He intended to mislead you. Haha.
Did he receive the QV already?

This post has been edited by ClarenceT: Aug 25 2019, 02:54 PM

I think not receive yet. Probably receive on 27th or after that date.

isn't it? maybe he meant for other campaign?

you thought he can spend RM300/RM500 in PKPS?

Paid UNIQLO 39.90 via contactless.

What I want to share is there are many places accepted payWave. Btw, I’m using FCB since I still have RM100+ quota.

Even Kiosk accepts contactless.

Thanks for the explanation, ClarenceT and cybpsych.

So, as credit card users, we are unable to determine whether contactless transactions are processed online, or offline, right?

From my limited experience of using credit cards, if I tap Maybank credit cards at Maybank terminals (either for Visa Paywave or Amex ExpressPay transactions), the contactless transactions are usually processed online and I can see the approval code on the charge slips.

On the other hand, if I tap Maybank credit cards at Public Bank terminals for Visa Paywave transactions, the approval code becomes VLP111, indicating offline processing.

So, to avoid offline processing, should I need to ensure that it is same bank, both at card issuer side, and card acquirer side? For example, I need to tap Public Bank credit cards at Public Bank terminals, for contactless transactions. Is my understanding correct?

This post has been edited by kart: Aug 25 2019, 07:11 PM

I made 2 contactless payment today.

PKPS Cafe - Slip shows "Contactless Entry" & "Offline"
Uniqlo - Slip shows "Contactless"; I think this transaction is "Online"

I don't know the difference between the two.

This topic broaden my knowledge on offline and online processing.

What's the bank name of this slip?

This post has been edited by rojakwhacker: Aug 25 2019, 07:30 PM

online or offline, that's on the approval side.

the entry side, is still a CONTACTLESS.

Cashier stops it? Isn't using contactless is easier for the cashier?

Next time I'll try to use contactless in these places. My 1st time using contactless in mcd was due to the machine couldn't read my credit cards & the cashier asked me whether I have contactless card...

I don't use tng as there is no toll to pay in sabah (yet). Apart from the 10% for shell, any other goodies? Do I have to actually hold a tng card in order to use the app?

OT: Tng ewallet and Tng card can be separate use or link it (with/without having Tng card). More info in Tng ewallet thread.

It is beyond your control.
Don't make life difficult, not so crucial except sms notification.

If online, you can find the 6-digit approval code on the slip.
And check your available credit limit (modern m2u), the offline transaction doesn't reduce your available CL.

Some cashiers feel paywave is not secure to them as you don't key in the PIN. They are worried you use a lost/stolen card. So they insist you to use Chip and PIN. Very common in Kuching!

Thanks for the info.

Lol... They shouldn't worry much so long as the payment is made, even with a stolen card. I don't think they would be held responsible anyway.

Anyway, will try to observe whether paywave is accepted when using CC next time.

This post has been edited by lhsu: Aug 25 2019, 08:04 PM

I guess if its a stolen card, owner reports it, no payment will be received by the receiver(cashier).

I heard the cashier will always auto (no need customer to ask) ask tap (customer hold) or pin before payment is made in singapore. But here is different.

This post has been edited by rojakwhacker: Aug 25 2019, 08:44 PM

If owner reported it, the card would be blocked immediately. Hence their worry is baseless.

That should be the case. Tab it is much more convenient. That's the whole idea for contactless card. You'll feel it the most especially when you "drive through"...

Whatever is it, it's their shop, it's their policy. There is nothing we can do...

I believe you guys mean "tap" instead of "tab" right?

Anyone that forgot their PBe password before? I try to use the forgot password link, it asks for my ATM card. (I dont have PB ATM card) Tried the CC number, but it doesn't work either.

Opps! its tap. My bad, always typo habit.

Could call Public bank to change password because forget.
Password forgotten and i call to rhb bank before. So it may work on public bank too.

How to know which bank?