bank rakyat is now offering 5.95% interest for non-ahli (non government servant) for 15 years loan.

anyone who is interested to loan more than RM50K and doesn't have the salary to apply can PM me, we can make arrangement for those ppl who only have a monthly income of RM1500 to apply for max RM150k loan (with T&C of course)

Just FYI, only those who has a monthly income of at least RM1500 and 3 months of payslip, EPF records, bank records or J forms are eligible to apply.

Anyone who are interested to apply this loan, and use it to invest into other bank's savings plan can contact me, this actually is a very good opportunity, because u are using bank's money to earn profit.

If u take the savings plan (like for example, AMBANK ASSURANCE savings plan), the bank gives u 10% interest per year, and the loan's interest is only 5.95% per year, so u are actually earning money every year u pay the loan.

I will scan the document and upload it here later

just 2 make it simple, if u loan rm150,000 for 15 years, every month u need to pay the bank rm1578
but if u have full document then u can directly apply for this loan with bank rakyat, no need to contact me, because i'm doing this for those who cant get high loan amount or those who are blacklisted by the banks. If u have a salary of 6k, the bank will usually offer u around 50k loan and max of 15 years.

The savings plan is from AMBANK, not bank rakyat. I will also scan the document up later. The basic details are like this...

must at least invest into the bank for 21 years (long term) if u want 100% profit

must at least invest RM2000 per year

interest for 1st 3 years is 8%, after 3 years the interest will be 10% every year

this saving plan includes life and 36 coverage insurance.

every 3 years, u can take back around 8% of your investment by cash from the bank (that includes the investment of the insurance, amount is around rm2000), this is optional, if u don't take the money out, the bank will give u extra bonus.

after 21 years u will get back the total amount that u've saved.



I'm currently in ipoh, anyone who's interested in any of these can contact me by hp. 012-6065012 and i'll arrange a meeting with u. Anyone who are in KL who's interested can PM me so that i can arrange a date to meet u all together. Please note that the loan is for those who cant get high amount of loan and those who are blacklisted by the banks, those who have full document and have good salary can directly go to bank rakyat. And if u want to take this loan, there will be some terms and conditions, e.g u have to prepare some money (few hundred) for the arrangement (refundable if loan not approve). And if the bank approved the loan, i will take some percentage from the loan as commission. These terms and conditions are non-negotiable and i will personally explain it to u when i meet u. So my advice to u is this, do contact me when u are in dire need of cash, and the minimum loan amount is RM50k, and the loan approval takes minimum 3 weeks time.

Thank you very much.

it is actually a flat rate, the document that bank rakyat provides even list all the amount, rates, monthly payment for how many years down FYI, the example i've provided for u (RM150K for RM1578 per month) actually came from that document, it is quite detailed and easy to understand.