Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back
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 Jul 4 2019, 12:53 PM
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#121
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All Stars
65,274 posts Joined: Jan 2003 
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QUOTE(annoymous1234 @ Jul 4 2019, 12:44 PM) I was just about to call CS to ask. I Don't think anyone here got it waived. The most they got is the spend rm500 to get sst rebate nope, can get rebate without spending. just we don't know what is the criteria. this morning one forumer reported it. This post has been edited by cybpsych: Jul 4 2019, 01:09 PM |
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Jul 4 2019, 02:59 PM
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Junior Member
188 posts Joined: Dec 2017 
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QUOTE(LemonJane @ Jul 4 2019, 11:13 AM) I was rejected at first - they called it "cancel". When I called to speak to the CSA, I asked for the reason but he would not tell. He then said he could put in an appeal for me, and nothing I needed to do. And since then the status has been "pending documentation". My case was they offer me gold card instead, but I call it off as gold card doesn't suit my spending style. Sigh. They say no to my asking for appeal. Really bad luck for me. Pb Quantum rejected; CIMB call to offer CB Platinum card, but duno why also rejected |
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Jul 4 2019, 03:22 PM
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#123
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Senior Member
2,552 posts Joined: Jan 2008
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QUOTE(IzaakC @ Jul 4 2019, 02:59 PM) My case was they offer me gold card instead, but I call it off as gold card doesn't suit my spending style. if constantly rejected need to review your CCRIS and income statementSigh. They say no to my asking for appeal. Really bad luck for me. Pb Quantum rejected; CIMB call to offer CB Platinum card, but duno why also rejected |
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Jul 4 2019, 04:50 PM
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Senior Member
4,234 posts Joined: Sep 2006
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QUOTE(zenquix @ Jul 4 2019, 03:22 PM) if constantly rejected need to review your CCRIS and income statement I got many cards and most of the time no problem with card approval, except PBB. Unsuccessful since Jan 2016.My CCRIS everything is '0'.  Maybe next time should apply from branch. |
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Jul 4 2019, 05:31 PM
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#125
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Senior Member
1,457 posts Joined: Jun 2019 From: Hell
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QUOTE(kaiserreich @ Jul 4 2019, 04:50 PM) I got many cards and most of the time no problem with card approval, except PBB. Unsuccessful since Jan 2016. This could be the reasons behind. My CCRIS everything is '0'. Maybe next time should apply from branch. Somebody did point out that having too much cards with relatively low CL doesn't pare well for credit application. This post has been edited by CardNoob: Jul 4 2019, 05:31 PM |
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Jul 4 2019, 05:58 PM
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Junior Member
204 posts Joined: Aug 2009
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QUOTE(cybpsych @ Jul 3 2019, 10:11 AM) try to remark "Quantum Mastercard only" on the application form. tqvmelse, terminate the Visa after receiving it. |
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Jul 4 2019, 06:14 PM
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Junior Member
301 posts Joined: Oct 2005
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QUOTE(menime123 @ Jul 4 2019, 09:24 AM) got charged SST RM25 for my VS yesterday (annual fee was charged and reversed immediately on the same day yesterday) Update for everyone. Already gotten the SST rebate from PB few hours ago. Quite fast by them hehe.Just called CS few minutes ago asking for SST rebate. CS say will give me rebate to my VS due to active usage of my card. Didnt say anything about spending minimum RMX amount in X days (probably due to that I been using it monthly for getting CB) |
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Jul 4 2019, 07:22 PM
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#128
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Senior Member
1,107 posts Joined: May 2016 
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QUOTE(kaiserreich @ Jul 4 2019, 04:50 PM) I got many cards and most of the time no problem with card approval, except PBB. Unsuccessful since Jan 2016. Looks to me PBB has no shortage of customers. I wonder what's its rejection rate if approval is taking so long. My AEON took a week plus, my OCBC 10 days, PBB 20 days already since appeal and moving into the 4th week. I kind of think it's waiting for the next CCRIS update. My CCRIS everything is '0'. Maybe next time should apply from branch. |
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Jul 4 2019, 07:24 PM
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Junior Member
582 posts Joined: Oct 2011 From: Gender: Male. Not the girl you are looking for.
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Received the new credit cards promotion luggage set. Tried to survey for the market price but found out many people trying to sell their free gifts
 Attached thumbnail(s) 
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Jul 4 2019, 07:30 PM
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Senior Member
3,281 posts Joined: Dec 2013
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QUOTE(kaiserreich @ Jul 4 2019, 04:50 PM) I got many cards and most of the time no problem with card approval, except PBB. Unsuccessful since Jan 2016. no really due to where u apply.My CCRIS everything is '0'. Maybe next time should apply from branch. U got too many cc, the dsr is too high for u to get another card. CCRISS clean no means can apply card easily. some bank check DSR. |
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Jul 5 2019, 01:12 AM
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#131
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Junior Member
30 posts Joined: Oct 2009
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Hi, I'm got my new card 2 weeks ago, and spent total of rm500. Normally how long does it takes for the sst deduction to be reflected?
This post has been edited by m_m1: Jul 5 2019, 01:13 AM |
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Jul 5 2019, 07:14 AM
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Senior Member
4,381 posts Joined: Jan 2003
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Those free gift really worth that much? Thinking to apply Public Bank CC.
QUOTE(imap.cc @ Jul 4 2019, 07:24 PM) Received the new credit cards promotion luggage set. Tried to survey for the market price but found out many people trying to sell their free gifts |
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Jul 5 2019, 12:07 PM
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Junior Member
188 posts Joined: Dec 2017
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QUOTE(zenquix @ Jul 4 2019, 03:22 PM) if constantly rejected need to review your CCRIS and income statement Checked CCRIS, only got education loan, nothing elseDSR less than 10%.....  Is the income statement means the LHDN one? This post has been edited by IzaakC: Jul 5 2019, 12:11 PM |
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Jul 5 2019, 05:51 PM
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#134
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Junior Member
111 posts Joined: Jan 2010
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Anyone get the cashback for Samsung pay? I check the statement, didn't see any cash back.
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Jul 5 2019, 05:55 PM
Show posts by this member only | IPv6 | Post
#135
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Senior Member
1,457 posts Joined: Jun 2019 From: Hell
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QUOTE(vincent168 @ Jul 5 2019, 05:51 PM) Anyone get the cashback for Samsung pay? I check the statement, didn't see any cash back. SAMSUNG PAY CASH BACK-MTH1 |
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Jul 5 2019, 06:07 PM
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#136
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Junior Member
111 posts Joined: Jan 2010
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QUOTE(CardNoob @ Jul 5 2019, 05:55 PM) SAMSUNG PAY CASH BACK-MTH1 Hmm...Didn't see it on my statement. Yours is May? Appear on June statement? |
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Jul 5 2019, 06:08 PM
Show posts by this member only | IPv6 | Post
#137
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Senior Member
1,457 posts Joined: Jun 2019 From: Hell
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QUOTE(vincent168 @ Jul 5 2019, 06:07 PM) Hmm...Didn't see it on my statement. Yours is May? Appear on June statement? Unbilled online ledger. Date is 24/6 Not in the PDF statement. |
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Jul 6 2019, 12:41 PM
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Senior Member
2,294 posts Joined: Sep 2009
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Hi anyone paid tnb online direct at tnb website? Consider online transaction?
I searched only mention via uobpayobline entitled. No one tried direct payment? Thanks. |
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Jul 6 2019, 12:57 PM
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All Stars
14,927 posts Joined: May 2015
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QUOTE(rachel_xxx @ Jul 6 2019, 12:41 PM) Hi anyone paid tnb online direct at tnb website? Consider online transaction? UOB Payonline is dead. Not relevant anymore.I searched only mention via uobpayobline entitled. No one tried direct payment? Thanks. |
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Jul 6 2019, 01:00 PM
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Senior Member
2,294 posts Joined: Sep 2009
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QUOTE(ClarenceT @ Jul 6 2019, 12:57 PM) UOB Payonline is dead. Not relevant anymore. Pay at tnb website is consider online trans entitle for cb right? |
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