Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back
|
|
 Oct 31 2025, 09:57 PM
Show posts by this member only | IPv6 | Post
#25321
|
 
All Stars
18,402 posts Joined: Oct 2010 
|
QUOTE(jenern84 @ Oct 31 2025, 09:10 PM) Which e wallet did you top up? Which date?I topped up at 0000:05 & 0000:50. I didn't get any.  |
|
|
|
|
|
Nov 1 2025, 09:13 PM
|
All Stars
65,273 posts Joined: Jan 2003
|
ClarenceT liked this post
|
|
|
Nov 2 2025, 11:53 AM
|
|
Junior Member
992 posts Joined: Jun 2013 
|
QUOTE(cybpsych @ Nov 1 2025, 09:13 PM) Doesn't seems attractive anymore, only 2~3% cashback.... sg8989 liked this post
|
|
|
Nov 2 2025, 12:40 PM
|
Senior Member
7,547 posts Joined: May 2012
|
QUOTE(lovelyuser @ Nov 2 2025, 11:53 AM) Doesn't seems attractive anymore, only 2~3% cashback.... yeah...5k per month on oversea |
|
|
Nov 3 2025, 05:00 AM
|
|
Senior Member
7,815 posts Joined: Jan 2005
|
Public Bank no longer use campaign cashback as partial payment for latest statement.
In other words, pay your statement balance in full and ignore cashback won after statement. |
|
|
Nov 3 2025, 10:58 AM
|
Senior Member
4,143 posts Joined: May 2005
|
QUOTE(lovelyuser @ Nov 2 2025, 11:53 AM) Doesn't seems attractive anymore, only 2~3% cashback.... I rather use TNG VISA better with 3% unlimited cash back for overseas transaction above RM300 and no FX markupThis post has been edited by Barricade: Nov 3 2025, 10:59 AM Dyson Jin liked this post
|
|
|
|
|
|
Nov 3 2025, 11:08 AM
|
All Stars
14,927 posts Joined: May 2015
|
QUOTE(Barricade @ Nov 3 2025, 10:58 AM) I rather use TNG VISA better with 3% unlimited cash back for overseas transaction above RM300 and no FX markup It is not easy to use a debit card to swipe more than RM5000.Eg buy a LV bag, pay for Student Visa / tuition fee / accommodatation etc. And VAT/GST refund to Credit card. This post has been edited by ClarenceT: Nov 3 2025, 11:10 AM |
|
|
Nov 3 2025, 11:22 AM
|
|
Senior Member
4,143 posts Joined: May 2005
|
QUOTE(ClarenceT @ Nov 3 2025, 11:08 AM) It is not easy to use a debit card to swipe more than RM5000. VAT also can refund to debit card wat.Eg buy a LV bag, pay for Student Visa / tuition fee / accommodatation etc. And VAT/GST refund to Credit card. |
|
|
Nov 3 2025, 11:28 AM
|
|
All Stars
14,927 posts Joined: May 2015
|
QUOTE(Barricade @ Nov 3 2025, 11:22 AM) VAT also can refund to debit card wat. Not all debit cards, some got limit, like TNG Visa subject to wallet limit, and you don't know when the VAT/GST refund will be credited.This post has been edited by ClarenceT: Nov 3 2025, 11:29 AM |
|
|
Nov 3 2025, 11:28 AM
|
Senior Member
1,255 posts Joined: Sep 2021
|
QUOTE(Optizorb @ Sep 9 2025, 02:43 PM) Cash back from campaigns wont be used to off-set the statement due amount?? First time i encounter this problem..  My August statement due on 5th September, amount is RM900. At the end of August, received cashback of RM100. On 5th September, made payment of RM800, like i usually do which is minus whatever campaign cashback from the outstanding sum. Then today kena charged late payment penalty of RM10 dy.. Called them up to find out how come can kena late payment penalty and that's what the CS told me.. Had to make additional RM100 payment to clear it then they will waive the late payment charge and interests.. I bingung cause previously do like this no issues QUOTE(beLIEve @ Nov 3 2025, 05:00 AM) Public Bank no longer use campaign cashback as partial payment for latest statement. yup, already kena 2 months ago.In other words, pay your statement balance in full and ignore cashback won after statement. |
|
|
Nov 3 2025, 11:42 AM
|
|
Senior Member
7,815 posts Joined: Jan 2005
|
QUOTE(Optizorb @ Nov 3 2025, 11:28 AM) yup, already kena 2 months ago. I didn't kena Sept and when i searched, keywords did not match your posting. So i posted again. |
|
|
Nov 3 2025, 12:27 PM
|
|
Senior Member
4,143 posts Joined: May 2005
|
edited
This post has been edited by Barricade: Nov 3 2025, 12:28 PM |
|
|
Nov 3 2025, 02:49 PM
Show posts by this member only | IPv6 | Post
#25333
|
|
Junior Member
272 posts Joined: May 2006
|
QUOTE(beLIEve @ Nov 3 2025, 11:42 AM) I didn't kena Sept and when i searched, keywords did not match your posting. So i posted again. yupe i also jus got finance charges and they said its because of what was mentioned...din notice previously this was the issue....luckily just a few cents beLIEve liked this post
|
|
|
|
|
|
Nov 4 2025, 02:10 PM
|
|
Senior Member
7,815 posts Joined: Jan 2005
|
QUOTE(cybpsych @ May 1 2025, 07:09 AM) 04 NOV PETRON,DINING & GROCERY CASH BACK - MTH5 50.00 CR xiaoxiaoshen, jimbet1337, and 1 other liked this post
|
|
|
Nov 5 2025, 09:21 AM
|
|
Senior Member
4,622 posts Joined: Mar 2007
|
QUOTE(Barricade @ Nov 3 2025, 10:58 AM) I rather use TNG VISA better with 3% unlimited cash back for overseas transaction above RM300 and no FX markup i will completely prevent using debit card oversea  when kena fraud transaction, susah later...credit card still much better This post has been edited by vez: Nov 5 2025, 09:21 AM lovelyuser liked this post
|
|
|
Nov 5 2025, 10:23 AM
|
Senior Member
6,622 posts Joined: Aug 2008 From: Malaysia 
|
QUOTE(beLIEve @ Nov 3 2025, 05:00 AM) Public Bank no longer use campaign cashback as partial payment for latest statement. Lucky i read this, thanksIn other words, pay your statement balance in full and ignore cashback won after statement. beLIEve liked this post
|
|
|
Nov 6 2025, 06:29 PM
|
|
Senior Member
7,614 posts Joined: Mar 2009
|
Anyone got recieve letter regarding the Ujrah conversion to murabahah for the Islamic cc? If we don't return the acceptance form, will they terminate our cc?
|
|
|
Nov 6 2025, 11:08 PM
|
|
Senior Member
4,143 posts Joined: May 2005
|
QUOTE(annoymous1234 @ Nov 6 2025, 06:29 PM) Anyone got recieve letter regarding the Ujrah conversion to murabahah for the Islamic cc? If we don't return the acceptance form, will they terminate our cc? Of course not. I just tear the letter. |
|
|
Nov 7 2025, 08:38 AM
|
|
Senior Member
1,322 posts Joined: Jun 2019 
|
QUOTE(annoymous1234 @ Nov 6 2025, 06:29 PM) Anyone got recieve letter regarding the Ujrah conversion to murabahah for the Islamic cc? If we don't return the acceptance form, will they terminate our cc? received this morning... haven't read it in details yet. Whats the difference between Ujrah and Murabahah? |
|
|
Nov 7 2025, 09:15 AM
|
|
All Stars
65,273 posts Joined: Jan 2003
|
QUOTE(Matchy @ Nov 7 2025, 08:38 AM) received this morning... haven't read it in details yet. Whats the difference between Ujrah and Murabahah? you can google or chatgpt the differencefor layman ppl like us, just BAU. it wont change the way the card function. it's more related to internal management of the card which is transparent to users. Matchy liked this post
|
| Change to: |  0.0313sec
 0.67
 6 queries
 GZIP Disabled
Time is now: 2nd December 2025 - 12:03 PM |
Quote
