 5% CB  on online transactions require min spend of RM30 per transaction
Ewallet transaction no cb anymore  bangwall.gif
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I thought min spend of RM30 is existing feature ?
victorian
post Jan 25 2022, 10:13 AM

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QUOTE(cybpsych @ Jan 25 2022, 09:52 AM)
quantum visa only

now quantum mastercard and VS
very likely they just put a generic word "ewallet" and some big names (not all) eg boost, bigpay, tng ewallet, etc hahahah
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Ahh I just remembered, the rm30 rule is for the offline card. Online card does not have the limit restriction.

Anyway rm30 is not a lot for online transaction, the issue is the ewallet haha
victorian
post Jan 27 2022, 03:21 PM

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QUOTE(asiatrader98 @ Jan 27 2022, 03:12 PM)
hi guys I know at least RM30 spending per transaction for Public bank Quantum Mastercard to enjoy the 5% cash back but is there a limit of RM250 per transaction ? Thank you

user posted image
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Some merchant helped to wave and let me pin.

Some do not know how to do that and insist that I plug in my card. And I lost my cashback because of this.
victorian
post Feb 17 2022, 01:26 PM

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QUOTE(ClarenceT @ Feb 17 2022, 05:04 AM)
With or without ewallet, no different to me. Can still maximise 633.25+599.95 every month. smile.gif
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Why 599.95? Pbb will round up to RM30?
victorian
post Jun 6 2022, 12:57 AM

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Anyone have any experience with unauthorized use of PBB card?

Mostly use with Zcity before this, suddenly realize there is an unauthorized transaction around RM400. Called CS and they say will block my card and investigate.

I don't bring my card around with me, so I really don't know how it is stolen, except from data leak from other merchants.
victorian
post Jun 6 2022, 10:16 AM

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QUOTE(beLIEve @ Jun 6 2022, 10:12 AM)
1.0 Payment method does not affect interest rates.

2.0 No. For the past few years, PTPTN only paid 4% interest. Last year, drop to 3% because OPR fell.
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He meant the 6% cashback

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