Nov 11 2010, 07:24 PM
QUOTE(kambeng02 @ Nov 11 2010, 07:18 PM)
hye, i just started working last juneas fresh graduate
got my first credit card last month
now, im trying to apply a personal loan rm20k, is it possible?
i've tried bankislam, maybank, alrajhi, hongleong, alliance and eon bank but all has been rejected. any idea why?
my annual income rm 60k
just start working this year? haha...no way la, not so easy.got my first credit card last month
now, im trying to apply a personal loan rm20k, is it possible?
i've tried bankislam, maybank, alrajhi, hongleong, alliance and eon bank but all has been rejected. any idea why?
my annual income rm 60k
age is a HUGE factor, no matter how high your income is especially you just start working.
even though there's a bank approve, they won't straight away grant you a loan which is 4 times of your monthly income.
Added on November 11, 2010, 7:25 pm
QUOTE(contoh @ Nov 11 2010, 04:26 PM)
walk to standard chartered bank today.
the cashone personal loan interest rate is 22%++ below RM20k
not as advertise as 0.63 per month
what's the meaning of flat rate and effective rate?
Cashone got 2 type of rate? flat rate and effective rate
22% ????? higher than take cash from credit card? no way man.the cashone personal loan interest rate is 22%++ below RM20k
not as advertise as 0.63 per month
what's the meaning of flat rate and effective rate?
Cashone got 2 type of rate? flat rate and effective rate
1 of my friend just get a 7k loan from std chart. , interest is 13% eh
This post has been edited by samlee860407: Nov 11 2010, 07:25 PM
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