i work as Hong Leong Personal loan..
our rate is 12% per annum (flat rate)
maximum up to 250k and minimum to 5k

5 times from ur salary nett pay.
minimum requirement is from basic 2k salary and credit card limit 5k and used for 1 year. (either one)

repayment period is from 2 years from 5 years
*early settlement with no intrest charge and penalty charge.
*need to give bank for 3 mths notice at anytime want to settle
*intrest is giving rebate doing early settlement

*48hr loan process and can consider to taking loan once approve