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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back
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rojakwhacker
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Aug 16 2019, 09:36 PM
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QUOTE(won931106 @ Aug 16 2019, 09:10 PM) ok will try ya finally i go get PB credit card. quantum TnC revised? issue is i totally unable to found my card info within PBE. will try follow the guide and try now Yeah. Only applied after 1st September. Read 'Revision of Selected PB Cards Features' under link: https://www.pbebank.com/Announcements.aspx
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won931106
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Aug 16 2019, 09:38 PM
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QUOTE(rojakwhacker @ Aug 16 2019, 09:36 PM) Yeah. Only applied after 1st September. Read 'Revision of Selected PB Cards Features' under link: https://www.pbebank.com/Announcements.aspxthanks for the link just thought of gonna find it by myself a moment ago
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rojakwhacker
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Aug 16 2019, 09:42 PM
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QUOTE(won931106 @ Aug 16 2019, 09:35 PM) finally done add the card into my PBE and set the PIN. but just wondering why PBE system so lousy need the cardholder own add the card into their online banking account? Other bank all default would have the card added once approved (as for few bank that i with saving account and credit card) Some user said Public bank is still on the old way or something. But i find public bank displaying credit card details have more information like statement date, authorized amount, cashback, etc compare to other bank like Standard Chartered or OCBC.
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won931106
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Aug 16 2019, 09:45 PM
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QUOTE(rojakwhacker @ Aug 16 2019, 09:36 PM) Yeah. Only applied after 1st September. Read 'Revision of Selected PB Cards Features' under link: https://www.pbebank.com/Announcements.aspxjust done the reading. so for Visa no more entertaiment and departmental store? Originally thought of using it to topup my TNG card at Jaya Grocer or other like Tesco to see if eligible for the cashback. but anyhow, the change to purely contactless payment also stays the same i think  (mean must with paywave) while for Master no more dining thought of use it for dining if dont want to spam it fully for online transaction such as BP or online shopping. but let it be. at least still have the cashback for same category
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won931106
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Aug 16 2019, 09:47 PM
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QUOTE(rojakwhacker @ Aug 16 2019, 09:42 PM) Some user said Public bank is still on the old way or something. But i find public bank displaying credit card details have more information like statement date, authorized amount, cashback, etc compare to other bank like Standard Chartered or OCBC.  ya it's true after a rough look. but the convenience were not so good which required cardholder to own input the card info back to their online banking system
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rojakwhacker
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Aug 16 2019, 09:51 PM
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QUOTE(won931106 @ Aug 16 2019, 09:45 PM) just done the reading. so for Visa no more entertaiment and departmental store? Originally thought of using it to topup my TNG card at Jaya Grocer or other like Tesco to see if eligible for the cashback. but anyhow, the change to purely contactless payment also stays the same i think  (mean must with paywave) while for Master no more dining thought of use it for dining if dont want to spam it fully for online transaction such as BP or online shopping. but let it be. at least still have the cashback for same category  For me, quantum visa contactless transaction is must better compare to entertainment and/or departmental, at least get to use it often after 1st September. Yeah no more dining on quantum mastercard. Can use quantum visa or bigpay. Contactless: tab amount up to RM250 or 9 times. Reset by pin. Accumulated up to Rm500. Can use search funtion for more info on contactless.
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won931106
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Aug 16 2019, 09:53 PM
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QUOTE(rojakwhacker @ Aug 16 2019, 09:51 PM) For me, quantum visa contactless transaction is must better compare to entertainment and/or departmental, at least get to use it often after 1st September. Yeah no more dining on quantum mastercard. Can use quantum visa or bigpay. Contactless: tab amount up to RM250 or 9 times. Reset by pin. Accumulated up to Rm500. Can use search funtion for more info on contactless.  ya know on the contactless (mean with card present) actually for the Visa change it's more good compared to only entertaiment/departmental store which allow higher usage rate
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SUSCardNoob
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Aug 16 2019, 09:53 PM
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QUOTE(rojakwhacker @ Aug 16 2019, 09:51 PM) For me, quantum visa contactless transaction is must better compare to entertainment and/or departmental, at least get to use it often after 1st September. Yeah no more dining on quantum mastercard. Can use quantum visa or bigpay. Contactless: tab amount up to RM250 or 9 times. Reset by pin. Accumulated up to Rm500. Can use search funtion for more info on contactless.  The revision is very good for Quantum Visa. The downside of the revision; cash back is only awarded for tap amount >= RM 30
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rojakwhacker
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Aug 16 2019, 09:53 PM
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QUOTE(won931106 @ Aug 16 2019, 09:47 PM) ya it's true after a rough look. but the convenience were not so good which required cardholder to own input the card info back to their online banking system  Can ask bank branch to add for you.
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rojakwhacker
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Aug 16 2019, 09:55 PM
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QUOTE(CardNoob @ Aug 16 2019, 09:53 PM) The revision is very good for Quantum Visa. The downside of the revision; cash back is only awarded for tap amount >= RM 30 Yeah. Couldn't agree more!
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won931106
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Aug 16 2019, 09:58 PM
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QUOTE(CardNoob @ Aug 16 2019, 09:53 PM) The revision is very good for Quantum Visa. The downside of the revision; cash back is only awarded for tap amount >= RM 30 just noticed it. mean if the transaction over 30 then we use the Visa card else just other card QUOTE(rojakwhacker @ Aug 16 2019, 09:53 PM) Can ask bank branch to add for you.   same inconvenience as need the cardholder specially go to bank branch
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jkngo2003
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Aug 16 2019, 11:00 PM
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Samsungpay using quantum visa is considered contactless transition ? Will it get 5 percent rebate?
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won931106
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Aug 16 2019, 11:53 PM
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QUOTE(jkngo2003 @ Aug 16 2019, 11:00 PM) Samsungpay using quantum visa is considered contactless transition ? Will it get 5 percent rebate? if not mistaken should be considered as contactless transaction.
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Lingohal
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Aug 17 2019, 08:02 AM
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QUOTE(won931106 @ Aug 16 2019, 09:47 PM) ya it's true after a rough look. but the convenience were not so good which required cardholder to own input the card info back to their online banking system  But I do know of someone who didn't want to add credit card into online banking, thinking that it's not secured. 😅
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alesi616
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Aug 17 2019, 11:24 AM
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Reload Bigpay card and swipe, still entitle 6% rebate for visa signature (online category) rite ?
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rojakwhacker
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Aug 17 2019, 11:31 AM
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QUOTE(alesi616 @ Aug 17 2019, 11:24 AM) Reload Bigpay card and swipe, still entitle 6% rebate for visa signature (online category) rite ? Yes!
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kart
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Aug 17 2019, 11:41 AM
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I can understand why Public Bank changes the transactions eligible for cashback, to contactless transactions, for Public Bank Quantum Visa Credit Card. As such, more people will prefer to use this card.
Then again, for Public Bank Quantum Mastercard Credit Card, why did Public Bank remove dining transactions from eligible transactions?
Sigh, another card service tax of RM 25 is incurred, when I need to get another credit card with cashback for dining transactions.
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Human Nature
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Aug 17 2019, 11:43 AM
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QUOTE(kart @ Aug 17 2019, 11:41 AM) I can understand why Public Bank changes the transactions eligible for cashback, to contactless transactions, for Public Bank Quantum Visa Credit Card. As such, more people will prefer to use this card. Then again, for Public Bank Quantum Mastercard Credit Card, why did Public Bank remove dining transactions from eligible transactions? Sigh, another card service tax of RM 25 is incurred, when I need to get another credit card with cashback for dining transactions. That could be a move to differentiate it from the VS
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tan_aniki
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Aug 17 2019, 11:44 AM
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QUOTE(kart @ Aug 17 2019, 11:41 AM) I can understand why Public Bank changes the transactions eligible for cashback, to contactless transactions, for Public Bank Quantum Visa Credit Card. As such, more people will prefer to use this card. Then again, for Public Bank Quantum Mastercard Credit Card, why did Public Bank remove dining transactions from eligible transactions? Sigh, another card service tax of RM 25 is incurred, when I need to get another credit card with cashback for dining transactions. you can use contactless QV for dining or reload from QMC to BP for non contactless dining, no need to worry so much on the changes
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rojakwhacker
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Aug 17 2019, 11:47 AM
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QUOTE(kart @ Aug 17 2019, 11:41 AM) I can understand why Public Bank changes the transactions eligible for cashback, to contactless transactions, for Public Bank Quantum Visa Credit Card. As such, more people will prefer to use this card. Then again, for Public Bank Quantum Mastercard Credit Card, why did Public Bank remove dining transactions from eligible transactions? Sigh, another card service tax of RM 25 is incurred, when I need to get another credit card with cashback for dining transactions. When swipe using public bank quantum visa just remember amount swipe must be minimum RM30 to be eligible for cashback 5%.
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