don't think have since definitely need guarantor or a collateral like a house
bank won't simply borrow ppl money
good luck

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Added on December 5, 2009, 11:37 amlol, forget can get from along...just joking...never do it ok

they're using credit card record i think
yeah loh, only ptptn can help
student don't have much choice

simplykah I went through this some months ago and the only reason I can think of is that the banks in Malaysia want to milk their customers out of as much money as possible. Education loans don't make enough money, personal loans make more money so personal loans is the only one you get. I hate personal loans, they're worse than credit cards IMO.

Several years back Citibank and RHB had educational loans but when I asked recently they all have cancelled it and only have personal loans. I was lucky that I had alternatives and the school was very understanding in providing a payment plan but with most schools out there you won't be so lucky. Also don't forget to look at loans where your university is, there may be options there.

hi guys,

i really need a help if anybody around knows how i can get a loan. i know it really difficult rite now to get if got problem. now my salary is 4.8k, but i got blacklist. do u think i still got hope to get a loan?anyone?i mean illegal one.