I got pre-qualified personal loan offer from AllianceBank with 7.99% per annum for RM25K because I'm currently using Alliance Ikea CC. Is this for real? Afraid it is corn job. Anyone ever received this one?

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Dear Sir / Ms,

Thank you for a pleasant conversation and as you have requested, I am pleased to provide you with more
details of the Pre-qualified Alliance CashVantage Personal Financing-i package, exclusively offered to you as a gesture of our appreciation and gratitude for banking with us.

Upon acceptance of our offer, you will enjoy these benefits made available to only a select few:
§ Low Fixed Profit Rate. (Refer to Customer Term & Condition.)
§ No processing fee
§ No collateral or guarantor required
§ Cash transferred to your Alliance Bank account or any of your other bank accounts


Enjoy a hassle-free application process and only need to submit the following:
§ Copy of Bank Statement or Passbook

Should you require further enquiries/assistance, kindly contact our Sales Executive ****** or the undersigned.

*Terms & Condition applies.

Thanks.

Best Regards,
*************
************* (Unsecured Lending – Personal loan)
Contact number : 03-8073 *****
Fax number : 03-5638 *****
Email Address : ******@alliancebg.com.my