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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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Human Nature
post Feb 22 2024, 01:02 PM

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QUOTE(Barricade @ Feb 22 2024, 12:50 PM)
Campaign cannot overlap right? Can only choose one?
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Cannot double dip
tonYe
post Feb 22 2024, 06:59 PM

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QUOTE(cybpsych @ Feb 22 2024, 11:06 AM)
seldom wrong

1) share your txn list (txn date & posting date)
2) share your statement date

hide/redact sensitive info, if any
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Here you go, bro. Statement date is 22nd.
The Turkish cafe transaction was the only non-online (I didn't know the dining CB no more lol)

user posted image
tan_aniki
post Feb 23 2024, 01:59 AM

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QUOTE(tonYe @ Feb 22 2024, 06:59 PM)
Here you go, bro. Statement date is 22nd.
The Turkish cafe transaction was the only non-online (I didn't know the dining CB no more lol)

user posted image
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what is ur txn on 22/1? might need to add up to become RM392.80 as shown below
xiaomoon
post Feb 23 2024, 08:39 AM

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QUOTE(tonYe @ Feb 22 2024, 06:59 PM)
Here you go, bro. Statement date is 22nd.
The Turkish cafe transaction was the only non-online (I didn't know the dining CB no more lol)

user posted image
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take out the ecom2 without behind -ec then u get 392.8, u can check with cs those ecom2 is under what category
leanman
post Feb 23 2024, 08:47 AM

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QUOTE(tonYe @ Feb 22 2024, 06:59 PM)
Here you go, bro. Statement date is 22nd.
The Turkish cafe transaction was the only non-online (I didn't know the dining CB no more lol)

user posted image
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Based on the infor, RM115 was missing from the calculation of CB based on your spent, i can see it linked to your 3x RM30 TnG ECOM2 and also the RM25 related.
tonYe
post Feb 23 2024, 09:07 AM

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QUOTE(tan_aniki @ Feb 23 2024, 01:59 AM)
what is ur txn on 22/1? might need to add up to become RM392.80 as shown below
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QUOTE(xiaomoon @ Feb 23 2024, 08:39 AM)
take out the ecom2 without behind -ec then u get 392.8, u can check with cs those ecom2 is under what category
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QUOTE(leanman @ Feb 23 2024, 08:47 AM)
Based on the infor, RM115 was missing from the calculation of CB based on your spent, i can see it linked to your 3x RM30 TnG ECOM2 and also the RM25 related.
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thanks bros. this is really weird cause everything that's rm30 autoreload is the same with or without the -ec. i didn't do anything different.
i tried calling cs but no one ever picks up. waited for over 11 minutes yawn.gif
Human Nature
post Feb 23 2024, 09:15 AM

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QUOTE(tonYe @ Feb 23 2024, 09:07 AM)
thanks bros. this is really weird cause everything that's rm30 autoreload is the same with or without the -ec. i didn't do anything different.
i tried calling cs but no one ever picks up. waited for over 11 minutes  yawn.gif
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saved card at tng?
beLIEve
post Feb 23 2024, 09:16 AM

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QUOTE(tonYe @ Feb 23 2024, 09:07 AM)
thanks bros. this is really weird cause everything that's rm30 autoreload is the same with or without the -ec. i didn't do anything different.
i tried calling cs but no one ever picks up. waited for over 11 minutes  yawn.gif
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Wait longer or call offpeak hours.

If auto reload, most likely Recurring Payment, therefore no cashback. A bit surprised to see got EC for auto reload.
tonYe
post Feb 23 2024, 09:16 AM

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QUOTE(Human Nature @ Feb 23 2024, 09:15 AM)
saved card at tng?
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yes all my tng txn are from saved card
cybpsych
post Feb 23 2024, 09:18 AM

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QUOTE(tonYe @ Feb 23 2024, 09:16 AM)
yes all my tng txn are from saved card
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do u roughly know how the saved-card was used?

which txn using which method?

1) quick reload?
2) quick payment?
3) manual reload?
tonYe
post Feb 23 2024, 09:24 AM

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QUOTE(beLIEve @ Feb 23 2024, 09:16 AM)
Wait longer or call offpeak hours.

If auto reload, most likely Recurring Payment, therefore no cashback. A bit surprised to see got EC for auto reload.
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this is actually only one of the rare times i didn't get full cb. usually i get full cb and its been almost a year hmm.gif

QUOTE(cybpsych @ Feb 23 2024, 09:18 AM)
do u roughly know how the saved-card was used?

which txn using which method?

1) quick reload?
2) quick payment?
3) manual reload?
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all rm30 tng txn were autoreload from saved card, including the ones without ec.
whereas the rest were reloaded manually with the +reload button but still with saved card.
the mcds were also from saved card in the mcds app.
Human Nature
post Feb 23 2024, 09:27 AM

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QUOTE(tonYe @ Feb 23 2024, 09:24 AM)
this is actually only one of the rare times i didn't get full cb. usually i get full cb and its been almost a year  hmm.gif
all rm30 tng txn were autoreload from saved card, including the ones without ec.
whereas the rest were reloaded manually with the +reload button but still with saved card.
the mcds were also from saved card in the mcds app.
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My guess tng reported some of those as recurring transactions
tonYe
post Feb 23 2024, 09:43 AM

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QUOTE(Human Nature @ Feb 23 2024, 09:27 AM)
My guess tng reported some of those as recurring transactions
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hmmm that'd be quite inconsistent of them haha. if there's a reason for them to report, why not like report all hmm.gif
leanman
post Feb 23 2024, 09:45 AM

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This was highlighted maybe last year, during VS’s time. Had to remove the saved card with PBB. Only in TnG but not other wallet
cybpsych
post Feb 23 2024, 09:45 AM

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QUOTE(tonYe @ Feb 23 2024, 09:43 AM)
hmmm that'd be quite inconsistent of them haha. if there's a reason for them to report, why not like report all hmm.gif
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not report on purpose

the backend payment gateway system (somehow) process the transaction as normal txn or sometimes as recurring txn.

no way for us to know how it works.
Human Nature
post Feb 23 2024, 09:46 AM

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QUOTE(tonYe @ Feb 23 2024, 09:43 AM)
hmmm that'd be quite inconsistent of them haha. if there's a reason for them to report, why not like report all hmm.gif
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Ya, they will always say its the merchant's problem. Anyway, contact CS and try to appeal la if its your first time occurence.
confusedway
post Feb 23 2024, 09:48 AM

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Hi Sir, just to update...

Recently i made payment to local university through online payment and didnt get 10X green points, after checking with customer service their reply was due to the payment method was through online, therefore it was treated as online spending (getting 3% CB instate of getting 10X Green point). Please take note mate.

PS i'm using Visa Signature...
Human Nature
post Feb 23 2024, 09:51 AM

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Interesting, wonder whether old VS design gets 10x green points too?

List of merchants
https://www.pbebank.com/media/fzam0lyo/list...sasignature.pdf
tonYe
post Feb 23 2024, 09:51 AM

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QUOTE(leanman @ Feb 23 2024, 09:45 AM)
This was highlighted maybe last year, during VS’s time. Had to remove the saved card with PBB. Only in TnG but not other wallet
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i see. i guess i've been lucky all this while until this time

QUOTE(cybpsych @ Feb 23 2024, 09:45 AM)
not report on purpose

the backend payment gateway system (somehow) process the transaction as normal txn or sometimes as recurring txn.

no way for us to know how it works.
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hmmm okay then i guess i'll remove from saved card or autoreload, or both

QUOTE(Human Nature @ Feb 23 2024, 09:46 AM)
Ya, they will always say its the merchant's problem. Anyway, contact CS and try to appeal la if its your first time occurence.
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better not alert cs if autoreload was the cause. scared later they report all from now haha
Human Nature
post Feb 23 2024, 09:52 AM

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QUOTE(confusedway @ Feb 23 2024, 09:48 AM)
Hi Sir, just to update...

Recently i made payment to local university through online payment and didnt get 10X green points, after checking with customer service their reply was due to the payment method was through online, therefore it was treated as online spending (getting 3% CB instate of getting 10X Green point). Please take note mate.

PS i'm using Visa Signature...
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Public or private university?

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