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 Personal Loan, which banks offer the best deal?

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pepper_mint2
post Aug 14 2007, 05:08 PM

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QUOTE(hackwire @ Jul 30 2007, 11:34 PM)
it should be RM 960 pa because its 0.8% per month.
So the total interest rate for 5 years = 960 * 5 years = RM 4800

Processing fee = maybe RM 200

total loss = RM 5000.
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Well i don't know about you guys.
But i still think RHB rate is the lowest. U may try calculate RM10k for 12% reducing balance rate for 5 years.

The total interest is just RM3,346.67 during that 5 years and processing just RM100

But of cos if u early settle the thing then penalty RM100.

Anyone if interested i may ask my friend to assist on your application since they are handling this personal loan matter.

This post has been edited by pepper_mint2: Aug 15 2007, 12:52 AM
pepper_mint2
post Aug 15 2007, 06:45 PM

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QUOTE(nocar @ Aug 15 2007, 06:14 PM)
It is applicable for ppl that can pay the loan through salary reduction via Angkasa. So, mostly Gomen employees can apply for the loan. Same as Bank Rakyat.
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usually non gov worker hard to get rite? and i don't know but they said RHB no guarantor needed as long as they think u able to pay the amount then they approve it only. I got a few friends already applied for it and approved as easy as that. But preference up to each individuals of cos.
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